Gold Loan Palam

AT 0.49%* INTEREST RATE
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    Gold Loan Palam

    Best Banks for Gold Loan in Palam

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Palam Features

    Cash deficit? No idea what to do? We have an alternative available for you. GOLD LOAN! This needs minimum paperwork as it is secured and you can get consent for

    gold loan Palam

    your loan within 2-3 hours after all the verification procedures are completed.

    Gold Loan Palam presents the clients business assistance at the most economical interest rates. To get a gold loan, the applicant would just need to have a fine and firm source of income and has an adequate credit history, which will make the confirmation method and the consent for the loan quicker.

    Moreover, you can also avail a loan at up to 75% of the market value of the gold, this is because of the varying market prices of the gold.

    Gold Loan Rate Per Gram Today in Palam

    Updated - Gold Loan Per Gram Rate w.e.f Jul 02 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Palam Interest Rates

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Palam Documents Required

    The following documents are needed from the applicant:

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Palam

      1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
      2. A Demand Promissory Note.
      3. Certificate by the Jewel Appraiser (Bank will arrange).
      4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Palam Eligibility Criteria 

    The minimum age of the individual applying should be 21 years and can extend up to 60 years and they must also be having Indian nationality.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Palam

    Online Process to Apply for Gold Loan Palam

    You can easily apply for the Gold Loan in available banks such as ICICI, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form with the low gold loan interest rate chances.

    In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

    For further information, you can call on +919878981166 anytime.

    Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

    1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
    2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
    3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank on the basis of gold loan per gram.
    4. Dialabank is connected with leading Banks such as HDFC, ICICI, Axis, Muthoot, Yes bank and many others.
    5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
    6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
    7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
    8. Processing your gold loan through Dialabank requires minimum paperwork.
    9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Palam

    The person applying for the loan also has the option to get the loan from nearby branches. To do this you can just search Gold Loan near me on google. It will show you a list of the branches of banks and financial institutions that give loans near you. You just need to choose them according to your preference.

    But Dialabank will help you do it in a quicker and faster manner.

    Processing Fees / Prepayment Charges on Gold Loan Palam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Palam

    No CIBIL score is required for Gold Loan, A gold article is a must.

    A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

    It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

    Gold Loan in Palam Agents and Contact Number

    One of the leading and most trusted gold loan agents in Palam is Dialabank. You can apply online at Dialabank or give us a call.

    Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

    Contact Number – +919878981166

    Pre Calculated EMI Table for Gold Loan Palam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Palam

    Palam is the main area and domestic community in South West Delhi. The Indira Gandhi International Airport, earlier identified as Palam Airport, the central airport of the National Capital Region is located hither.