Major Gold Loan Providers Morigaon
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Morigaon Characteristics
Do you have a money related problems? Do you require money? Do not get upset, just look up and find out from where you can borrow money to satisfy your related problems.
Do not panic, there is an availability of interest rates on gold loan for you. There is no requirement of heavy paperwork. A loan will be approved in 48 hours after verification. There is a provision of Gold Loan to help customers at a low cost. An individual should have a good income source and a good credit history. It will help you to get approval faster.
Due to alteration in a gold price, an individual can get a loan up to 75 per cent of the market price of a loan.
Interest Rates of Gold Loan Morigaon
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documentation for Gold Loan Morigaon
The following documents are needed from the applicant:
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kottakkal
-
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Desirable Criteria for Gold Loan Morigaon
- An individual is between 21 yrs and 60 yrs.
- Nationality: Indian
GOLD LOAN @ 0.75%*
APPLY NOW
Applicable for Gold Loan Morigaon
How to apply for Online Process for Gold Loan Morigaon
Through Dialabank.com, an individual can apply for per gram Gold Loan.
You can apply for the HDFC Bank Gold Loan at Dialabank.
You just have to fill a simple form online. Dialabank representative will pick up a document from your doorstep.
About Gold Loan information, contact on 9878981166 anytime.
Dialabank is regarded as the best for applying for a gold loan through online. The following reasons behind it as:
- India’s first financial helpline: Dialabank
- Diala Bank provides the best services all over the country.
- High LTV of your gold.
- A good reputation of the Dialabank.
- Fast services provision.
- Apply on Diala Bank: Get low -Interest Rate
- Provision of a document pickup facility.
- No more paperwork.
- In the end, Relationship managers will serve you in the process of Gold Loan.
Offline Process to Apply for Gold Loan Morigaon
An individual can avail Gold Loan from the nearby branches. Type Branches of banks for Gold Loan near me on google. Pick according to your choice.
If you will prefer Dialabank, it will be beneficial for you. Then you have to visit many times before loan approval.
Processing Fees / Prepayment Charges on Gold Loan Morigaon
CIBIL Score Needed for Gold Loan Morigaon
- Applying for Gold Loan: Good CIBIL score needed
- Minimum CIBIL Score: 750
- Previous loan details are needed if any.
- Barrier: Delayed payments of previous Gold loan online
- Should have a good CIBIL score.
Gold Loan Morigaon Representative
- Apply by clicking on Dialabank.com.
- You can call at 9878981166.
Dialabank will present the comparison of different banks so that you can find the right choice. Visit on this link Dialabank.com.
You can contact for any query. Diala Bank representative will guide you and give you a piece of detailed information about the Gold Loan. After visiting on the site, the relationship managers will be in touch with you.
Gold Loan Morigaon Contact Number
The contact number of Gold Loan Morigaon is 9878981166.
Pre Calculated EMI Table for Gold Loan Morigaon
Information regarding Morigaon
Morigaon is a district in Assam. Morigaon has situated in Assam state, India. It has covered an area of 1,704 square kilometres. The district encircled with Brahmaputra, Karbi Anglong, Nagaon District and Kamrup District. An alluvial plain is the greater part of Morigaon District.
