Gold Loan Palghar

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    Gold Loan Palghar

    Major Gold Loan Providers in Palghar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Palghar Features

    gold Loan Palghar

    Running short out of cash?

    How does some instant cash sound like?

    Well, Gold Loan is the answer to all your financial problems. The loan asks for less paperwork as it is secured and you can get your loan approval within 48 hours of all the verification process.

    Gold Loan Palghar comes as a solution to its clients with financial aid at the best interest rates. To obtain a Gold loan, the client needs to have a rigid and good income source as well as a good credit history is a must, which will also make the process of verification and loan approval faster.

    Besides, due to the fluctuation in the gold market value, you can get a loan up to 75 percent of the market value of gold.

    Gold Loan Palghar Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Palghar

    1. Proof of Identity can include any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can include any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can include any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photos.

    Additional Documents Required for Gold Loan Palghar

    1. Land Proof: In Agriculture Loan of more than Rs. 1 lac. The proof is not needed for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certification by the Jewel Appraiser (Bank will arrange).
    4. Proof of Income: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Palghar

    1. The minimum age needed is 21 years and a maximum of up to 60 years.
    2. Must be an Indian National.

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    How to Apply for Gold Loan Palghar

    Online Process to Apply for Gold Loan Palghar

    You can even apply for the HDFC Bank Gold Loan at Dialabank.

    You just need to fill a simple online form.

    Then, you will get a call from our representative. You will also get a facility to pick up documents from your doorstep.

    For more details, you can call us anytime on 9878981144.

    There are many reasons behind the fact that Dialabank is the best platform to apply for a gold loan online, some of them are:

    1. Dialabank is India’s first financial helpline; it promises to provide the best financial services to all the customers across the country.
    2. Dialabank guides the customers without any additional charges to apply for a gold loan online on the Dialabank website.
    3. A high LTV of your gold serves as a plus point.
    4. Moreover, due to its fast and impressive services, the bank holds a good reputation amongst the customers.
    5. If you are applying for a gold loan on Dialabank, then you will also get to enjoy a low HDFC Gold loan interest rate.
    6. Dialabank provides a document pickup facility from the doorstep of the customer to ease the process.
    7. Very little paperwork is needed when you apply for a Gold loan per gram through the Dialabank website.
    8. Relationship managers are properly trained to guide you in the whole process of Gold Loan.

     

    Offline Process to Apply for Gold Loan Palghar

    The nearby branches are also an option if the applicant wants to proceed for an offline process. In order to do the same, simply search Gold Loan near me on google. The search will present a list of all the bank branches as well as finance companies that provides a gold loan near you. After that, you will be required to select them with your experience and knowledge. On the other hand, Dialabank can do that in a faster and more convenient manner for you.

    Moreover, you will also be required to visit several departments to apply for the gold loan and before your loan gets the final approval, you will need to visit many times more.

    HDFC Gold Loan branches and Muthoot Gold Loan branches are some of the banks and finance companies where the process is much faster.

    You can also get your gold loan from HDFC Gold Loan Branches. To find a branch that is nearby, search for Muthoot Gold Loan near me. Google will help you with the result for all the Muthoot Gold Loan Branches near you.

     

    Processing Fees / Prepayment Charges on Gold Loan Palghar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Palghar

    As every lending institution in Palghar requires a minimum CIBIL score criterion to process a Gold Loan application, a CIBIL score is a very important aspect before you apply for a gold loan. A minimum CIBIL score of 750 is required by most institutions to process a gold loan application.

    The institutions also consider the details of the previous loan taken which includes the repayment behavior, the amount borrowed, and the type of loan taken. Any late payments during the previous loans act as a hurdle between you and your loan approval. This makes a good CIBIL score necessary before you wish to apply for a gold loan.

     

    Gold Loan Palghar Agents

    One of the most respectable gold loan agents in Palghar is Dialabank. Apply online at www.dialabank.com or give us a call at 9878981144

    To help you find the most suitable option amongst various banks and NBFCs, Dialabank provides a comprehensive and well-structured market comparison for several banks so that you can skip the boring and complex process of information and make the right choice. Visit our website www.dialabank.com and fill a simple online form with a few details and then our customer relationship managers will get in touch with you.

     

    Gold Loan Palghar Contact Number

    Call on 9878981144  to get instant help as well as approval for Gold Loan in Palghar right now.

    Pre Calculated EMI Table for Gold Loan Palghar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Palghar

    Palghar is a town in the state of Maharashtra which lies 87km north of Mumbai served as an important point in the 1942 Chalejav campaign. The tourist attraction includes Arnala Fort, Asawa Fort, Vajreshwari hot water spring, and the Kelwa Dam.