Gold Loan Mandsaur

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    Gold Loan Mandsaur

    Major Gold Loan Providers in Mandsaur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Mandsaur Features

    If you are running short out of cash and do not know what to do. Then you must now stop worrying about it as Gold Loan is available for you. This is a loan that requires a minimum paperwork.

    Since it is a secured, your loan would be sanctioned within a few hours or on the same day, after all the verification process.

    Gold Loan Mandsaur provides financial support to its customers at the best affordable and low gold loan interest rate.

    In order to get a Gold loan, the applicant must have solid and a good source of income with a good credit score and profile, which will make the verification and loan process faster. As a result, it will surely save your time.

    Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to the fluctuation in the market price of the gold.

    Gold Loan Mandsaur Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Mandsaur

    There is a list of documents require for the verification process that can be counted on fingers.

    1. To prove your identity any of the following are acceptable: A Passport Copy/ Voters ID card/ Driving License or an Aadhaar card.
    2. The process requires your current address proof, for which you can apply: A Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License or a Sales Tax certificate.
    3. your signature proof can be given by any of the following utility: Passport Copy/Driving License/Banker’s verification/cheque.
    4. Also required 2 passport size photographs for the form.

    Additional Documents Required for Gold Loan Mandsaur

    1. In case of Agriculture Loan of more than Rs. 1 lac, a land proof would be required. But not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. A Certificate by the Jewel Appraiser, that Bank will arrange.
    4. For income proof, you have to apply the Salary Certificate and Form No.16.

    Eligibility Criteria for Gold Loan Mandsaur

    1. Any individual of age above 21 years and  up to 60 years are eligible to avail of a gold loan.
    2. The individual must have an Indian Nationality.

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    How to Apply for Gold Loan Mandsaur

    Online Process to Apply for Gold Loan Mandsaur

    You can apply for the HDFC Bank Gold Loan at Dialabank.

    Here you just have to fill a simple online form.

    Then one of our representatives will contact you and lead you in the further steps. Moreover, you will get a document pick up facility at your doorstep, which makes you.

    For more information, you can call on 9878981144 anytime.

    Dialabank is considered as the best platform to apply for a gold loan online. There is a an endless list of reasons behind this:

    1. Dialabank is India’s first financial helpline. Since it provides the best financial services to its customers all over the country.
    2. Dialabank guides the customers free of cost. That is, if you are applying online for a gold loan with the website of Dialabank there are no additional charges.
    3. Also, there are chances that you will get a high LTV of your gold.
    4. Besides, the bank has a very good reputation among its customers because of its best and fast services.
    5. If you apply for a gold loan on Dialabank, you will get a low Gold Loan Interest Rate.
    6. Dialabank provides a document pickup facility from the doorstep of the customer. Which makes the process easier and it also saves your valuable time.
    7. While applying for a gold loan per gram through Dialabank, a very few paperworks and documents are required.
    8. Finally, the trained Relationship managers will guide and serve you in the entire process of a Gold Loan.
    Offline Process to Apply for Gold Loan Mandsaur

    The applicant also has an option to avail of Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you.

    Then in accordance with your preference and knowledge, select the most suitable branch. While Dialabank can do that for you in a quicker and better manner.

    Then you have to visit those departments and apply for the loan and have to regularly visit before the approval of the loan.

    Some banks and finance companies where you can get a much faster processing facility is HDFC Gold Loan branches and Muthoot Gold Loan branches.

    Processing Fees / Prepayment Charges on Gold Loan Mandsaur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Mandsaur

    One should have a good CIBIL score before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing of a Gold Loan application in Mandsaur. Most institutions require a minimum score of 750 to process your loan application.

    Not only your CIBIL score, but also the institutions look at your detailed behavior on the previous credit history. This includes details about the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier in availing a fresh loan. It is always advised to make  your CIBIL score as good impossible, and always check it before applying for a loan.

    Gold Loan Mandsaur Agents

    One of the leading and most trusted gold loan agents in Mandsaur is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166

    Dialabank helps you to find the best option among several Banks and NBFCs by providing you with a detailed and structured list made by the comparison of different banks so that you do not need to worry about the complex information and process you have to go through.

    Hence you can make the right choice. Visit our website www.dialabank.com and fill a simple form asking for some of the details. Then our customer relationship managers will soon get in touch with you.

    Gold Loan Mandsaur Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Mandsaur right now.

    Pre Calculated EMI Table for Gold Loan Mandsaur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About MandsaurPersonal Loan Mandsaur

    Mandsaur or Mansour is a city or a place in the Malwa region area and district of Madhya Pradesh state of central India. It is the well administrative headquarters of Mandsaur District. The ancient old Pashupatinath Temple is located in Mandaue.