Gold Loan Narkhed

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

About Gold Loan Narkhed

Major Gold Loan Providers in Narkhed

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Narkhed Features

Running low of cash reserves or have uncertainty?

No need to worry as Gold Loan is available for you. The loan is secured and thus requires very less paperwork.Gold Loan Narkhed Gold Loan in Narkhed provides financial aid to the customers at the best affordable interest rates, as low as 7 per cent. To secure a Gold loan, the applicant must have a credible and fixed source of income and with a perfect credit history, which will ensure the verification and loan approval process even faster.

Furthermore, the applicant can get up to 75 per cent of the market value of the gold even in sudden price fluctuations in the gold market.

Gold Loan Narkhed Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Narkhed

The following documents are needed from the applicant:

  1. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Passport copy/Trade & shop License/Sales Tax certificate.
  2. Identity Proof: Voters ID card/ Driving License/ Aadhaar card/ Passport Photocopy.
  3. Signature Proof: Passport photocopy/ Banker’s verification or Cheque/ Driving License.
  4. Two Passport-size photographs.

Additional Documents Required for Gold Loan Narkhed

  1. Land Proof: For Agricultural Loan exceeding Rs. 1 lac, which is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Narkhed

  1. Age Limit: 21(minimum) to 60 (maximum).
  2. Nationality of the applicant: INDIAN.

gold loan at 7%

How to Apply for Gold Loan Narkhed

Online Process to Apply for Gold Loan Narkhed

You can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC and others through Dialabank online by filling a simple user-friendly form.

In a short while, you will receive a call from our representative. Additionally, Dialabank provides a pick-up facility of your documents from the doorstep of its customers.

For further information, contact +919878981166 anytime.

Dialabank serves as the best platform to apply for a gold loan online because it is the best-rated as:=

  1. Dialabank is the first financial helpline of India providing the best financial services to its customers.
  2. We serve the customers cost-free, no additional cost of applying for a gold loan online on the website.
  3. You can get a good Loan-to-Value (LTV) of your gold with Dialabank.
  4. Dialabank is connected to leading banks including HDFC, ICICI, Axis, Muthoot, etc.
  5. The bank has a high reputation among its customers because of its reliable services.
  6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
  7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
  8. Processing your gold loan via Dialabank requires minimum paperwork.
  9. Relationship managers are highly trained to guide and serve you in the entire process.
Offline Process to Apply for Gold Loan Narkhed

The applicant can also choose to avail of Gold Loan from the nearby branches. Search ‘Gold Loan near me’ on google. It will enlist the closest branch of finance companies providing loans near your location. You need to select them according to your preference and knowledge. However, Dialabank is happy to ease the process for you!

But if you choose to go with a branch which is near you, then you may visit the responsible department to apply for the loan, again and again, before the loan gets finally approved as it is a complex process. Some banks and finance companies can approve the loan process faster. We recommend HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.

Processing Fees / Prepayment Charges on Gold Loan Narkhed

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Narkhed

No CIBIL score is required for Gold Loan, A gold article is a must.

A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a loan application. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

It is not just your CIBIL score, many institutions also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

Gold Loan Narkhed Agents

One of the leading and most trusted gold loan agents in Narkhed is Dialabank. You can apply online Dialabank or contact +919878981166

Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

Gold Loan Narkhed Contact Number

Call +919878981166 and get instant help and approval for Gold Loan in Narkhed right now.

Pre Calculated EMI Table for Gold Loan Narkhed

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Narkhed

The city of Narkhed is a municipal council in Nagpur district, the Indian state of Maharashtra. It is developed with the efforts of Shri Ramesh Balmukund Gupta. Narkhed Amrawati Railway line is a new project whose stone laying function was presided by the then Prime Minister of India Late Shri P.V.Nars Imarao. It is located in the “orange belt” and is majorly known as the centre for orange-trading.


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