Gold Loan Morbi

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Unlock the Real Value of your Gold
Rates as low as 10.00%*
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Morbi

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
10.25%
10.75%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Morbi Features

Gold Loan MorbiA gold loan provides a customer with an amount of loan from the bank at some rate of interest and for a given period. Furthermore, the Gold Loan comes in the category of secured loans so the rate of interest is quite low as compared to other loans. Planning for something like a wedding or purchasing an expensive birthday gift, when-ever you are running out of funds, the Gold loan comes to your rescue. In such need of emergency, it would be the best option to use your gold rather than keeping them in the locker

Gold Loan Morbi Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Morbi

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Morbi

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Morbi

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Should be an Indian National

gold loan at 1%

How to Apply for Gold Loan Morbi

Online Process to Apply for Gold Loan Morbi

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Besides that, the bank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
  7. One more thing is that you will get a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Morbi

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loans from Gold Loan Branches. As well as to find a branch that is nearby, search ICICI Gold Loan near me. Google will enlist all the ICIC gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Morbi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Morbi

There is no need for the CIBIL score for gold loan Morbi.

Gold Loan Morbi Agents

Dialabank is the leading agent for availing Gold Loan Morbi. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Morbi Contact Number

Call 9878981166 and get instant help and approval for Gold Loan Morbi

Pre Calculated EMI Table for Gold Loan Morbi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Morbi

Morbi or Morvi is a town and a municipality in Morbi district in the Indian state of Gujarat. It is situated on the Kathiawar peninsula. In 2011, the town’s population was determined to be 194,947. The town of Morbi is situated on the Machhu River, 35 km from the sea, and 60 km from Rajkot.

हिंदी में जानने के लिए क्लिक करें-गोल्ड लोन मोरवी

FAQs About Gold Loan Morbi

  • Who is eligible to avail a gold loan Morbi?

Anyone above 21 years of age who owns gold jewellery of 18-24 carats can avail a gold loan Morbi. 

  • Are gold loans in Morbi better than personal loans?

If you need a short-term loan then a gold loan is your best option as gold loans being secured loans, are cheaper than personal loans.  Also, no sort of income proofs is needed to avail a gold loan. 

  • What are the documents required to avail a gold loan Morbi? 

 A gold loan requires minimum documentation like 2 passport sized photographs, address proofs and identity proofs. Income proofs are not a requirement to avail a gold loan.

  • Are my pledged gold ornaments safe?

Your pledged gold is safely kept in the bank’s locker with proper electronic surveillance technologies deployed to keep your gold safe.

  • How do I repay my gold loan Morbi?

After availing a gold loan in Morbi you will have to make monthly EMI payments through any mode like cash/DD/cheque to the banks till the completion of the loan tenure. 


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