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    Gold Loan Naihati

    Best Banks for Gold Loan in Naihati

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Naihati Features

    Gold Loan Naihati Features

    Running short out of cash?

    Do not know what to do?

    Gold Loan is available for you do not worry. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.

    GoldLoan Delhi loan provides financial aid to the customers at the best affordable interest rates. To get a Gold loan, the applicant needs to have a proper and reliable source of income and has a good credit history, which will make the verification and loan approval process faster.

    Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

    Gold Loan Rates Per Gram Today in Naihati

    Updated - Gold Loan Per Gram Rate w.e.f Jun 17 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Naihati Interest Rates and Charges

    Gold Loan Naihati Documents Required

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Driving License/Banker’s verification/Passport Copy/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Naihati

    1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Bank will arrange Certificate by the Jewel Appraiser.
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan Naihati Eligibility Criteria

    1. The minimum age of the individual should be 21 years and maximum up to 60 years.
    2. Must be having Indian Nationality.


    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    How to Apply for Gold Loan Naihati

    Online Process to Apply for Gold Loan Naihati

    At Dialabank, you can apply for the HDFC Bank Gold Loan.

    You just have to fill a simple form online.

    After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

    You can call on 9878981166 anytime for more information.

    Dialabank is considered as the best platform to apply for a gold loan online. So many reasons are there behind this, some of them are:

    1. Dialabank provides the best financial services to customers all over the country; it is India’s first financial helpline.
    2. Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are required.
    3. You will get a high LTV of your gold, is one more benefit.
    4. Besides that, because of its best and fast services, the bank has a good reputation among the customers.
    5. You will get a low HDFC Gold Loan Interest Rate if you apply for a gold loan on Dialabank.
    6. A document pickup facility is provided by Dialabank from the doorstep of the customer to ease the process.
    7. Also, very little paperwork is required while applying for a gold loan through Dialabank.
    8. Finally, to guide and serve you in the entire process of Gold Loan, the Relationship managers are trained thoroughly.
    Offline Process to Apply for Gold Loan Naihati

    The applicant also can avail of Gold Loan from the nearby branches. Searching “Gold Loan near me” on google will help. All the branches of banks and finance companies providing loans near you will be enlisted. Select them according to your preference and knowledge, but in a quicker and better manner, Dialabank can do that for you.

    Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

    HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance company where this process is much faster.

    HDFC Gold Loan Branches will help you avail loans. To find a branch that is nearby, search “Muthoot Gold Loan near me”. Google will enlist all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Naihati

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Naihati

    Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. A minimum score of 750 to process your loan application is required by most institutions.

    Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. Details on the type of loan taken and the amount borrowed are included in this. Any delayed payments for previous loans can become an obstacle to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

    Gold Loan Naihati Agents and Contact Number

    Dialabank one of the leading and most trusted gold loan agents in Delhi.give a call at 9878981166 or you can apply online at www.dialabank.com  By providing you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex information and process you have to go through and hence you can make the right choice, Dialabank helps you to find the best option between several Banks and NBFCs. Fill a simple form asking for some details  by visiting our website www.dialabank.com and after that you will soon get in touch with our customer relationship managers.

    Get instant help and approval for Gold Loan by calling on 9878981166 in Delhi right now.

    Pre Calculated EMI Table for Gold Loan Naihati

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Naihati

    Naihati is a city and municipality of North 24 Parganas district in the Indian state of West Bengal. It is a part of the area covered by Kolkata Metropolitan Development Authority. Naihati Municipality is one of the oldest in the whole country and was established in 1869.


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