Gold Loan Multai

Major Gold Loan Providers in Multai

Gold Loan Multai Features

Cash problems? Don’t know what to do?

Don’t worry Gold loan is available for you. This loan requires minimal paperwork as it is unsecured and you can get your loan sanctioned within 48 hours after all the verification procedures.

Gold loan Jagdalpur offers financial help to the customers at the lowest possible and economical interest rates. To get a gold loan, the person applying needs to have  a fine and firm source of income and has a decent credit history, which will speed up the verification and the loan approval.

Moreover, you can get a loan of up to 75 percent of the market value of gold, this is because of the constant changes in the market price of the gold.

Gold Loan Multai Interest Rates

Documents for Gold Loan Multai

The documents required for processing gold loan application in Jagdalpur are: identity proof- passport copy/voters ID card/ Driving license/ Aadhar card, address proof- ration card/ tel, electricity bill/ rental bill/ passport copy/ trade license/ shop& est. license/ sales tax certificate, signature proof- passport copy/ driving license/banker’s verification/cheque and 2 passport sized photographs.

Additional Documents Required for Gold Loan Multai

The additional documents required are: landproof- in case of agriculture loan of more than Rs.1 lac. The proof is not required for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for) and income proof- salary certificate and form no.16. 

Eligibility Criteria for Gold Loan Multai

The minimum age of the individual applying should be atleast 21 years and can extend up to 60 years. The individual must also be having Indian Nationality.

How to Apply for Gold Loan Multai

Online Process to Apply for Gold Loan Multai

You can also apply for the HDFC Bank gold loan at Dialabank for which you would just have to fill a simple form online.

After which you will get a call from our representative. Moreover, you will also get a document to pick up facility at your doorstep.

For further information, you can contact us on 9878981166 at anytime. 

Dialabank is supposed to be one of the best platforms available online to apply for a gold loan. The many reasons behind this are:

1. Dialabank happens to be India’s first financial hotline, which provides the best financial aid to the customers all over the country.
2. They also provide free guidance to its customers. There are no extra fees for applying for a gold loan online on the website.
3. You will get a high LTV of your gold.
4. Apart from that, the bank also has an extraordinary reputation amongst the customers for their fast and immediate services.
5. You can also a get a low HDFC Gold Loan interest rate if you apply for a gold loan on Dialabank.
6. They also offer a document pick up facility from the customer’s doorstep to make the process easier. 
7. Minimal paperwork is required when applying for a gold loan through Dialabank.
8. In the end, the relationship managers who are thoroughly trained to guide and offer you service in he entire gold loan process.

Offline Process to Apply for Gold Loan Multai

The person applying also has the choice to get Gold loan from nearby branches. They can also do this by searching for Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions that are providing loans near you. You just need to choose them according to your preference and expertise, Dialabank does this for you in a faster and much better manner.

You would then have to visit the respective departments and apply for the loan and you would also have to visit many times before you finally get your loan approved.

There are some banks and financial institutions that would this process much faster and those are HDFC gold loan and Muthoot Gold loan branches.

You can easily avail loans from HDFC gold loan branches. If you want other options near you, search for Muthoot Gold loan near me. Google will list out all the Muthoot Gold loan branches near and around you.

Processing Fees / Prepayment Charges on Gold Loan Multai

CIBIL Score Required for Gold Loan Multai

CIBIL score is a 3-digit numeric summary of your credit transaction history. Each lending institution has its own criteria for the minimum CIBIL score needed to process a Gold Loan application Multai. Most of the institutions require at least 750 or above to process your loan application. 

It’s not just CIBIL score that is looked into. Some institutions take a deeper look at your behavior on the loans previously taken. This includes the type of loan that you’ve taken, the loan tenure, the amount borrowed and how well you pay off your dues. Any delay in these payments may become hurdles for you to avail a new loan. Make sure your CIBIL score is decent.