⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Orai

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Best Banks for Gold Loans in Orai

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Orai Features

Gold Loan OraiGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs offer it at a reasonable rate of interest and minimum documentation.

Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

The amount of loan sanctioned varies depending upon the purity of the gold.

Gold Loan Orai Interest Rates

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Documents for Gold Loan Orai

  1. 2 recent passport size photographs(colored) of the applicant
  2. Government-approved ID such as Driving license/passport/Aadhar card, etc
  3. Fully filled application form
  4. Proof of Address: Ration card/ Tel, Electricity Bill/ Passport copy/Sales Tax certificate/Rental bill
  5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
  6. Certificate by the Jewel Appraiser (Bank will arrange)
  7. Proof of signature: Passport Copy/Driving License/Banker’s verification/cheque.
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

Eligibility Criteria for Gold Loan Orai

  1. The age of the applicant should be between 21-60 years
  2. Indian nationality is a must for the applicant
  3. He/She should be a self-employed or salaried person.


gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Orai

Online Process to Apply for Gold Loan Orai
  • You can apply for the Gold Loan at Dialabank.
  • It is less time consuming and convenient
  • Fill an online form with necessary details
  • Our executives will then contact you for further assistance
  • You can also avail document pick up facility from your doorstep by our executives

The reasons why DialaBank is one of the leading platforms for online financial service is:

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
  3.  Dialabank provides a document pickup facility from the doorstep of the customer.
  4. No additional charges need to be paid for the service
  5. The bank has a good reputation among the customers because of its best services.
  6. The Relationship managers of Dialabank are trained and assist the customer
Offline Process to Apply for Gold Loan Orai

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some physical work of visiting the bank.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your need.

Processing Fees / Prepayment Charges on Gold Loan Orai

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Orai

Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should provide all the necessary documents.

Gold Loan Orai Agents

Dialabank is one of the leading agents for availing Gold Loan in Cochin. You can apply online at www.dialabank.com or give us a call at 9878981166

Dialabank finds the best option of Banks by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers shall assist you for further help.

Gold Loan Orai Contact Number

Call 9878981166 and get instant help for Gold Loan in Orai.

Pre Calculated EMI Table for Gold Loan Orai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Orai

The City of Orai is a municipal board in the Indian state of Uttar Pradesh in the Jalaun district. It is the district headquarters for the Jalaun District which is part of the Jhansi division. It is located on NH25 in between Jhansi and Kanpur and on Bilrayan-Panwari SH21. It has been named after a saint (Rishi) Uddalak because he worshipped there and has historical value because of its location, which is between Jhansi, Mahoba, and Kalpi.

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