Gold Loan Nagarkurnool

Major Gold Loan Providers in Nagarkurnool

Gold Loan Nagarkurnool Features

If you are running out of your savings or uncertain about your financial prospects, there are a few options you can consider for your safety.

A gold loan is considered to be a smart choice. Since it is secured and requires minimal documentation, you can get your loan approved within 48 hours after the verification.

Gold Loan Nagarkurnool helps its customers to find the best affordable interest rates. While loan approval is a herculean task, one can get their loan verified and approved faster, if they have a stable and good source of income along with good credit history.

Moreover, an applicant can get a loan of only up to 75 percent of the market value of Gold, this is primarily due to the fluctuation in the market price of the gold.

Click here to get a gold loan

Gold Loan Nagarkurnool Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Documents for Gold Loan Nagarkurnool

1. Documents valid for Identity proof are – Passport Copy/ Driving License/Aadhaar Card/ Voters ID card/ any other Govt ID.
2. Documents valid for residential proof are – Telephone Bill/Electricity Bill/Ration Card/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Sales Tax certificate.
3. Documents valid as signature proof are – Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs are mandatory.

Additional Documents Required for Gold Loan Nagarkurnool

1. Land Proof: To get a loan of more than Rs 1 lac for agriculture, it is required. Otherwise, no proof is required for allied agriculture purposes.
2. If needed, you’ll need a Demand Promissory Note.
3. Certificate by a certified Jewel Appraise (To be arranged by Bank)
4. Income Proof: Salary Certificate and Form No.16 as per norms.

Eligibility Criteria for Gold Loan Nagarkurnool

1. The maximum age should not exceed 60 years while the minimum should not be lower than 21 years.
2. The applicant must be recognized as an Indian national.

Click here to get a gold loan per gram

How to Apply for Gold Loan Nagarkurnool

Online Process to Apply for Gold Loan Nagarkurnool

You can apply for Gold Loan from the bank of your choice through the Dialabank. All you need is to fill a simple online form with some of your details. Once you get it done, our customer representative will connect with you to assist you in the process.

Besides, you will get a document pick-p facility from your doorstep for better convenience.

To know more, you can call on 9878981166.

As the leading platform for the online gold loan application, there are several reasons behind Dialabank being the best service provider, here are some of them:

1. Dialabank is India’s first financial helpline that makes sure to provide the best services across the nation.
2. You don’t owe any additional charges to Dialabank while applying for Gold Loan through its website.
3. To keep you in a safer zone, you will get a high LTV(Loan-to-Value) of your gold.
4. Dialabank holds a good position in the eyes of customers because of its best and fast services.
5. Dialabank will provide you lower-rate of interests while applying for Gold Loan through its website.
6. To cut short the process of loan approval, Dialabank provides a document pick-up facility from your doorstep.
7. Negligible documentation or paperwork while applying through Dialabank.
8. Eventually, customer relationship managers connect with you to help in the whole process of gold loan approval.

Offline Process to Apply for Gold Loan Nagarkurnool

For the offline process of the gold loan application, one needs to search the banks near their home. Then, Google provides sufficient information to choose the right bank in its vicinity. Once they select the bank, they’ll need to call that branch for gold loan application.

The process might sound simple on papers, but takes a lot of time and energy in commuting from department to department until the loan is approved. Thereby, Dialabank helps you in making the right choice by saving your energy as well as time.

Processing Fees / Prepayment Charges on Gold Loan Nagarkurnool

CIBIL Score Required for Gold Loan Nagarkurnool

Irrespective of your CIBIL score, you will be granted Gold Loan from any major bank if you have any gold ornament.