Gold Loan Nacharam

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Nacharam

    Best Banks for Gold Loan in Nacharam

    Feature
    Manappuram
    Axis Bank
    Yes Finance
    Interest Rate
    9.90%
    12.50%
    9.99%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,124
    3,073
    3,069

    Gold Loan Nacharam Features     

    Do you face a lack of funds? Do you want to overcome these shortcomings?

    Yes, you can surmount this deficit. Gold Loan is possible for you. This loan requires very limited paperwork. As it is secured, you can get your loan consent within 2-3 hours after the end of the confirmation method.

    Gold Loan Nacharam helps you to remove your business problems at affordable interest rates. You must have a good source of income. It helps you in the loan approval process and verification faster.

    Moreover, as the market price of gold loan changes at any time, so you can get up to 75% of the market value of gold.

    Gold Loan in Nacharam Interest Rates and Charges

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

     Gold Loan in Nacharam Documents Required

    1.  Passport Copy, Voters ID card, Driving License, Aadhaar card: Anyone of them for ID Proof is a must.
    2. Ration Card, Electricity Bill, Trade Licence, Rental Bill, Passport Copy, Sales Tax certificate: Anyone of them for Address Proof is a must.
    3.  Passport Copy, Driving License, Banker’s verification, Cheque: Anyone of them for Signature Proof is a must.
    4. Passport size photographs: 2

    Additional Documents Required for Gold Loan Nacharam

    1. A Promissory Note is mandatory.
    2. The Jewel Appraiser Certificate(Bank will Arrange)
    3. Land Proof is not required if you are applying for an Agriculture Loan of more than Rs. 1 Lakh.
    4. Salary Certificate and Form Number 16 is required for Income Proof.

     Gold Loan in Nacharam Eligibility Criteria

    • Minimum age of the applicant: 21 yrs
    • Maximum age of the applicant: 60 yr
    • Nationality: INDIAN

    GOLD LOAN @ 0.49%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Nacharam

    Online Process to Apply for Gold Loan Nacharam

    Apply for the Gold Loan at Dialabank. You just have to fill a simple form online. Then, you will get a call back from our agent.

    For more data, call on 9878981166 at any time.

    Dialabank is the best site to apply for a gold loan. The reasons for this are written below:

    1. Dialabank is India’s first commercial helpline.
    2. Best commercial assistance is presented to their clients all over the nation.
    3. The supervision is provided without any cost.
    4. No additional charges for the gold loan application online.
    5. Get a high LTV of your gold.
    6. The bank has a good name as it gives the best and fast services.
    7. Low-interest rate, when applying for a gold loan on Dialabank.
    8. Paperwork stress is quite limited.
    9. In the entire method of Gold Loan, our association directors will guide you.
    Offline Process to Apply for Gold Loan Nacharam

    The applicant has a choice to avail Gold Loan form the local branches. Search on google gold loan banks near me. Then, choose a nearby bank for a gold loan. Choose the option according to your knowledge.

    If you apply through Dialabank, you can get a gold loan processing and consent faster.

    Processing Fees / Prepayment Charges on Gold Loan Nacharam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Nacharam

    Before applying for a gold loan, an applicant must have a good CIBIL score. Every foundation has the criteria for the minimum CIBIL score for the processing of a Gold Loan application in Nacharam. Most foundations have a requirement of a 750 CIBIL score minimum.

    Apart from the CIBIL score, the foundations look after the detailed behavior of your previous loans that you have taken. If you have any delayed payments of your previous loans, then it will create an obstacle in the gold loan application. A Good CIBIL score is a must.

    Gold Loan Nacharam Agents and Contact Number

    One of the leading and most trusted gold loan agents in Nacharam is Dialabank.

    You can apply online at Dialabank or you can call at 9878981166.

    Gold Loan Nacharam Operators will guide you to choose the best option.

    Call at 9878981166 and get instant help and approval for Gold Loan in Nacharam.

    Pre Calculated EMI Table for Gold Loan Nacharam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About NacharamGold Loan Nacharam

    Nacharam city of Telangana state is famous for its shoe factories and a large number of food selling tiffins. This city is neighbor of Hyderabad and many famous temples are located in his neighborhood. It has greater Hyderabad municipal corporation wards.