Gold Loan Narkhed

AT 0.49%* INTEREST RATE
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    Gold Loan Narkhed

    About Gold Loan Narkhed

    Major Gold Loan Providers in Narkhed

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Narkhed Features

    Running low of cash reserves or have uncertainty?

    No need to worry as Gold Loan is available for you. The loan is secured and thus requires very less paperwork.Gold Loan Narkhed Gold Loan in Narkhed provides financial aid to the customers at the best affordable interest rates, as low as 7 per cent. To secure a Gold loan, the applicant must have a credible and fixed source of income and with a perfect credit history, which will ensure the verification and loan approval process even faster.

    Furthermore, the applicant can get up to 75 percent of the market value of the gold even in sudden price fluctuations in the gold market.

    Gold Loan Narkhed Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Narkhed

    The following documents are needed from the applicant:

    1. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Passport copy/Trade & shop License/Sales Tax certificate.
    2. Identity Proof: Voters ID card/ Driving License/ Aadhaar card/ Passport Photocopy.
    3. Signature Proof: Passport photocopy/ Banker’s verification or Cheque/ Driving License.
    4. Two Passport-size photographs.

    Additional Documents Required for Gold Loan Narkhed

    1. Land Proof: For Agricultural Loan exceeding Rs. 1 lac, which is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Narkhed

    1. Age Limit: 21(minimum) to 60 (maximum).
    2. Nationality of the applicant: INDIAN.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Narkhed

    Online Process to Apply for Gold Loan Narkhed

    You can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC and others through Dialabank online by filling a simple user-friendly form.

    In a short while, you will receive a call from our representative. Additionally, Dialabank provides a pick-up facility of your documents from the doorstep of its customers.

    For further information, contact +919878981166 anytime.

    Dialabank serves as the best platform to apply for a gold loan online because it is the best-rated as:=

    1. Dialabank is the first financial helpline of India providing the best financial services to its customers.
    2. We serve the customers cost-free, no additional cost of applying for a gold loan online on the website.
    3. You can get a good Loan-to-Value (LTV) of your gold with Dialabank.
    4. Dialabank is connected to leading banks including HDFC, ICICI, Axis, Muthoot, etc.
    5. The bank has a high reputation among its customers because of its reliable services.
    6. Applying for a gold loan on Dialabank will get a low Interest Rate on Gold Loan.
    7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
    8. Processing your gold loan via Dialabank requires minimum paperwork.
    9. Relationship managers are highly trained to guide and serve you in the entire process.
    Offline Process to Apply for Gold Loan Narkhed

    The applicant can also choose to avail of Gold Loan from the nearby branches. Search ‘Gold Loan near me’ on google. It will enlist the closest branch of finance companies providing loans near your location. You need to select them according to your preference and knowledge. However, Dialabank is happy to ease the process for you!

    But if you choose to go with a branch which is near you, then you may visit the responsible department to apply for the loan, again and again, before the loan gets finally approved as it is a complex process. Some banks and finance companies can approve the loan process faster. We recommend HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.

    Processing Fees / Prepayment Charges on Gold Loan Narkhed

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Narkhed

    No CIBIL score is required for Gold Loan, A gold article is a must.

    A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a loan application. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

    It is not just your CIBIL score, many institutions also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

    Gold Loan Narkhed Agents

    One of the leading and most trusted gold loan agents in Narkhed is Dialabank. You can apply online Dialabank or contact +919878981166

    Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

    Gold Loan Narkhed Contact Number

    Call +919878981166 and get instant help and approval for Gold Loan in Narkhed right now.

    Pre Calculated EMI Table for Gold Loan Narkhed

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Narkhed

    The city of Narkhed is a municipal council in Nagpur district, the Indian state of Maharashtra. It is developed with the efforts of Shri Ramesh Balmukund Gupta. Narkhed Amrawati Railway line is a new project whose stone laying function was presided by the then Prime Minister of India Late Shri P.V.Nars Imarao. It is located in the “orange belt” and is majorly known as the center for orange-trading.