Gold Loan North Dumdum

Best Banks for Gold Loan in North Dumdum

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Gold Loan North Dumdum Features

Are you running short out of cash? Gold Loan is available for you no need to worry. This loan is secured in nature with very less documentation and hassle-free paperwork. Within 48 hours after the verification process, this loan can get approved.

Gold Loan Northdumdum is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a rigid and good source of income and has a good credit history.Furthermore, there is no end-use restriction on the use of the Gold loan amount. You can use the loan amount anywhere you want to do as per your wish.

Gold Loan Rates Per Gram Today in North Dumdum

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Gold Loan North Dumdum Interest Rates and Charges

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Gold Loan North Dumdum Documents Required

1. Identity Proof:  Voters ID card/ Driving License/Passport Copy/Aadhaar card.
2. Proof of Address: Ration card/ Rental bill/ Passport copy/Tel, Electricity Bill/ Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan North Dumdum

1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Bank will arrange Certificate by the Jewel Appraiser.
4. Income Proof: Salary Certificate and Form No.16

Gold Loan North Dumdum Eligibility Criteria

1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
2. Should be an Indian National

How to Apply for Gold Loan North Dumdum

Online Process to Apply for Gold Loan North Dumdum

At Dialabank, you can apply for the HDFC Bank Gold Loan. The process is straightforward. You have to fill a simple form online to start with.

You will get a call back from our side after that. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online. So many reasons are there behind this:

1. First of all, Dialabank provides the best financial services to customers all over the country ; it is India’s first financial helpline.
2. Besides that, the bank has a good reputation among the customers because of its best services.
3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
4. Also, Dialabank provides document pickup facility from the doorstep of the customer.
5. One more important thing is that the Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are required.
6. Also, very less paperwork is required, while applying for a gold loan through Dialabank.
7. One more benefit is that you will get high LTV of your gold if you apply here.
8. Finally, to guide you in the entire process of Gold Loan, the Relationship managers are trained enough.

Offline Process to Apply for Gold Loan North Dumdum

The applicant also has an option to avail an HDFC Gold Loan from the nearby branches. Searching “Gold Loan near me” on google will help. All the neighbouring departments from where you can avail the loan will be enlisted. Then, until the loan gets approved, you will have to visit again and again.

Thus, it can be a very tedious and lengthy process. HDFC Gold Loan Branches can provide  you loans. Search Muthoot Gold Loan near me to find a branch that is nearby. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan North Dumdum

CIBIL Score Required for Gold Loan North Dumdum

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. A minimum score of 750 to process your loan application is required by most institutions.

The institutions along with the overall score, also look at  the detailed behavior on the previous loans taken. The type of loan taken and the amount borrowed are the details included in this. Any delayed payments for previous loans can become obstacle to your availing a fresh loan.