Gold Loan Miraj

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    Gold Loan Miraj

    Major Gold Loan Providers in Miraj

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Miraj Features

    Gold Loan Miraj

    Dialabank is India’s first financial helpline, which aims to provide the best financial services to our customers all over the country. If you are running short of cash and have no idea what to do, we are here to serve you with the best loan offers.

    Gold loan is the one which requires less paperwork and is approved within 48 hours after the verification process. We provide financial aid to our customers at the easily affordable rates. The applicant just requires a reliable source of income and a good credit history for a speedy loan approval process. Due to regular fluctuations in the market price of gold, one can avail the benefit of 75 per cent of the market value of the ornament.

    Gold Loan Miraj Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Miraj

    • Identity Proof: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    • Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Passport copy/ Trade license / Shop License/ Sales Tax certificate.
    • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
    • 2 passport size photographs.

    Additional Documents Required for Gold Loan Miraj

    • Land Proof for agriculture loan exceeding Rs. 1 lac; not required for allied agriculture purposes.
    • Certificate by the Jewel Appraiser which bank will arrange for you.
    • Income Proof in form of Salary Certificate and Form No.16
    • A Demand Promissory Note.

    Eligibility Criteria for Gold Loan Miraj

    • Nationality: Indian
    • Age limit: 21-60 years

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    How to Apply for Gold Loan Miraj

    Online Process to Apply for Gold Loan Miraj
    • Apply for the HDFC Bank Gold Loan with us.
    • Fill a user-friendly form online.
    • Our representative will contact you.
    • Get a document pick-up facility from the doorstep.

    For any information, contact 9878981166.

    Dialabank is the best platform to apply for a gold loan online because of the below-mentioned reasons:

    • We promise a high LTV of your gold and ensure the security of it.
    • We are India’s first financial helpline; providing the best and reliable services to our customers.
    • We enjoy a good reputation among our customers due to our fast services.
    • We charge no additional fees to apply for a gold loan online on our website.
    • We find out low-interest-rate policies best suited for you.
    • We require very less paperwork to ease the process for you.
    • We give a document pickup facility from the doorstep of the customer.
    • Our Relationship Managers are trained thoroughly to serve you in the entire process.
    Offline Process to Apply for Gold Loan In Miraj

    One can also avail Gold Loan from the nearby branches. For that purpose;

    • Search Gold Loan near me on google.
    • All the branches of banks and finance companies providing loans near you will appear.
    • Select them according to your preference and knowledge.
    • Visit those departments and apply for the loan.
    • You will be asked to visit many times before than loan gets finally approved.

    Dialabank can do that for you more quickly and easily. Some banks and finance companies such as HDFC Gold Loan and Muthoot Gold Loan are much faster in this process.

    Processing Fees / Prepayment Charges on Gold Loan Miraj

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Miraj

    Having a good CIBIL score is a prerequisite to apply for a gold loan. Most institutions require a minimum score of 750 to process your loan application, which might vary.

    The institutions also look at the detailed behaviour on the previously taken loans, including details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans may act as a barrier to avail a fresh loan. Hereby, make sure your CIBIL score is good before applying for a loan!

    Gold Loan Miraj Agents

    One of the leading and most trusted gold loan agents all over the country is Dialabank. We help you to find the best-suited alternate for you between several Banks and NBFCs by providing a detailed and structured market comparison of different banks. Visit our website and fill a simple form asking for some details so that our Customer Relationship Manager will get in touch with you. So, you do not need to worry about the complex information and process and hence you can make the right choice!

    Gold Loan Miraj Contact Number

    Call 9878981166 to get instant help and approval for Gold Loan.

    Pre Calculated EMI Table for Gold Loan Miraj

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Miraj

    Located in Maharashtra, Miraj is a city holding great historical importance. This place is famous for its enriched culture and heritage sites and also it hosts some famous historical monuments of the country. Ancient Indians such as Shivaji, The Marathas, etc. influenced the religious diversity of Miraj.