Gold Loan Mundra

AT 0.49%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions.

Gold Loan Mundra

Major Gold Loan Providers in Mundra

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Mundra Features

Gold Loan MundraGold Loan is a product that a person can avail easily to meet up his/her sudden financial crisis. Gold Loans are secured loans where you keep your Gold ornaments or jewelry as collateral to the banks or NBFCs. Banks sanction Gold Loan easily since it requires a minimum number of paperwork and documents.

Gold Loan Mundra Interest Rates

The Gold Loan at Mundra is available at very low-interest rates are available here.

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
ICICI Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Mundra

  1. A Passport Copy/ Voters ID card/ Driving License or an Aadhaar card is required to prove your identity.
  2. A Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License or a Sales Tax certificate is to be applied as an address proof.
  3. A Passport Copy/Driving License/Banker’s verification a cheque will be required for the signature proof.
  4. 2 passport size photographs for the application form.

Additional Documents Required for Gold Loan Mundra

  1. Land Proof will be required in case of Agricultural Loan of more than Rs. 1 lac. But for allied agriculture purposes, proof will not be required.
  2. A Demand Promissory Note is another requirement.
  3. A Certificate by the Jewel Appraiser is required that bank will arrange.
  4. For an income proof, a Salary Certificate and Form No.16 should be submitted.

Eligibility Criteria for Gold Loan Mundra

  1. The individual of minimum age 21 years and maximum age 60 years can apply for a Gold Loan Mundra.
  2. Nationality of the individual should be Indian.

GOLD LOAN @ 0.49%*

APPLY NOW

+91

How to Apply for Gold Loan Mundra

Online Process to Apply for Gold Loan Mundra

You can apply online for Gold Loan per gram Mundra by just visiting the website of Dialabank, which is a very easy process.

Now, you just have to sit and wait for a call for us for guidance towards the next steps. Moreover, we also provide a document to pick up facility from your doorstep, this can surely share your valuable time. For more information, you can call on 9878981144.

Dialabank is considered as the best platform to apply for a gold loan online for the following reasons:

  1. As Dialabank is India’s first financial helpline; it provides the best financial services to its customers all over the country.
  2. Besides that, Dialabank is having a good reputation among its customers because of the best services we provide.
  3. If you are applying for a gold loan through Dialabank, you will surely get a low  Gold Loan Interest Rate.
  4. We also provide a document pickup facility from your doorstep.
  5. We also guide the customers free of cost. We also do not charge any additional charges if you are applying for gold loan through our website.
  6. A very little paperwork is required while applying through our website.
  7. You will also get a high LTV of your gold, which is a plus point for you.
  8. Our trained Relationship managers guide you in the entire process of availing of a Gold Loan.
Offline Process to Apply for Gold Loan Mundra

The applicants also have an option to avail an HDFC Gold Loan from its nearby branches. To do so, you have to search ‘Gold Loan near me’ on google maps. The appeared list contains all neighboring departments from where you can avail of the gold loan. You have to pay regular visits to the branch till the approval of the loan.

Thus, it can be very tiring and time-consuming process. While applying with Dialabank through online process can save you a lots of time.

Processing Fees / Prepayment Charges on Gold Loan Mundra

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Mundra

There is no need for the CIBIL score for Gold Loan Mundra. So even if your CIBIL score is low you can still apply for a gold loan.

Gold Loan Mundra Agents

Dialabank is the leading and the most trusted agent for availing a Gold Loan Mundra. You can apply online at www.dialabank.com or give a call at 9878981144

Dialabank helps you to find the best option of Banks and NBFCs. We provide you with a detailed list by comparing markets of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Mundra Contact Number

Call 9878981166 and get instant help and approval for Gold Loan Mundra.

Pre Calculated EMI Table for Gold Loan Mundra

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About MundraCar Loan Mundra

Mundra is a census town and a main headquarter of Mundra Taluka of Kutch district in the Indian state of Gujarat. Also founded about the 1640s, the town was the important mercantile center and port throughout its history. Mundra Port is also the largest private port in India.