Gold Loan Muzzafarnagar


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    Gold Loan Muzzafarnagar

    Major Gold Loan Providers in Muzzafarnagar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Muzzafarnagar Features

    Gold Loan Muzzafarnagar

    Gold Loan comes as a savior for all your financial problems. Being a secured loan, it requires less paperwork and you can get the loan approved within 48 hours after all completion of the verification process.

    Gold Loan Muzzafarnagar provides the customers with financial aid at the most affordable interest rates. The applicant is required to have a fixed and good income source as well as a good credit history, this will also make the process of verification and loan approval quicker.

    Besides, you can obtain a loan amount of up to 75 percent of the market value of gold, this happens keeping in mind the fluctuation in the market price of gold.

    Gold Loan Muzzafarnagar Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Muzzafarnagar

    1. Identity Proof can include: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Proof of Address can include: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can include Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Muzzafarnagar

    1. Proof of Land: In the case of Agriculture Loan of over Rs. 1 lac. The land proof is not needed for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by Jewel Appraiser (Bank will arrange).
    4. Proof of Income: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Muzzafarnagar

    1. The minimum age to apply is 21 years and a maximum is up to 60 years.
    2. Indian Nationality is a must.

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Muzzafarnagar

    Online Process to Apply for Gold Loan Muzzafarnagar

    • You can apply for the HDFC Bank Gold Loan on the website of Dialabank.
    • You will just have to fill a simple form online.
    • Our representative will get in touch with you after that. Moreover, you will enjoy a doorstep document pick up facility.
    • For further information, you can call on 9878981144 anytime.

    Dialabank is considered as the perfect platform for applying for a gold loan online. There are many reasons behind this which include:

    1. Dialabank is India’s first financial helpline; it comes with the finest financial services to all customers across the country.
    2. Dialabank guides the customers cost-free so there are no added charges for applying for a gold loan online on the Dialabank website.
    3. You will enjoy a high LTV of your gold.
    4. Moreover, the bank stands with a good reputation amongst its customers for its fine and fast services.
    5. You will get a low HDFC Gold Loan Interest Rate if you apply for a gold loan on Dialabank.
    6. A doorstep document pickup facility is provided by Dialabank for the customer to ease the process.
    7. When you apply for a gold loan per gram through Dialabank, very little documentation is required.
    8. Relationship managers are thoroughly trained to help and guide you in the whole process of Gold Loan.

    Offline Process to Apply for Gold Loan Muzzafarnagar

    The client can also avail of a Gold Loan from any nearby branches. In order to do so, Google Gold Loan near me. The search will help you by enlisting all the bank branches as well as finance companies that provide loan near you. After that, you are required to choose amongst them according to your knowledge, but Dialabank can make this easier and faster for you.

    You need to visit those departments to apply for the loan and then you will have to visit many times more before the loan gets approved.

    On the other hand, some banks and finance companies offer a much faster process which includes HDFC Gold Loan branches and Muthoot Gold Loan branches.

    You can get loans from HDFC Gold Loan Branches. Also, to find a nearby branch, you can search for Muthoot Gold Loan near me. Google will present you with all the Muthoot Gold Loan Branches nearby.

    Processing Fees / Prepayment Charges on Gold Loan Muzzafarnagar

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Muzzafarnagar

    Before applying for a gold loan, having a good CIBIL score is a must as every lending institution in Muzzafarnagar has its criteria for the minimum CIBIL score that is required to process a Gold Loan application. Most of the institutions ask for a minimum score of 750 to further process a loan application.

    The institutions also analyze your detailed behavior on the previous loans availed as the CIBIL score is not the only requirement. The analysis even includes details on the amount borrowed and the type of loan taken and. With any delayed payments on record for previous loans can be a hurdle to you availing of a new loan. Make sure that you have a good CIBIL score before you apply for a loan.

    Gold Loan Muzzafarnagar Agents

    Dialabank is one of the most trusted Gold Loan Muzzafarnagar agents. You can apply online at or give a call at 9878981144

    Dialabank assists you in finding the finest option amongst various banks and NBFS by providing a comprehensive as well as a structured market comparison of the various options so that you can skip the long and complex process of research and choose the most suitable option. You can visit our website and fill a form asking for a few details and then our customer relationship managers will get in touch with you soon.

    Gold Loan Muzzafarnagar Contact Number

    Call on 9878981144 and get instant help and Gold Loan approval in Muzzafarnagar right now.

    Pre Calculated EMI Table for Gold Loan Muzzafarnagar

    5 Yrs
    4 Yrs
    3 Yrs

    About Muzzafarnagar

    Muzzafarnagar is a city in Uttar Pradesh which forms a part of the National Capital Region (NCR). It lies in the middle of the Ganga-Yamuna Doab region. Being an industrial and educational core of Western Uttar Pradesh, the city is prosperous and has raised many entrepreneurs and professionals.

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