Gold Loan Murshidabad

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Best Banks for Gold Loan in Murshidabad

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Murshidabad Features

 

Gold Loans are now convenient to avail as most of the major banks and NBFCs offer the service at a low rate of interest with minimum documentation. Gold Loans areGold Loan Murshidabad the most secured loans that can be availed against your Gold ornaments/Jewelry as collateral generally for short-term credit. Banks approve Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The loan amount depends on the purity of gold.

Gold Loan Rate Per Gram Today in Murshidabad

Updated - Gold Loan Per Gram Rate w.e.f 1st Dec 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Murshidabad Interest Rates 

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

 Gold Loan in Murshidabad Documents required

  1. Signed Application form by the borrower
  2. 2 recent passport size photographs(colored)
  3. Proof of Income (i.e. salary slips/ Form 16) of the borrower
  4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  5. Residential proof: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  6. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
  7. Certificate by the Jewel Appraiser (Bank will arrange)
  8. A Demand Promissory Note.
  9. Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)

 Gold Loan in Murshidabad Eligibility Criteria

  1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
  2. Applicant should be an Indian National
  3. He/She should be salaried or self-employed

gold loan at 7%

How to Apply for Gold Loan Murshidabad

Online Process to Apply for Gold Loan Murshidabad
  • You can apply for the Gold Loan at Dialabank online in few clicks
  • It is an easy and convenient process.
  • You have to fill an online form
  • You can also avail of a document pick up facility from your doorstep.
  • For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. The bank has a good reputation among the customers because of its best services.
  3.  Dialabank provides a document pickup facility from the doorstep of the customer.
  4. There is no processing fee or additional charges for availing the service through Dialabank
  5. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
  6. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
Offline Process to Apply for Gold Loan Murshidabad

Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Murshidabad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Murshidabad

Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

Gold Loan Murshidabad Agents and Contact Number 

Dialabank is the leading agent for availing Gold Loan in Katihor. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

Pre Calculated EMI Table for Gold Loan Murshidabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Murshidabad

Murshidabad is a small town in West Bengal. It is located exactly on the Eastern Bank of the Hoogly River. It forms a part of the Murshidabad district. It was once an extremely prosperous city.

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