Gold Loan Palitana

AT 0.49%* INTEREST RATE
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    Gold Loan Palitana

    Major Gold Loan Providers in Palitana

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Palitana Features

    Gold Loan Palitana

    Facing a financial crisis?

    Don’t have a clue about your next step?

    Since gold is always considered to be a smart investment, you can use your gold as collateral to get some money for improving your current situation. Your investment in Gold loans could lead you to prosperity. As gold loans are secured loans, you need minimal documentation and they would get approved within moments.

    Gold Loan Palitana aims to provide financial assistance to all its customers at affordable interest rates. While there might not be any pre-requisites for a gold loan. A candidate should have a good credit history along with a decent source of income to remain in a safe zone.

    Markets are surprising. The market price of the gold loan is always varying. Thus, you can get a loan of only up to 75 percent of the market value of the gold.

    Gold Loan Palitana Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Palitana

    1. Proof of Identity: Voters ID card/ Driving License/Aadhaar/ Copy of Passport or any other government recognized ID
    2. Proof of Residence: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/ Telephone Bill or any other recognized utility bill.
    3. Signature Proof: Passport Copy/Banker’s verification/cheque/ Recognized Driving License or any other recognized record.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Palitana

    1. Land Proof: Needed, if Agriculture Loan is of more than Rs. 1 lac. Though, it won’t be required for allied agriculture processes.
    2. A Demand Promissory Note.
    3. Certificate by the Certified Jewel Appraiser (Bank will manage).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Palitana

    1. The minimum age of the applicant should be 21 years and a maximum of up to 60 years.
    2. Must recognize themselves as Indian citizen

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Palitana

    Online Process to Apply for Gold Loan Palitana

    The best aspect of the gold loan online is that you can apply for a gold loan while lying on your couch.

    With the use of Dialabank, you can apply for different banks and finance companies by comparing their interest rates.

    You just require to fill a simple online form and our delegate will help you in everything including the document pick-up facility from your house.

    For more insights, you can call on 9878981166 

    There are many reasons why Dialabank is certified to be one of the best platforms for the gold loan online, here’s why:

    1. Dialabank serves the nation by providing financial services in India. It is the country’s first financial helpline.
    2. Dialabank gives everything for free. It does not charge its customers any additional fees.
    3. You will get high LTV of your gold which means a smart deal.
    4. The bank shares a good relationship with its customers for providing efficient services.
    5. A low gold loan interest rate can be expected from banks like HDFC, ICICI, or Muthoot Gold if you are applying via Dialabank.
    6. The document pickup facility saves your time and energy.
    7. Negligible documentation can get your loan approved at Dialabank.
    8. Relationship managers ensure to provide help through the gold loan per gram process
    Offline Process to Apply for Gold Loan Palitana

    While applying offline in Palitana, you need to explore Gold Loan near you by searching on Google, and then Google will give you detailed information regarding the available banks in your vicinity. Once you select any of them, you have to contact that branch for further progress. But, Dialabank can assist you by shortening this whole process by providing you the required information.

    Loan approval is a long process. For conventional bankers, it might take some days to approve your gold loan finally. You have to visit certain departments frequently until the process is incomplete. Thus, Dialabank gives you an option of document pick-up facility along with detailed comparisons that could help you out.

    Processing Fees / Prepayment Charges on Gold Loan Palitana

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Palitana

    Gold Loan in Palitan can be supported at even low CIBIL scores.

    Gold Loan Palitana Agents

    As Palitana’s prime gold loan agent, Dialabank provides the best affordable interest rates on gold loansYou can apply at Dialabank or call on 9878981166.

    The structured market comparison of various banks by Dialabank helps customers in making the smart choice. This process not only saves time for the customer but helps them in gaining a better understanding of gold loans. All you need is to visit our website and fill the required form. Once you’re through it, our customer relationship managers will get in touch with you for further needs.

    Gold Loan Palitana Contact Number

    Call 9878981166 to get instant service and approval for Gold Loan in Palitana right now.

    Pre Calculated EMI Table for Gold Loan Palitana

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Palitana

    In the Bhavnagar district of Gujarat, Palitana is a town which is located 50 kilometers Southwest from the main Bhavnagar City. It is a major pilgrimage center for Jains around the world. In 2019, Palitana was declared as the world’s first vegetarian city. There are many religious places to visit in this city which makes it even more beautiful

    हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन पालिताणा