Gold Loan Manjeri

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Manjeri

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Manjeri Features

Are you looking for financial assistance, the Gold loan might be the right choice for you. It has a low rate of interest as compared to other loan options in the market. It is a simple and hassle-free process, with minimal documentation. It comes under the secured loan as you have to mortgage your Gold for the finances. It is readily available in the market and can be availed at any time.gold loan manjeri

  1. There are no hidden charges in gold loan Manjeri.
  2. In contrast to services like personal loans, the gold loan has the least interest rate as banks keep security against the loan.
  3. If you are eligible and have all the documents, then the gold loan gets quickly approved.
  4. The applicant’s credit history does not matter as he is mortgaging his gold.
  5. There is no need for a third person.
  6. The personal loan is also known as a multipurpose loan. You can use this loan for any purpose. It can be a wedding, vacations, business, medical, or any other personal need.

Gold Loan Manjeri Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Manjeri

  1. 2 passport size photographs.
  2. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.
  3. A Demand Promissory Note.
  4. Certificate by the Jewel Appraiser (Bank will arrange).
  5. Income Proof: Salary Certificate and Form No.16
  6. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  7. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  8. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

Eligibility Criteria for Gold Loan Manjeri

  1. He/she should be a resident of India.
  2. He/she should of 21 years of age and above.
  3. He/she should not be more than 60 years of age.

gold loan at 7%

How to Apply for Gold Loan Manjeri

Dialabank is considered as the best online platform to apply for a gold loan online because of the following reasons:

  1.  Dialabank is India’s first financial helpline.
  2. The bank has a good reputation among the customers because of its best services.
  3. If you apply for a gold loan on Dialabank, then you will get a low-Interest Rate.
  4. Dialabank provides a document pickup facility from the doorstep of the customer.
  5. There are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Very less paperwork is required.
  7. You will get a high LTV of your gold with DialaBank.
  8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

Online Process to Apply for Gold Loan Manjeri

The process of applying for a gold loan is simple with DialaBank. Just follow the steps below:

  1. Click on dialabank.com
  2. Fill in the required information like name, income, location, looking for gold loan, etc.
  3. Click on request a quote.
  4. Wait for our relationship manager to contact you.
Offline Process to Apply for Gold Loan Manjeri

The applicant also has an option to avail of Gold Loan from the nearby branches in the city. Just, search Gold Loan near me on google. It will enlist all the neighboring banks and NBFCs from where you can avail of the loan.

But, it can be a very tiring and time-consuming process. Therefore, it is best to apply online with DialaBank to get the best offers on gold loans across all lending institutes. You can also contact on the number 9878981166.

Processing Fees / Prepayment Charges on Gold Loan Manjeri

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Manjeri

There is no CIBIL score requirement in case of a gold loan.

Gold Loan Manjeri Agents

Dialabank is the leading agent for gold loans. It has its reach throughout the country and with several banks and NBFCs. So, according to your need and requirement, you may choose from several options available at DialaBank with a minimum rate of interest on loans.

You can apply online at www.dialabank.com or give a call at 9878981166 for further assistance.

Gold Loan Manjeri Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Manjeri.

Pre Calculated EMI Table for Gold Loan Manjeri

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Manjeri

Manjeri is a town and municipality in Malappuram district in the state of Kerala, India, with a population of 971,02 inhabitants

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