Gold Loan Orai

AT 0.49%* INTEREST RATE
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    Gold Loan Orai

    Best Banks for Gold Loans in Orai

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Orai Features

    Gold Loan OraiGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs offer it at a reasonable rate of interest and minimum documentation.

    Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

    The amount of loan sanctioned varies depending upon the purity of the gold.

    Gold Loan Orai Interest Rates

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Orai

    1. 2 recent passport size photographs(colored) of the applicant
    2. Government-approved ID such as Driving license/passport/Aadhar card, etc
    3. Fully filled application form
    4. Proof of Address: Ration card/ Tel, Electricity Bill/ Passport copy/Sales Tax certificate/Rental bill
    5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
    6. Certificate by the Jewel Appraiser (Bank will arrange)
    7. Proof of signature: Passport Copy/Driving License/Banker’s verification/cheque.
    8. A Demand Promissory Note.
    9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

    Eligibility Criteria for Gold Loan Orai

    1. The age of the applicant should be between 21-60 years
    2. Indian nationality is a must for the applicant
    3. He/She should be a self-employed or salaried person.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Orai

    Online Process to Apply for Gold Loan Orai
    • You can apply for the Gold Loan at Dialabank.
    • It is less time consuming and convenient
    • Fill an online form with necessary details
    • Our executives will then contact you for further assistance
    • You can also avail document pick up facility from your doorstep by our executives

    The reasons why DialaBank is one of the leading platforms for online financial service is:

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
    3.  Dialabank provides a document pickup facility from the doorstep of the customer.
    4. No additional charges need to be paid for the service
    5. The bank has a good reputation among the customers because of its best services.
    6. The Relationship managers of Dialabank are trained and assist the customer
    Offline Process to Apply for Gold Loan Orai

    The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some physical work of visiting the bank.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your need.

    Processing Fees / Prepayment Charges on Gold Loan Orai

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Orai

    Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should provide all the necessary documents.

    Gold Loan Orai Agents

    Dialabank is one of the leading agents for availing Gold Loan in Cochin. You can apply online at www.dialabank.com or give us a call at 9878981166

    Dialabank finds the best option of Banks by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers shall assist you for further help.

    Gold Loan Orai Contact Number

    Call 9878981166 and get instant help for Gold Loan in Orai.

    Pre Calculated EMI Table for Gold Loan Orai

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Orai

    The City of Orai is a municipal board in the Indian state of Uttar Pradesh in the Jalaun district. It is the district headquarters for the Jalaun District which is part of the Jhansi division. It is located on NH25 in between Jhansi and Kanpur and on Bilrayan-Panwari SH21. It has been named after a saint (Rishi) Uddalak because he worshipped there and has historical value because of its location, which is between Jhansi, Mahoba, and Kalpi.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

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