Gold Loan Medinipur

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks For Gold Loan in Medinipur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Medinipur Features

Gold loan MedinipurAre you running short out of cash? Gold Loan is available for you no need to worry. With minimal documentation and less paperwork, this loan is unsecured in nature. After the verification process, this loan can get approved within 48 hours.

Gold Loan Medinipur provides financial aid to the customers at affordable interest rates and is an unsecured loan. The applicant needs to have a consistent and good source of income and has a good credit history, to get a Personal Loan. There is no end-use restriction on the use of the personal loan amount. You are free to use this loan amount anywhere you want to according to your wish.

Gold Loan Rates Per Gram Today in Medinipur

Updated – Gold Loan Per Gram Rate w.e.f 1st Dec 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Medinipur Interest Rates and Charges

Updated – Gold Loan Per Gram Rate w.e.f 1st Dec 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Medinipur Documents Required

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Proof of Address: Ration card/Sales Tax certificate/ Rental bill/ Passport copy/Tel, Electricity Bill/ Trade license /Shop & Est. License/.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Medinipur

  1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Bank will arrange Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Medinipur

  1. The age requirements of the individual should be minimum 21 years and maximum up to 60 years.
  2. Should be an Indian National
gold loan at 7%

How to Apply for Gold Loan Medinipur

Online Process to Apply for Gold Loan Medinipur

At Dialabank, you can apply for the HDFC Bank Gold Loan. The process is straightforward. You have to fill a simple form online to begin with.

You will get a call back from our representative after that. Furthermore, you will get a document to pick up facility from your doorstep. Call on 9878981166 for more information.

Dialabank is considered as the best platform to apply for a gold loan online. So many reasons after this is:

  1. Dialabank provides the best financial services to customers all over the country ; it is India’s first financial helpline.
  2. Besides that, because of its best services, the bank has a good reputation among the customers.
  3. You will get a low HDFC Gold Loan Interest Rate is another benefit, when you apply for a gold loan on Dialabank.
  4. Also, Dialabank provides  facility to pickup the documents from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are required.
  6. Also, very less paperwork is required while applying for a gold loan through Dialabank.
  7. One more benefit you receive is that you will get high LTV of your gold.
  8. Finally, to guide you in the entire process of Gold Loan, the Relationship managers are trained enough.

How to apply?

  1. Visit www.dialabank.com.
  2. You can find the Gold loan link  by simply clicking on the loan section.
  3. After clicking on the Gold loan link, you can select your preferred city while you are directed to details of the Gold loan and there.
  4. You may call 9878981166 for more information and free guidance on the Gold loan.
Offline Process to Apply for Gold Loan Medinipur

The applicant also has an option to avail an HDFC Gold Loan from the nearby branches. Search “Gold Loan near me” on google to confirm so. It will enlist all the neighbouring departments from where you can avail the loan. Until the loan is approved, you will have to visit again and again.

Thus, it can be a very hassling and lengthy process. You can register for gold loan from HDFC Gold Loan Branches. Search Muthoot Gold Loan near me, to find a branch that is nearby. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Medinipur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Medinipur

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Medinipur. A minimum score of 750 to process your loan application is required by most institutions.

The institutions have a detailed look at the overall score with the detailed behavior on the previous loans taken. The amount borrowed  and the type of loan taken is included in this detail. Any delayed payments for previous loans can prove to be a barrier to your availing a fresh loan.

Gold Loan Medinipur Agents and Contact Number

To avail Gold Loan in Medinipur, Dialabank is the leading agent. Give a call at 9878981166 or you can apply online at www.dialabank.com  

By providing you with the detailed market comparison of different banks so that you can make the right choice Dialabank helps you to find the best option of Banks and NBFCs. Fill a simple form by visiting our website www.dialabank.com and  fill in your personal and employment details. You will soon get in touch with our customer relationship managers.

Call 9878981166 and get instant help and approval for Gold Loan in Medinipur.

Pre Calculated EMI Table for Gold Loan Medinipur

 

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Medinipur

Midnapore or Medinipur is a City, a Municipality and the Main city of Paschim Medinipur District, West Bengal state of India Bookpocket’s office situated in this city. It is primarily known as the headquarters of the Paschim Medinipur district. It is situated on the banks of the Kangsabati River. It is under the body of Midnapore Municipality. Official languages are Bengali, Odia, English.There are conflicting accounts of how the name Medinipur came to be. One account claims that Medinipur was named after a local deity “Medinimata.”

A number of prehistoric sites of great interest are being excavated throughout the West Midnapore district. In ancient times the region seems to be highly influenced by Jainism and Buddhism. Coins issued by Samudragupta have been found in the near vicinity of the town. The kingdom of Shashanka and Harshavardhana also included part of undivided Midnapore in their kingdom.However, the most significant archaeological site in the region is the bustling port of Tamralipta near present-day Tamluk, a site noted in the travelogues of Faxian and Xuanzang.

The climate follows a hot tropical monsoon weather pattern. Summers last from April to mid-June with diurnal highs ranging from the upper 30s°C to the mid 40s °C and lows in the low 30s°C. Daily heat is often followed by evening rains known as kalboishakhis or dust-storms. Soils near the Kangsabati River are alluvial with a high degree of clay or sand, whereas soils towards Rangamati are lateritic. Vegetation includes eucalyptus and sal forests on the northwest side of town. The sal forests form part of the Dalma Hills, Bengal-Jharkhand Range.
Water is a scarce resource in Midnapore. Most of the water comes from the Kasai River, which is shrinking in size every year due to over-exploitation. The municipal water supply is free but not ample.


 

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