Major Gold Loan Providers in Mandigobindgarh
Gold Loan Mandigobindgarh Features
If you are looking for instant cash, you can keep your worries behind now as Gold Loan is available for you. As the loan is secured against gold, there is no requirement for much paperwork and so you can even get the approval of loan within 48 hours of the process of verification.
Gold Loan Mandigobindgarh assists the clients in providing financial at the most affordable interest rates. For a client to get a Gold loan, there must be a fixed and good source of income and even good credit history. Also, this can make the process of verification and loan approval quicker.
Keeping in mind the gold market rate fluctuation, you can obtain a loan of up to 75 percent of the market value of gold.
Gold Loan Mandigobindgarh Interest Rates
Documents for Gold Loan Mandigobindgarh
- Identity Proof can be the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photos.
Additional Documents Required for Gold Loan Mandigobindgarh
- Land Proof: In Agriculture Loan of more than Rs. 1 lac. but not required in case of allied agriculture purposes.
- A Demand Promissory Note.
- Certification by the Jewel Appraiser (Bank will arrange).
- Proof of Income: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Mandigobindgarh
- The minimum age needs to be 21 years and a maximum of up to 60 years.
- Indian Nationality is a must for the client.
How to Apply for Gold Loan Mandigobindgarh
Online Process to Apply for Gold Loan Mandigobindgarh
At Dialabank, you can apply for the HDFC Bank Gold Loan.
For that, you just need to fill a simple form online.
After completing the form, you will get a call from our representative. Besides, you will even get a facility for documents to be picked up your doorstep.
For further details, call us on 9878981144 anytime.
Dialabank is regarded as the best online platform to apply for a gold loan and there stand many reasons to support this, some of them are as mentioned:
- Dialabank is India’s first financial helpline; to the clients all over the country, we provide the finest financial services.
- Dialabank has a free of cost assistance policy which implies that there are no further charges to apply for a gold loan online on the Dialabank website.
- A high LTV of gold is offered to the client.
- The bank hood reputation among the customers because of its best and fast services.
- Apply for a gold loan on Dialabank, then you will also avail of a low HDFC Gold Loan Interest Rate.
- Dialabank offers a facility for doorstep document pickup to ease the process for the customers.
- If you choose to apply for a gold loan through Dialabank, very little documentation is required.
- Relationship managers are trained properly to guide and assist you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Mandigobindgarh
The clients also has an option to go through the offline process to avail of Gold Loan from the nearby branches. For that, simply search Gold Loan near me on google. A list of all the branches of banks as well as finance companies that are offering gold loans near you will appear. After that, you are required to select them according to your preference, but with the help of Dialabank, you can experience a quicker and more convenient process.
Then visits to several departments will be necessary to apply for the loan and before the loan is approved many more visits will be required.
Some banks and finance companies including HDFC Gold Loan branches and Muthoot Gold Loan branches comes with a much faster process.
You can even obtain gold loans from HDFC Gold Loan Branches. As well as to locate a nearby branch, you can search Muthoot Gold Loan near me on Google. The search will present all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Mandigobindgarh
CIBIL Score Required for Gold Loan Mandigobindgarh
As most of the lending institution has its criteria for the minimum CIBIL that is required to process a loan application, CIBIL score becomes a very import aspect for applying for gold loan in Mandigobindgarh. Mostly all the institutes ask for a minimum score of 750 for processing your gold loan application.
Not only the CIBIL score, but the institutions also consider a detailed behavior on the previous loans. These also include details on the amount borrowed, repayment behavior, and the type of loan taken. So if there are any delayed payments for the previous loan taken, there can be difficulties in the process of you availing a fresh loan. Make sure to maintain your CIBIL score before you apply for a loan.
Gold Loan Mandigobindgarh Agents
Dialabank assists the clients in making the right choice by providing a detailed market comparison for several Banks and NBFCs so that the client need not worry about the complex information process. Visit our website and fill an online form asking for a few details and then our customer relationship manager will get in touch with you.
Gold Loan Mandigobindgarh Contact Number
You can call us on 9878981144 to get instant help and avail approval for Gold Loan in Mandigobindgarh right now.
Pre Calculated EMI Table for Gold Loan Mandigobindgarh
Mandigobindgarh is a small town in the state of Punjab. Due to the large numbers of steel factories that have been set up there, the town is also known as the Steel City of Punjab or the Loha Mandi.
Table of Contents
- 1 Major Gold Loan Providers in Mandigobindgarh
- 2 Gold Loan Mandigobindgarh Features
- 3 Gold Loan Mandigobindgarh Interest Rates
- 4 Documents for Gold Loan Mandigobindgarh
- 5 Additional Documents Required for Gold Loan Mandigobindgarh
- 6 Eligibility Criteria for Gold Loan Mandigobindgarh
- 7 How to Apply for Gold Loan Mandigobindgarh
- 8 Online Process to Apply for Gold Loan Mandigobindgarh
- 9 Offline Process to Apply for Gold Loan Mandigobindgarh
- 10 Processing Fees / Prepayment Charges on Gold Loan Mandigobindgarh
- 11 CIBIL Score Required for Gold Loan Mandigobindgarh
- 12 Gold Loan Mandigobindgarh Agents
- 13 Gold Loan Mandigobindgarh Contact Number
- 14 Pre Calculated EMI Table for Gold Loan Mandigobindgarh
- 15 About Mandigobindgarh