Gold Loan Mandigobindgarh

Gold Rate: ₹ 5,340 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Mandigobindgarh

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Mandigobindgarh Features

Gold loan mandigobindgarh

If you are looking for instant cash, you can keep your worries behind now as Gold Loan is available for you. As the loan is secured against gold, there is no requirement for much paperwork and so you can even get the approval of loan within 48 hours of the process of verification.

Gold Loan Mandigobindgarh assists the clients in providing financial at the most affordable interest rates. For a client to get a Gold loan, there must be a fixed and good source of income and even good credit history. Also, this can make the process of verification and loan approval quicker.

Keeping in mind the gold market rate fluctuation, you can obtain a loan of up to 75 percent of the market value of gold.

Gold Loan Mandigobindgarh Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Mandigobindgarh

  1. Identity Proof can be the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be the following: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photos.

Additional Documents Required for Gold Loan Mandigobindgarh

  1. Land Proof: In Agriculture Loan of more than Rs. 1 lac. but not required in case of allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will arrange).
  4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Mandigobindgarh

  1. The minimum age needs to be 21 years and a maximum of up to 60 years.
  2. Indian Nationality is a must for the client.

gold loan at 1%

How to Apply for Gold Loan Mandigobindgarh

Online Process to Apply for Gold Loan Mandigobindgarh

At Dialabank, you can apply for the HDFC Bank Gold Loan.

For that, you just need to fill a simple form online.

After completing the form, you will get a call from our representative. Besides, you will even get a facility for documents to be picked up your doorstep.

For further details, call us on 9878981144 anytime.

Dialabank is regarded as the best online platform to apply for a gold loan and there stand many reasons to support this, some of them are as mentioned:

  1. Dialabank is India’s first financial helpline; to the clients all over the country, we provide the finest financial services.
  2. Dialabank has a free of cost assistance policy which implies that there are no further charges to apply for a gold loan online on the Dialabank website.
  3. A high LTV of gold is offered to the client.
  4. The bank hood reputation among the customers because of its best and fast services.
  5. Apply for a gold loan on Dialabank, then you will also avail of a low HDFC Gold Loan Interest Rate.
  6. Dialabank offers a facility for doorstep document pickup to ease the process for the customers.
  7. If you choose to apply for a gold loan through Dialabank, very little documentation is required.
  8. Relationship managers are trained properly to guide and assist you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Mandigobindgarh

The clients also has an option to go through the offline process to avail of Gold Loan from the nearby branches. For that, simply search Gold Loan near me on google. A list of all the branches of banks as well as finance companies that are offering gold loans near you will appear. After that, you are required to select them according to your preference, but with the help of Dialabank, you can experience a quicker and more convenient process.

Then visits to several departments will be necessary to apply for the loan and before the loan is approved many more visits will be required.

Some banks and finance companies including HDFC Gold Loan branches and Muthoot Gold Loan branches comes with a much faster process.

You can even obtain gold loans from HDFC Gold Loan Branches. As well as to locate a nearby branch, you can search Muthoot Gold Loan near me on Google. The search will present all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Mandigobindgarh

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Mandigobindgarh

As most of the lending institution has its criteria for the minimum CIBIL that is required to process a loan application, CIBIL score becomes a very import aspect for applying for gold loan in Mandigobindgarh. Mostly all the institutes ask for a minimum score of 750 for processing your gold loan application.

Not only the CIBIL score, but the institutions also consider a detailed behavior on the previous loans. These also include details on the amount borrowed, repayment behavior, and the type of loan taken. So if there are any delayed payments for the previous loan taken, there can be difficulties in the process of you availing a fresh loan. Make sure to maintain your CIBIL score before you apply for a loan.

Gold Loan Mandigobindgarh Agents

Dialabank is considered as the leading and most trusted gold loan agent in Mandigobindgarh. Apply online at www.dialabank.com or give us a call at 9878981144

Dialabank assists the clients in making the right choice by providing a detailed market comparison for several Banks and NBFCs so that the client need not worry about the complex information process. Visit our website and fill an online form asking for a few details and then our customer relationship manager will get in touch with you.

Gold Loan Mandigobindgarh Contact Number

You can call us on 9878981144 to get instant help and avail approval for Gold Loan in Mandigobindgarh right now.

Pre Calculated EMI Table for Gold Loan Mandigobindgarh

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Mandigobindgarh

Mandigobindgarh is a small town in the state of Punjab. Due to the large numbers of steel factories that have been set up there, the town is also known as the Steel City of Punjab or the Loha Mandi.


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