Major Gold Loan Providers in Mungeli
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Mungeli Features
Running low of cash reserves and have uncertainty in the near future?
Stop worrying as Gold Loan is available for you when you are in need. This loan type is unsecured and thus requires very less paperwork, as it is secured which lets your loan approved within 48 hours after the completion of all verification process.
Gold Loan in Mungeli provides financial aid to the customers at the best affordable interest rates, as low as 7 per cent. To secure a Gold loan, the applicant must have a credible and fixed source of income and with a perfect credit history, which will ensure the verification and loan approval process even faster.
Furthermore, the applicant can get up to 75 per cent of the market value of the gold even in sudden price fluctuations in the gold market.
Gold Loan Mungeli Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Mungeli
The following documents are needed from the applicant:
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Any of the following can be Signature Proof: Passport Copy/Banker’s verification/Driving License/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Mungeli
- Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
- A Demand Promissory Note.
- Bank will arrange Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Mungeli
- The applicant should be between the age group of (minimum) 21 to 60 (maximum).
- The applicant must be of nationality INDIAN.
You can apply for the gold loan right now at Dialabank if you meet these criteria. Please see the application process below.
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Mungeli
Online Process to Apply for Gold Loan Mungeli
You can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.
In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.
For further information, you can call on +919878981166 anytime.
To apply for a gold loan online, consider Dialabank as the best platform, because it is rated the best. There are many reasons behind this, some of them are:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
- Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
- You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
- Dialabank is connected with leading Banks such as HDFC, ICICI, Axis, Muthoot, Yes bank and many others.
- Besides that, the bank has a high reputation among its customers because of its best and fast services.
- Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
- Processing your gold loan through Dialabank requires minimum paperwork.
- Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Mungeli
The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.
But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments before than loan gets finally approved to apply for the loan, again and again, as it is a complex process. However, the loan process has faster approval in some banks and finance companies. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, by handling all complex processes, Dialabank can do this even faster. To believe, you need to apply.
Processing Fees / Prepayment Charges on Gold Loan Mungeli
CIBIL Score Required for Gold Loan Mungeli
No CIBIL score is required for Gold Loan, A gold article is a must.
A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.
It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.
Gold Loan Mungeli Agents
One of the leading and most trusted gold loan agents in Mungeli is Dialabank. You can apply online at Dialabank or give a call at +919878981166
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. The unnecessary worries about the complex information and process which you have to go through, are eliminated. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Gold Loan Mungeli Contact Number
Call +919878981166 and get instant help and approval for Gold Loan in Mungeli right now.
Email us at email@example.com
Pre Calculated EMI Table for Gold Loan Mungeli
In the Indian state of Chhattisgarh, Mungeli is a city and a municipality in Mungeli district. Mungeli is a newly formed district due to the separation of Bilaspur district. Mungeli is located about 50 km from ‘Bilaspur’ near Bilaspur district and 100 km from Raipur, the capital of Chhattisgarh. Mungeli is a small town on the banks of the Agra River. It has plateau in the north and Mahanadi basin in the south.
हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन मुंगेली