Gold Loan Meerut

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Meerut

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Meerut Features

Gold Loan MeerutGold Loans are an appropriate and fitting way to avail short-term credits as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your precious belongings such as Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time.

  1. No income and salary criteria
  2. Gold loans do not require any documentation or validation for the income or salary of the person. So even if you are unemployed and unsalaried you can still avail of a gold loan. This is because you are pledging a valuable asset i.e. gold in return for the money.
  3. Can be provided in cases of bad credit history as well as low-income level
  4. Relatively Lower interest rates-Another advantage of taking a gold loan is that they are available at low-interest rates, say 12 16% annually in comparison to the Gold loans interest rates of 15-26% per annum.
  5. You need to repay only the interest-You have the option to pay only the interest during the tenure of the entire Gold Loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.
  6. Total Convenience- The most convenient of all the loans is a gold loan. This is because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 80% or more of its market value immediately.
  7. Less processing time- No tedious and lengthy documentation is required in case of gold loans, hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.

Gold Loan Meerut Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Meerut

  1. Signed Application form
  2. 2 recent passport size photographs
  3. ID Proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
  4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
  6. Certificate by the Jewel Appraiser (Bank will arrange)
  7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

Eligibility Criteria for Gold Loan Meerut

  1. The applicant should be either salaried or self-employed.
  2. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  3. The nationality of applicants should be Indian.

gold loan at 7%

How to Apply for Gold Loan Meerut

Offline Process to Apply for Gold Loan Meerut

The applicant also has an option to avail Gold Loan through the offline process. This requires extensive market research along with some manual efficiency as it requires you to physically visit the bank.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Online Process to Apply for Gold Loan Meerut

You can apply for the Gold Loan Meerut at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Besides that, the bank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
  7. One more thing is that you will get a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

Processing Fees / Prepayment Charges on Gold Loan Meerut

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Meerut

CIBIL score is not required to avail of a gold loan. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

Gold Loan Meerut Agents

Dialabank is the leading agent for availing Gold Loan in Meerut. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of numerous banks so that you can make the best choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Meerut Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Meerut.

Pre Calculated EMI Table for Gold Loan Meerut

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Meerut

Meerut is one of the most important cities in the Northern part of India. This town has a rich and long history behind it. The city was part of the Hastinapura empire of Kauravas who were protagonists of the Hindu Epic of Mahabharata. Meerut is the fastest developing city of Uttar Pradesh after Gautam Budh Nagar and Ghaziabad district. It ranks 4th in terms of population in Uttar Pradesh. Meerut has one of the biggest army cantonments in this part of the country. Meerut is also known as the sports capital of India. Jain Temples, Gandhi Bagh and St. John’s Church is a tourist destination in Meerut.

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गोल्ड लोन मेरठ के बारे हिंदी में जानिए: गोल्ड लोन मेरठ


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