Gold Loan Narasampet

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    Gold Loan Narasampet

    Best Banks for Gold Loan in Narasampet

    Gold Loan Narasampet

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange of monetary help. Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

    Why Choose Gold Loan Narasampet?

    1. Less processing time.No hidden charges.
    2. Fast Loan disbursal.
    3. No credit checks.
    4. No co-signer needed.
    5. Prepayment facility.

    Being a secured loan the credit in gold loan is available at low interest rates. Though, the interest may vary depending upon your loan amount and tenure. In general;

    • The gold loan is available at 1% PM interest rate.
    • Gold Loan Interest rate – 10.70 %.
    • Offer low processing fee that is  0.85% is a benefit.
    • Further, pre-closer charges range from  0 – 2 %.

    Know More – Gold Loan Interest Rate

    Features of Gold Loan Narasampet

    1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
    2. Assured 100% Safety & Security of your Gold Jewelry is provided to you.
    3.  In less than 30 minutes your loan is processed.
    4. Enjoy Anytime Liquidity.
    5. Service only Interest and enjoy the Loan facility without paying any EMIs.
    6. Lower Interest Rates
    7. Simple documentation and fast processing.
    8. Overdraft limit varies depending on the market rate of gold.
    9. The interest rate is payable the only amount of the overdraft that you use.

    Know More – Why Gold Loan is the best borrowing option: Top Factors

    Gold Loan Rates Per Gram Today in Narasampet

    Updated - Gold Loan Per Gram Rate w.e.f Jun 29 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Narasampet Interest Rate and Charges

    Gold Loan Narasampet Documents Required

    1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Bank will arrange Certificate by the Jewel Appraiser.
    4. Income Proof: Salary Certificate and Form No.16.

    How to Apply for Gold Loan Narasampet?

    • Visit our site www.dialabank.com.
    • Enter your details and fill the form.
    • To assist you through the entire process, our relationship manager will call and guide you.

    Get personalized assistance while you avail your Gold Loan with Dialabank.

    FAQs About Gold Loan

    1. How does  Gold Loan work?
      Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount of loan depends upon the gold weight during evaluation.
    2. Gold Loan is secured?
      Yes, it is a crucial step to note that the loan on gold comes in the category of secured loans always. Because as security or as collateral, in a gold loan the applicant put their gold ornaments into the bank’s locker.
    3. What happens when you don’t repay a Gold Loan?
      If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
    4. To get a gold loan does anyone need a co-applicant?
      No, to avail Gold loan there is no need of any co-applicant.
    5. Is Gold loan better than a Personal loan?
      Yes, in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is in-secured and hence carries higher interest than a gold loan. Hence, a Gold loan is better than personal Loan.
    6. Which is the best online platform to avail gold loan?
      Dialabank is the best platform to get a loan. Dialabank, in the market as compared to others provides, you hassle-free process as well as the lowest interest rate.
    7. Is there any fee payable for the Gold Loan?
      Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

    Interest Rate of Different Banks for Gold Loan Narasampet

    Bank Gold Loan Rate
    HDFC Bank 10.75%
    Yes Bank  10.85%
    Axis Bank 10.90%
    SBI Gold Loan 11.50%
    ICICI Bank 11.75%
    IIFL Gold Loan 11.75%
    Allahabad Bank Gold Loan 11.75%
    Muthoot Gold Loan 12.00%
    Federal Bank Gold Loan 12.00%
    Manappuram Gold Loan  12.25%
    IDBI Bank 12.25%
    PNB Gold Loan 12.25%

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