⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

APPLY FOR

Gold Loan Nacharam

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Best Banks for Gold Loan in Nacharam

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Nacharam Features     

Do you face a lack of funds? Do you want to overcome these shortcomings?

Yes, you can surmount this deficit. Gold Loan is possible for you. This loan requires very limited paperwork. As it is secured, you can get your loan consent within 2-3 hours after the end of the confirmation method.

Gold Loan Nacharam helps you to remove your business problems at affordable interest rates. You must have a good source of income. It helps you in the loan approval process and verification faster.

Moreover, as the market price of gold loan changes at any time, so you can get up to 75% of the market value of gold.

Gold Loan in Nacharam Interest Rates and Charges

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

 Gold Loan in Nacharam Documents Required

  1.  Passport Copy, Voters ID card, Driving License, Aadhaar card: Anyone of them for ID Proof is a must.
  2. Ration Card, Electricity Bill, Trade Licence, Rental Bill, Passport Copy, Sales Tax certificate: Anyone of them for Address Proof is a must.
  3.  Passport Copy, Driving License, Banker’s verification, Cheque: Anyone of them for Signature Proof is a must.
  4. Passport size photographs: 2

Additional Documents Required for Gold Loan Nacharam

  1. A Promissory Note is mandatory.
  2. The Jewel Appraiser Certificate(Bank will Arrange)
  3. Land Proof is not required if you are applying for an Agriculture Loan of more than Rs. 1 Lakh.
  4. Salary Certificate and Form Number 16 is required for Income Proof.

 Gold Loan in Nacharam Eligibility Criteria

  • Minimum age of the applicant: 21 yrs
  • Maximum age of the applicant: 60 yr
  • Nationality: INDIAN


gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Nacharam

Online Process to Apply for Gold Loan Nacharam

Apply for the Gold Loan at Dialabank. You just have to fill a simple form online. Then, you will get a call back from our agent.

For more data, call on 9878981166 at any time.

Dialabank is the best site to apply for a gold loan. The reasons for this are written below:

  1. Dialabank is India’s first commercial helpline.
  2. Best commercial assistance is presented to their clients all over the nation.
  3. The supervision is provided without any cost.
  4. No additional charges for the gold loan application online.
  5. Get a high LTV of your gold.
  6. The bank has a good name as it gives the best and fast services.
  7. Low-interest rate, when applying for a gold loan on Dialabank.
  8. Paperwork stress is quite limited.
  9. In the entire method of Gold Loan, our association directors will guide you.
Offline Process to Apply for Gold Loan Nacharam

The applicant has a choice to avail Gold Loan form the local branches. Search on google gold loan banks near me. Then, choose a nearby bank for a gold loan. Choose the option according to your knowledge.

If you apply through Dialabank, you can get a gold loan processing and consent faster.

Processing Fees / Prepayment Charges on Gold Loan Nacharam

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Nacharam

Before applying for a gold loan, an applicant must have a good CIBIL score. Every foundation has the criteria for the minimum CIBIL score for the processing of a Gold Loan application in Nacharam. Most foundations have a requirement of a 750 CIBIL score minimum.

Apart from the CIBIL score, the foundations look after the detailed behavior of your previous loans that you have taken. If you have any delayed payments of your previous loans, then it will create an obstacle in the gold loan application. A Good CIBIL score is a must.

Gold Loan Nacharam Agents and Contact Number

One of the leading and most trusted gold loan agents in Nacharam is Dialabank.

You can apply online at Dialabank or you can call at 9878981166.

Gold Loan Nacharam Operators will guide you to choose the best option.

Call at 9878981166 and get instant help and approval for Gold Loan in Nacharam.

Pre Calculated EMI Table for Gold Loan Nacharam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About NacharamGold Loan Nacharam

Nacharam city of Telangana state is famous for its shoe factories and a large number of food selling tiffins. This city is neighbor of Hyderabad and many famous temples are located in his neighborhood. It has greater Hyderabad municipal corporation wards.