Gold Loan North Dumdum

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in North Dumdum

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan North Dumdum Features

Gold loan North DumdumAre you running short out of cash? Gold Loan is available for you no need to worry. This loan is secured in nature with very less documentation and hassle-free paperwork. Within 48 hours after the verification process, this loan can get approved.

Gold Loan Northdumdum is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a rigid and good source of income and has a good credit history.Furthermore, there is no end-use restriction on the use of the Gold loan amount. You can use the loan amount anywhere you want to do as per your wish.

Gold Loan Rates Per Gram Today in North Dumdum

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan North Dumdum Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan North Dumdum Documents Required

  1. Identity Proof:  Voters ID card/ Driving License/Passport Copy/Aadhaar card.
  2. Proof of Address: Ration card/ Rental bill/ Passport copy/Tel, Electricity Bill/ Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan North Dumdum

  1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Bank will arrange Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan North Dumdum Eligibility Criteria

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Should be an Indian National

gold loan at 7%

How to Apply for Gold Loan North Dumdum

Online Process to Apply for Gold Loan North Dumdum

At Dialabank, you can apply for the HDFC Bank Gold Loan. The process is straightforward. You have to fill a simple form online to start with.

You will get a call back from our side after that. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online. So many reasons are there behind this:

  1. First of all, Dialabank provides the best financial services to customers all over the country ; it is India’s first financial helpline.
  2. Besides that, the bank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
  4. Also, Dialabank provides document pickup facility from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are required.
  6. Also, very less paperwork is required, while applying for a gold loan through Dialabank.
  7. One more benefit is that you will get high LTV of your gold if you apply here.
  8. Finally, to guide you in the entire process of Gold Loan, the Relationship managers are trained enough.
Offline Process to Apply for Gold Loan North Dumdum

The applicant also has an option to avail an HDFC Gold Loan from the nearby branches. Searching “Gold Loan near me” on google will help. All the neighbouring departments from where you can avail the loan will be enlisted. Then, until the loan gets approved, you will have to visit again and again.

Thus, it can be a very tedious and lengthy process. HDFC Gold Loan Branches can provide  you loans. Search Muthoot Gold Loan near me to find a branch that is nearby. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan North Dumdum

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan North Dumdum

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. A minimum score of 750 to process your loan application is required by most institutions.

The institutions along with the overall score, also look at  the detailed behavior on the previous loans taken. The type of loan taken and the amount borrowed are the details included in this. Any delayed payments for previous loans can become obstacle to your availing a fresh loan.

Gold Loan North Dumdum Agents and Contact Number

Dialabank is the leading agent for availing Personal Loan in Delhi. Give a call at 9878981166 or you can apply online at www.dialabank.com.

By providing you with the detailed market comparison of different banks so that you can make the right choice, Dialabank helps you to find the best option of Banks and NBFCs. Fill a simple form with your personal and employment details by  visiting our website www.dialabank.com. Our customer relationship managers will soon get in touch with you.

Call 9878981166 and get instant help and approval for Gold Loan in Northdumdum

Pre Calculated EMI Table for Gold Loan North Dumdum

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About North Dumdum

North Dumdum is a city and a municipality of North 24 Parganas district in the Indian state of West Bengal. It is close to Kolkata and also a part of the area covered by Kolkata Metropolitan Development Authority (KMDA).

North Dumdum Municipality, established in 1870, comprised villages known as Birati, Nimta, Kadihati, Jangalpur Patna, Gouripur and a large area of what is now Netaji Subhas Chandra Bose International Airport.With the partition of Bengal in 1947, “millions of refugees poured in from erstwhile East Pakistan.” In the bulk of the initial stage of the refugees were non-agriculturists.

As per the District Census Handbook 2011, North Dumdum municipal city covered an area of 26.45 km2. Amongst the civic amenities it had both open and closed drains. Amongst the educational facilities, It had 56 primary schools and 18 secondary schools.North Dumdum municipality is included in the Kolkata Metropolitan Area for which the KMDA is the statutory planning and development authority


 

Menu