Gold Loan Padra

AT 0.75%* INTEREST RATE
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Gold Loan Padra

Major Gold Loan Providers in Padra

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Padra Features

Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help. Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  3. One more thing is that you will get a high LTV of your gold.
  4. Besides that, the bank has a good reputation among the customers because of its best and fast services.

Why Choose Gold Loan Padra?gold loan padra

  1. Less processing time.
  2. No hidden charges.
  3. No credit checks.
  4. No co-signer needed.
  5. Prepayment facility.
  6. Fast Loan disbursal.

Gold Loan Padra Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Padra

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16.

Eligibility Criteria for Gold Loan Padra

  1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
  2. Must be having Indian Nationality.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Padra

Online Process to Apply for Gold Loan Padra

You can apply for the HDFC Bank Gold Loan at Dialabank. You just have to fill a simple form online. After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166 anytime.

Offline Process to Apply for Gold Loan Padra

The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Processing Fees / Prepayment Charges on Gold Loan Padra

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Padra

Having a good CIBIL score is a must before applying for a gold loan per gram, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Padra. Most institutions require a minimum score of 750 to process your loan application

Gold Loan Padra Agents

One of the leading and most trusted gold loan agents in Padra is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex information and process you have to go through and hence you can make the right choice. Visit our website www.dialabank.com and fill a simple form asking for some details and after that our customer relationship managers will soon get in touch with you.

Gold Loan Padra Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Padra right now.

Pre Calculated EMI Table for Gold Loan Padra

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Padra

Padra is a town and a municipality in the Vadodara district in the Indian state of Gujarat. Padra is located about 16 kilometers from Vadodara city

 

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली

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