Major Gold Loan Providers in Nabha
Gold Loan Nabha Features
Running low of cash reserves and have uncertainty in the near future?
Stop worrying as Gold Loan is available for you when you are in need. This loan type is unsecured and thus requires very less paperwork, as it is secured which lets your loan approved within 48 hours after the completion of all verification process.
Gold Loan in Nabha provides financial aid to the customers at the best affordable interest rates, as low as 7 percent. To secure a Gold loan, the applicant must have a credible and fixed source of income and with a perfect credit history, which will ensure the verification and loan approval process even faster.
Furthermore, the applicant can get up to 75 percent of the market value of the gold even in sudden price fluctuations in the gold market.
Other features of gold loan:
- Anytime Liquidity, meaning ready to use funds.
- Simple documentation and fast processing.
- The overdraft limit varies depending on the market rate of gold.
- Easy repayment schemes.
- No hidden charges.
- Premiums calculated on daily reducing balance
Gold Loan Nabha Interest Rates
Documents for Gold Loan Nabha
The following documents are needed from the applicant:
- Any of the following can be proof of Identity: / Voters ID card/ Driving License/Passport Copy/Aadhaar card.
- Any of the following can be Address Proof : Ration card/Trade license/ Tel, Electricity Bill/ Rental bill /Shop & Est. License/Passport copy/Sales Tax certificate.
- Any of the following can be signature Proof: Driving License/Banker’s verification/Passport Copy/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Nabha
- Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
- A Demand Promissory Note.
- Bank will arrange certificate by Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Nabha
- The age group of applicant should be between the (minimum) 21 to 60 (maximum).
- The applicant must be of INDIAN nationality.
If you meet these criteria, you can apply for the gold loan right now at Dialabank. Please see the application process below.
How to Apply for Gold Loan Nabha
Online Process to Apply for Gold Loan Nabha
You can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.
In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.
For further information, you can call on +919878981166 anytime.
Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best. There are many reasons behind this, some of them are:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
- Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
- You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
- Dialabank is connected with leading Banks such as HDFC, ICICI, Axis, Muthoot, Yes bank and many others.
- Besides that, the bank has a high reputation among its customers because of its best and fast services.
- Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
- Processing your gold loan through Dialabank requires minimum paperwork.
- Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Nabha
The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.
But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.
Processing Fees / Prepayment Charges on Gold Loan Nabha
CIBIL Score Required for Gold Loan Nabha
No CIBIL score is required for Gold Loan, A gold article is a must.
A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.
It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.
Gold Loan Nabha Agents
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Gold Loan Nabha Contact Number
Call +919878981166 and get instant help and approval for Gold Loan in Nabha right now.
Email us at firstname.lastname@example.org
Pre Calculated EMI Table for Gold Loan Nabha
Nabha is a municipal council and historic city in the Patiala district to the south-west of Punjab. The town of Nabha was formerly the capital of the Nabha princely state during the British Raj. It is a royal city and has a number of buildings with historical importance like Shri Shani Dev Temple, Cantt Road. Also, Nabha is a famous Hindu temple of the city
हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन नाभा
Table of Contents
- 1 Major Gold Loan Providers in Nabha
- 2 Gold Loan Nabha Features
- 3 Gold Loan Nabha Interest Rates
- 4 Documents for Gold Loan Nabha
- 5 Eligibility Criteria for Gold Loan Nabha
- 6 How to Apply for Gold Loan Nabha
- 7 Processing Fees / Prepayment Charges on Gold Loan Nabha
- 8 CIBIL Score Required for Gold Loan Nabha
- 9 Gold Loan Nabha Agents
- 10 Pre Calculated EMI Table for Gold Loan Nabha
- 11 About Nabha