Gold Loan Nilambur

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    Gold Loan Nilambur

    Major Gold Loan Providers in Nilambur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Nilambur Features

    Running short out of cash?

    Do not know what to do?

    Do not worry Gold Loan is available for you. This loan requires less paperwork, as it is unsecured, and you can get your loan approved within 48 hours after all the verification process.

    GoldLoan Nilambur loan provides financial aid to the customers at the best affordable interest rates. To get a Gold loan, the applicant needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much faster.

    Furthermore, The applicant can get up to 75 percent of the market value of the gold even in sudden price fluctuations in the gold market.

    Gold Loan Nilambur Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Nilambur

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. Two passport size photographs.

    Additional Documents Required for Gold Loan Nilambur

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. No proof required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Nilambur

    1. The minimum age of the individual should be 21 years and maximum up to 60 years.Gold Loan Nilambur
    2. Must be having Indian Nationality.

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    How to Apply for Gold Loan Nilambur

    Online Process to Apply for Gold Loan Nilambur

    You can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.

    In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

    For further information, you can call on +919878981166 anytime.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this; some of them are:

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
    3. One more thing is that you will get a high LTV of your gold.
    4. Besides that, the bank has a good reputation among the customers because of its best and fast services.
    5. If you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
    6. Dialabank provides a document pickup facility from the doorstep of the customer to ease the process.
    7. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
    8. Finally, the Relationship managers get trained thoroughly to guide and serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Nilambur

    The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.

    But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

    Processing Fees / Prepayment Charges on Gold Loan Nilambur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Nilambur

    Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Nilambur. Most institutions need a minimum score of 750 to process your loan application.

    Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. It includes details on the type of loan taken and the amount borrowed. Any delayed payments of earlier loans can act as a barrier to your availing of a new loan. So make sure your CIBIL score is good before applying for a loan.

    Gold Loan Nilambur Agents

    One of the leading and most trusted gold loan agents in Nilambur is Dialabank. You can apply online at Dialabank or give a call at 9878981166

    Dialabank helps you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. So that you do not need to worry about the complex information and process you have to go through, and hence you can make the right choice. Visit our website www.Dialabank.com and fill a simple form asking for some details, and after that, our customer relationship managers will soon get in touch with you.

    Gold Loan Nilambur Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Nilambur right now.

    Pre Calculated EMI Table for Gold Loan Nilambur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Nilambur

    Nilambur, better known as the Land of Teak Plantations, is a major town located in the Malappuram district of Kerala. In the history of Malabar, this is a very place as  with its vast forests, charming water bodies, royal residencies, natural beauty, unique wildlife and vibrant colonial past.

    हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली


    Katwa city is situated in West Bengal. The city has a five hundred years old long historical background, in former times it was known as Indranee Pargana. This city is located near two rivers that made the soil more fertile, so the economy of Katwa depends on agriculture, and it is a center of agriculture products.