Major Gold Loan Providers in Ooty
Gold Loan Ooty Features
Gold Loans are now pretty easy and less time consuming to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.
Gold Loan Ooty Interest Rates
Documents for Gold Loan Ooty
- Signed Application form
- 2 recent passport size photographs of the applicant
- Government-approved ID such as Driving license/passport/Aadhar card, etc
- Proof of Address: Ration card/ Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
- Certificate by the Jewel Appraiser (Bank will arrange)
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- A Demand Promissory Note.
- Proof of Income (i.e. salary slips/ Form 16)
Eligibility Criteria for Gold Loan Ooty
- The applicant must be at least 21 years old.
- The applicant should not be more than 60 years of age.
- The applicant must have Indian nationality.
How to Apply for Gold Loan Ooty
Online Process to Apply for Gold Loan Ooty
- You can apply for the Gold Loan at Dialabank.
- It is less time consuming and convenient
- Fill an online form with personal details
- Our relationship manager will then contact you for further assistance
- You can also avail of a document pick up facility from your doorstep.
- For more information, you can call at 9592046860.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- The bank has a good reputation among the customers because of its best services.
- Gold Loans can be availed at a low Gold loan interest rate with a minimum documentation requirement
- Dialabank provides a document pickup facility from the doorstep of the customer.
- There is no processing fee or additional charges for availing of the service through Dialabank
- The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Ooty
The applicant also has an option to avail Gold Loan per gram through the offline process. This requires market research as well as some manual efficiency.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.
Processing Fees / Prepayment Charges on Gold Loan Ooty
CIBIL Score Required for Gold Loan Ooty
No, the banks do not check the CIBIL Score of a person to approve a gold loan. Loan Against Gold is a secured service, hence, the bank is not concerned about the repayment history of a person. Because, even if the applicant fails to repay the loan, the banks can cover the loan amount through the gold ornaments that they have in their possession.
Read More: What is CIBIL Score?
Gold Loan Ooty Agents
Dialabank is one of the leading agents for availing Gold Loan in Ooty. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Gold Loan Ooty Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Ooty.
Pre Calculated EMI Table for Gold Loan Ooty
Ooty, is a town, of a municipality and the district capital of the Nilgiris district in the state of India of Tamil Nadu. Ooty is popular for its hill station which is located in the Nilgiri Hills. It is originally occupied by the Todas, and the area came under the rule of the East India Company at the end of the 18th century. Now the town’s economy is based on tourism and agriculture of Ooty.
गोल्ड लोन इंदौर के बारे हिंदी में जानिए: गोल्ड लोन इंदौर
Table of Contents
- 1 Major Gold Loan Providers in Ooty
- 2 Gold Loan Ooty Features
- 3 Gold Loan Ooty Interest Rates
- 4 Documents for Gold Loan Ooty
- 5 Eligibility Criteria for Gold Loan Ooty
- 6 How to Apply for Gold Loan Ooty
- 7 Processing Fees / Prepayment Charges on Gold Loan Ooty
- 8 CIBIL Score Required for Gold Loan Ooty
- 9 Gold Loan Ooty Agents
- 10 Pre Calculated EMI Table for Gold Loan Ooty
- 11 About Ooty