Best Banks for Gold Loans in Nayagarh
Gold Loan Nayagarh Features
Gold Loans are appropriate and fitting to avail short-term credit as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The amount of loan varies upon the purity of the Karats of gold as well as different banks.
Gold Loan Nayagarh Interest Rates and Rates
Gold Loan in Nayagarh Documents Required
- Signed Application form by the applicant
- 2 colored passport size photographs of the applicant are mandatory
- Proof of Signature can be any of the given: Passport Copy/Driving License/Banker’s verification/cheque.
- Proof of Address can be any of the given: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Identity proof can be Driving License/Passport/Aadhar Card/Voter’s ID, etc
- Certificate by the Jewel Appraiser (arranged by the Bank)
- A Demand Promissory Note.
- Proof of Income (i.e. salary slips/ Form 16) of the applicant is compulsory
- Land Proof by the applicant can be any of the following: Only for agriculture loan above Rs 1 Lakh (not required for allied agricultural purpose)
Gold Loan in Nayagarh Eligibility Criteria
- The applicant should belong to the age group of 21 to 60 years
- Applicant should have INDIAN nationality
- He/She should be either salaried or self-employed
How to Apply for Gold Loan Nayagarh
Online Process to Apply for Gold Loan Nayagarh
- You can avail the Gold Loan Nayagarh with a single click while sitting at home. Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
- Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
- You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
- Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- The bank has a good reputation among the customers because of its best services.
- Dialabank provides a document pickup facility from the doorstep of the customer.
- No service or additional charges are applied
- The Relationship managers of Dialabank are trained and assist the customer without any hesitance
- Gold Loans can be availed at a low rate of interest with minimum documentation requirement
Offline Process to Apply for Gold Loan Nayagarh
If an applicant wants to apply for a gold loan through an offline process that requires physically visiting the nearby banks.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.
Processing Fees / Prepayment Charges on Gold Loan Nayagarh
CIBIL Score Required for Gold Loan Nayagarh
Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.
Gold Loan Nayagarh Agents and Contact Number
Dialabank is the leading agent for availing Gold Loan in Asansol. Apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the best-suited choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.
Call 9878981166 and get instant help and approval for Gold Loan in Nayagarh.
Pre Calculated EMI Table for Gold Loan Nayagrah
Nayagarh is a city and a Municipality in Nayagarh district in the Indian state of Odisha. Nayagarh is known for one it’s popular sweet dish Chhena poda, which means ‘burnt cheese’ in Oriya. The best quality chhena poda is now available in Itamati and Machhipada (native places of Nayagarh). Pithas are enjoyed on traditional holidays, while savory pithas are more common at other times of the year. Natives of Nayagarh and in other regions like Daspalla, Madhyakhanda, and Gholahandi prepare Manda pitha, Chakuli pitha, Poda pitha, Arisha Pitha, Kakra Pitha on different Hindu Festival. Oriya is the main language which is used in the city. The agricultural lands of the district of Nayagarh are fit for the growth of seasonal paddy, pulses like mung and black gram and sugarcane. Nayagarh is a rural ased city with ancient tradition inculcated into behavior over the century.