Gold Loan Nagina

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    Gold Loan Nagina

    Gold Loan Nagina

    Are you in need of immediate finance? No need to worry, gold loan Nagina is here for you. Gold loan is the best loaning scheme for you. The process for getting a gold loan is hassle-free, quick, and requires minimal documentation. A gold loan can be used for many purposes like buying an expensive laptop, planning your dream vacation, or sending your daughter abroad for higher studies. Gold loan Nagina is a secured loan with quick approval in less than 30 minutes.

    What is Gold loan Nagina?

    Gold loan Nagina is categorized as a secured loan in which a customer pledges his or her gold like gold bangles, earrings, nose pins as collateral security with the company, and in return the company gives the loan amount to you as per the market value of your gold.

    Know More – Gold Loan: Factors to Remember

    Gold Loan Nagina Interest Rates

    Gold loan is a seured loan as the interest rates are quite low as compared to any other. The interest rate is 10.75per annum, that is even less than 1% per month. It is available for a minimum of 6 months and a maximum of 3 years. If you get enough finances in the middle of the loan and you don’t want to pay the rest of the interest, then you can avail foreclosure facility. The bank charges a penalty of 0-2% of your total loan amount as a foreclosure penalty.

    Know More – Gold Loan Interest Rate

    Are you eligible for Gold Loan Nagina?

    1. You should be an authorized citizen of India.
    2. The minimum age for availing the gold loan is 18 years.
    3. The maximum age for availing gold loan should be less than 70 years(at the time of completion of credit).
    4. The purity of gold should be between 18 karats to 22 karats.
    5. Minimum weight of gold should be 10 grams.
    6. The minimum loan amount is 18000.

    Benefits of availing a Gold Loan Nagina

    1. Gold loan is a secured loan.
    2. The gold loan interest rate are quite low.
    3. Approval is in less than 30 minutes.
    4. The Gold Loan Nagina gets disbursed within 24 hours.
    5. No processing fee is charged for availing a gold loan.
    6. Gold loan requires minimal documentation.
    7. You can use the principal amount any way you like.
    8. Your gold is in secure hands, and in case of any miss-happening, the bank will be responsible.
    9. There is no need for any income statement
    10. You can pay the principal amount at the end of the tenure.

    Know More –  Gold Loan Features and Benefits

    Documents required for availing a Gold Loan

    1. Residence proof-: An Aadhar card, Ration card, Voter card, Rental agreement of the applicant, Utility bills of the applicant.
    2. Identity proof –: Aadhar card, Voter card, Passport, Pan Card
    3. Two recent passport sizes colored photographs.

    How to apply for Gold Loan Nagina online?

    1. First of all, you have to visit our website i.e., Dialabank.
    2. After that, you are required to fill your necessary information like name, contact number, email address, etc.
    3. Make sure you provide your correct contact number so that our relationship manager can contact you.
    4. Once you are done with all the formalities, all you need to do is sit and chill. Our relationship manager will be contactacting you.
    5. Now, our relationship manager will compare all the loaning schemes and will select the best loaning scheme for you
    6. Once you decide the bank from where you want your loan, you have to visit the bank branch with your gold to get it evaluated.
    7. Within 24 hours, your loan will get disbursed.

    Know More – Top Reasons why Gold Loan is the best borrowing option

    About Naginagold loan nagina

    Nagina -: A town in Bijnor district in Uttar Pradesh. It is located to the east bijnor and its around 17 km from dhampur. The city is famous for its wooden handicrafts like ebony work. The city is also known as “woodcraft city.”

    Gold Loan Interest Rate of Major Banks

    Bank

     Interest Rates

    HDFC Bank Gold Loan

    10.00% – 14.50%

    ICICI Gold Loan

    10.00% – 16.10%

    Muthoot Finance Gold Loan

    12.00% – 24.00%

    Axis Bank Gold Loan

    14.50% – 17.00%

    Manappuram Gold Loan

    19.00% – 26.00%

    Yes Bank Gold Loan

    10.00% – 15.99%

    Bank of India Gold Loan

    19.00% – 26.00%

    Federal Bank Gold Loan 

    11.75% 13.50%

    IIFL Gold Loan

    12.00% – 12.00%

    Central Bank of India Gold Loan

    12. 90% – 14.65%

    Canara Bank Gold Loan

    12.65% – 12.65%

    Andhra Bank Gold Loan

    11.70% – 10.45%

    Induslnd Bank Gold Loan

    11.15% – 15.75%

    PNB Gold Loan

    10.75% – 11.75%

    Bajaj Finance Gold Loan

    14% – 26%

    Bandhan Bank Gold Loan

    11.5% – 14.5%

    DCB Bank Gold Loan

    14% – 16%

    SBI Gold Loan

    11.05%-15%

    Indian Bank Gold Loan

    10.00% – 15.99%

    UCO Bank Gold Loan

    19.00% – 26.00%

    Kotak Mahindra Bank Gold Loan

    11.75% – 13.50%

    Syndicate Bank Gold Loan

    12.00% – 12.00%