Gold Loan North Dumdum

Best Banks for Gold Loan in North Dumdum

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Gold Loan North Dumdum Features

Are you running short out of cash? Gold Loan is available for you no need to worry. This loan is secured in nature with very less documentation and hassle-free paperwork. Within 48 hours after the verification process, this loan can get approved.

Gold Loan North Dumdum is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a rigid and good source of income and has a good credit history.Furthermore, there is no end-use restriction on the use of the Gold loan amount. You can use the loan amount anywhere you want to do as per your wish.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

APPLY NOW

Eligibility Criteria for Gold Loan Dumdum

• The age must be above 20 years of individual
• And maximum age limit of applicant 60 years
• Applicant must be Indian Citizen

GOLD LOAN @ 0.75%*

APPLY NOW

+91

APPLY NOW

How to Apply for Gold Loan North Dumdum

Online Process to Apply for Gold Loan North Dumdum

At Dialabank, you can apply for the HDFC Bank Gold Loan. The process is straightforward. Fill a simple form online to start with. You will get a call back from our side after that. You will get a document to pick up the facility from your doorstep. For more information, you can call on 9592046860. Dialabank is considered as the best platform to apply for a gold loan online. So many reasons are there behind this:

1. First of all, Dialabank provides the best financial services to customers all over the country ; it is India’s first financial helpline.
2. Besides that, the bank has an excellent reputation among the customers because of its best services.
3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
5. One more important thing is that Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are required.
6. Also, very less paperwork is required, while applying for a gold loan through Dialabank.
7. One more benefit is that you will get a high LTV of your gold if you apply here.
8. Finally, to guide you in the entire process of Gold Loan, the Relationship managers are trained enough.

Offline Process to Apply for Gold Loan North Dumdum

The applicant also has an option to avail an HDFC Gold Loan from the nearby branches. Searching “Gold Loan near me” on google will help. All the neighbouring departments from where you can avail the loan will be enlisted. Then, until the loan gets approved, you will have to visit again and again. Thus, it can be a very tedious and lengthy process. HDFC Gold Loan Branches can provide  you loans. Search Muthoot Gold Loan near me to find a branch that is nearby. Google will enlist all the Muthoot Gold Loan Branches near you.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

APPLY NOW

Processing Fees / Prepayment Charges on Gold Loan North Dumdum

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

Monthly Payment	EMI Scheme (₹)	Bullet Repayment (₹)
Month 1	27007	3625
Month 2	27007	3625
Month 3	27007	3625
Month 4	27007	3625
Month 5	27007	3625
Month 6	27007	3625
Month 7	27007	3625
Month 8	27007	3625
Month 9	27007	3625
Month 10	27007	3625
Month 11	27007	3625
Month 12	27007	3625
Bullet Payment (At the end of 12 months)		₹ 3 Lakh
Total Payment	₹ 3.24 Lakh	₹ 3.44 Lakh

GOLD LOAN @ 0.75%*

APPLY NOW

+91

APPLY NOW

CIBIL Score Required for Gold Loan North Dumdum

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. Most institutions require A minimum score of 750 to process your loan application. The institutions, along with the overall score, also look at the detailed behavior of the previous loans taken. The type of loan taken, and the amount borrowed are the details included in this. Any delayed payments for previous loans can become an obstacle to your availing of a fresh loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Dumdum

Bank	Interest Rate	Lowest EMI Per Lakh	Eligible Loan Amount For Max Tenure
SBI Gold Loan	7.50%	Rs. 3,111	Rs. 20 Lakh for 36 months
Muthoot Gold Loan	11.99%	Rs. 3,321	Rs. 50 Lakh for 36 months
Manappuram Gold Loan	12.00%	Rs. 8,885	Rs. 1 Cr for 12 months
HDFC Bank Gold Loan	9.90%	Rs. 4,591	Rs. 50 Lakh for 24 months
Yes Bank Gold Loan	9.99%	Rs. 3,226	Rs. 50 Lakh for 36 months
Private Bank Gold Loan	10.00%	Rs. 8,792	Rs. 15 Lakh for 12 months
Federal Bank Gold Loan	8.50%	Rs. 8,722	Rs. 75 Lakh for 12 months
Canara Bank Gold Loan	7.65%	Rs. 8,683	Rs. 10 Lakh for 12 months
Andhra Bank Gold Loan	10.70%	Rs. 8,824	Rs. 2 Cr for 12 months
Axis Bank Gold Loan	13.00%	Rs. 4,754	Rs. 20 Lakh for 24 months
IndusInd Bank Gold Loan	10.00%	Rs. 8,792	Rs. 10 Lakh for 12 months
PNB Gold Loan	8.75%	Rs. 8,734	Rs. 10 Lakh for 12 months
Fincare Small Finance Bank Gold Loan	12.99%	Rs. 11,721	Rs. 40 Lakh for 9 Months

GOLD LOAN @ 0.75%*

APPLY NOW

+91

APPLY NOW

Gold Loan North Dumdum Agents and Contact Number

Dialabank is the leading agent for availing Personal Loan in Delhi. Give a call at 9878981166 or you can apply online at www.dialabank.com.

By providing you with a detailed market comparison of different banks so that you can make the right choice, Dialabank helps you to find the best option of Banks and NBFCs. Fill a simple form with your personal and employment details by visiting our website at www.dialabank.com. Our customer relationship managers will soon get in touch with you.

Call 9878981166 and get instant help and approval for Gold Loan in North dumdum

Pre Calculated EMI Table for Gold Loan North Dumdum

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

---

GOLD LOAN @ 0.75%*

APPLY NOW

+91

APPLY NOW

About North Dumdum

North Dumdum is a city and a municipality of North 24 Parganas district in the Indian state of West Bengal. It is close to Kolkata and also a part of the area covered by Kolkata Metropolitan Development Authority (KMDA). North Dumdum Municipality, established in 1870, comprised villages known as Birati, Nimta, Kadihati, Jangalpur Patna, Gouripur and a large area of what is now Netaji Subhas Chandra Bose International Airport.With the partition of Bengal in 1947, “millions of refugees poured in from erstwhile East Pakistan.” In the bulk of the initial stage of the refugees were non-agriculturists. As per the District Census Handbook 2011, North Dumdum municipal city covered an area of 26.45 km2. Amongst the civic amenities it had both open and closed drains. Amongst the educational facilities, It had 56 primary schools and 18 secondary schools.North Dumdum municipality is included in the Kolkata Metropolitan Area for which the KMDA is the statutory planning and development authority

---

Car loan In Other Cities 

Gold Loan Bhiwani	Gold Loan Ambala
Gold Loan Bhuj	Gold Loan Kadapa
Gold Loan Bilaspur	Gold Loan Darbhanga
Gold Loan Alwar	Gold Loan Darjeeling

GOLD LOAN @ 0.75%*

APPLY NOW

+91

APPLY NOW

Gold Loan Sonipat FAQs

✅ How to get Gold Loan in Sonipat?

To get a gold loan a person can either walk into the nearest gold loan offering bank branch with their gold and basic documents like Aadhar Card and PAN Card or they can fill an inquiry form and apply online at Dialabank’s digital platform for better convenience and personalized assistance.

✅ How to calculate Gold Loan Interest?

Gold loan interest rates vary depending upon the lending institute, amount of loan availed, loan tenure, loan to value ratio, and quality of gold. One can easily check and compare these rates online with Dialabank.

✅ Which bank is best for Gold Loan in Sonipat?

HDFC Bank currently offers the best gold loan services in India. Starting with the low rates of interest, HDFC Bank offers various other facilities like a personal locker for your gold, same day disbursement of the loan amount, and highest LTV ratio to name a few.