Major Gold Loan Providers in Morbi
Gold Loan Morbi Features
A gold loan provides a customer with an amount of loan from the bank at some rate of interest and for a given period. Furthermore, the Gold Loan comes in the category of secured loans so the rate of interest is quite low as compared to other loans. Planning for something like a wedding or purchasing an expensive birthday gift, when-ever you are running out of funds, the Gold loan comes to your rescue. In such need of emergency, it would be the best option to use your gold rather than keeping them in the locker
Gold Loan Morbi Interest Rates
Documents for Gold Loan Morbi
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Morbi
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Morbi
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- Should be an Indian National
How to Apply for Gold Loan Morbi
Online Process to Apply for Gold Loan Morbi
You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Besides that, the bank has a good reputation among the customers because of its best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan through Dialabank, very little paperwork is required.
- One more thing is that you will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Morbi
The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process. You can avail loans from Gold Loan Branches. As well as to find a branch that is nearby, search ICICI Gold Loan near me. Google will enlist all the ICIC gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Morbi
CIBIL Score Required for Gold Loan Morbi
There is no need for the CIBIL score for gold loan Morbi.
Gold Loan Morbi Agents
Dialabank is the leading agent for availing Gold Loan Morbi. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Gold Loan Morbi Contact Number
Call 9878981166 and get instant help and approval for Gold Loan Morbi
Pre Calculated EMI Table for Gold Loan Morbi
Morbi or Morvi is a town and a municipality in Morbi district in the Indian state of Gujarat. It is situated on the Kathiawar peninsula. In 2011, the town’s population was determined to be 194,947. The town of Morbi is situated on the Machhu River, 35 km from the sea, and 60 km from Rajkot.
हिंदी में जानने के लिए क्लिक करें-गोल्ड लोन मोरवी
FAQs About Gold Loan Morbi
- Who is eligible to avail a gold loan Morbi?
Anyone above 21 years of age who owns gold jewellery of 18-24 carats can avail a gold loan Morbi.
- Are gold loans in Morbi better than personal loans?
If you need a short-term loan then a gold loan is your best option as gold loans being secured loans, are cheaper than personal loans. Also, no sort of income proofs is needed to avail a gold loan.
- What are the documents required to avail a gold loan Morbi?
A gold loan requires minimum documentation like 2 passport sized photographs, address proofs and identity proofs. Income proofs are not a requirement to avail a gold loan.
- Are my pledged gold ornaments safe?
Your pledged gold is safely kept in the bank’s locker with proper electronic surveillance technologies deployed to keep your gold safe.
- How do I repay my gold loan Morbi?
After availing a gold loan in Morbi you will have to make monthly EMI payments through any mode like cash/DD/cheque to the banks till the completion of the loan tenure.
Table of Contents
- 1 Major Gold Loan Providers in Morbi
- 2 Gold Loan Morbi Features
- 3 Gold Loan Morbi Interest Rates
- 4 Documents for Gold Loan Morbi
- 5 Eligibility Criteria for Gold Loan Morbi
- 6 How to Apply for Gold Loan Morbi
- 7 Processing Fees / Prepayment Charges on Gold Loan Morbi
- 8 CIBIL Score Required for Gold Loan Morbi
- 9 Gold Loan Morbi Agents
- 10 Pre Calculated EMI Table for Gold Loan Morbi
- 11 About Morbi
- 12 FAQs About Gold Loan Morbi