⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Padrauna

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Major Gold Loan Providers in Padrauna

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Padrauna Features

Gold Loan Padrauna

Are you running out of your cash reserves?

Do you feel a need to take a gold loan?

Well, if you have a sufficient amount of gold you can keep as collateral, you can consider taking a Gold Loan from any of the reputed banks. Since it is a secured loan, the applicant requires minimum paperwork to get it approved.

Why Gold Loan Padrauna?

Gold Loan Padrauna provides financial assistance to its customers by providing financial assistance at affordable rates of interest. Although having gold is the only prerequisite for Gold Loan, one should have a reliable and good source of income along with decent credit history to fasten the verification and approval process.

Besides, the market price of gold is never stagnant. Thus, you can take a loan of up to 75 percent of the market value of gold.

Gold Loan Padrauna Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Padrauna

The following documents are needed from the applicant:

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License or other documents.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license, or other documents.
  3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification or other documents.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Padrauna

  1. Land Proof: No proof is required if an agriculture loan of more than 1 lac rupees is taken.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will coordinate to arrange).
  4. Income Proof: Salary Certificate as well as Form No.16

Eligibility Criteria for Gold Loan Padrauna

  1. The applicant should be in between (minimum) 21 years to 60 years (maximum).
  2. The applicant must be an Indian national.


gold loan at 7%

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How to Apply for Gold Loan Padrauna

Online Process to Apply for Gold Loan Padrauna

You can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC, and others through Dialabank online by filling up a simple user-friendly form.

In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

For further information, you can call on +919878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

  1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
  2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
  3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
  4. Dialabank is connected with leading Banks such as HDFC, ICICI, Axis, Muthoot, Yes Bank, and many others.
  5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
  6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
  7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
  8. Processing your gold loan through Dialabank requires minimum paperwork.
  9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Padrauna

The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.

But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Padrauna

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Padrauna

No CIBIL score is required for Gold Loan, A gold article is a necessity. You can get a gold loan at an even low CIBIL score.

Gold Loan Padrauna Agents

As one of the reliable gold loan agents in Padrauna, Dialabank provides the top financial services. You can apply online on Dialabank or make a call at 9878981166.

Dialabank acts as a mediator that helps you compare different Banks and NBFCs by providing you with a detailed and structured market comparison. By removing the unnecessary worries about the complex information, Dialabank helps you make the right choice. Visit our website to fill a simple form for more details and our customer relationship managers will soon connect with you for the whole process.

Gold Loan Padrauna Contact Number

To get instant help and approval for Gold Loan in Padrauna, Call +919878981166.

Pre Calculated EMI Table for Gold Loan Padrauna

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Padrauna

In the most populous state of India, Padrauna is a district headquarters and city of Kushinagar district in Uttar Pradesh. It is believed that Lord Buddha took his last meal in Padrauna (anciently known as Pava). Besides, it is also believed that Lord Rama stayed in this place for a short period of time.


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