Gold Loan Ozar
Gold Loan is one the most easily financial tool that anyone can avail, there is very fewer eligibility criteria, less documentation and you can get a Gold Loan. Gold Loan Ozar can help you In many ways such as medical emergency, education, vacation, buying car, etc.
Gold Loan is safe, and the interest rates are nominal with minimum documentation.
What is Gold Loan?
In this modern world, with increasing expenses and a new lifestyle, it is essential to cope up with the trend. So Gold Loan Ozar is a feature provided by Banks & NBFCs to get the best loan option to manage all expenses easily, especially for the people in metro cities.
A gold loan is a loan that can be used in multiple ways that can be utilized for fulfilling many purposes. These purposes could be debt repayment, taxes, paying medical bills, and more. Gold finance is instant finance, which a person can avail within 2-3 working days with minimal documentation required.
Why should one apply for Gold Loan Ozar?
- Great Availability: First and foremost, Loan against gold is a secured service. Therefore the processing of this Loan is quick as the bank is mostly concerned with the quality and weight of the gold.
- Low Rate of Interest: In contrast to services like personal loans, the gold loan has the least interest rate as banks keep security against the Loan.
- Negligible foreclosure charges: Generally, banks do not have any prepayment charges, but some banks can charge a penalty of just 1%.
- Safety of Ornaments: The ornaments are more secure with the banks due to the strict security In the banking institutions, which is quite less at homes.
- No qualification of Credit Score: As this is a secured loan, therefore, the applicant does not have to worry about bad loan repayment history.
- Income-proof not required: The salary of an applicant is not an issue for availing a gold loan as it depends majorly on the weight and quality of gold available with the applicant.
- No loan processing charges: Another advantage is that the applicant does not have to pay extra for this service as the approval solely depends upon the asset kept as security.
- Flexible tenure: In addition to other advantages, the applicant can choose the tenure of the Loan according to their requirements and needs.
- Only payment of interest: Lastly, the applicant has the option to pay the principal amount at the end of the tenure and only the interest every month.
Gold Loan Ozar Eligibility Criteria
- The gold loan application process is an easy process. The documentation involved is quite simple and convenient for the customers. However, the borrower must fulfil the following eligibility criteria to get his loan application approved
- Firstly, the Applicant’s age must be above 18years and below 65 years.
- Secondly, he should be authorized to the citizenship of India.
- The purity of gold should range from 18k or 22k, and the weight of the gold should be more than 10 grams.
Gold Loan Ozar Documents
- Proof of Identity: Voters ID card/ Passport Copy/ Driving License.
- Address Proof: Ration card/Electricity Bill/ Rental bill/ Passport copy/Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
How to Apply for Gold Loan Ozar?
Anybody can apply for Gold Loan online only in 2 minutes. The process of application is straightforward and quick.
First of all, you should check your eligibility.
- Visit DialaBank Website.
- Go to the loan section and click on the auto loan link.
- Fill out the form with details and submit the form.
- We will contact you in a short period of time
- For further information please contact +91 9878981166.
Gold Loan Ozar Interest Rates: Updated 2020
Ozar is a Town in Nashik district in Maharashtra, India.
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