Gold Loan Palladam

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    Gold Loan Palladam

    Major Gold Loan Providers in Palladam

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Palladam Features

    Gold Loan Palladam

    Gold loan is a roaring resolution to get rid of the monetary issues featured by most folks. It is the most effective monetary tool that helps an individual to satisfy the specified quantity with none problem.

    Many banks and NBFCs in Bharat provide this monetary service that anyone will simply make the most of. The person will get on my feet to 75 per cent of the market value of the gold even in fast price fluctuations within the gold market. This loan needs minimum work because it is secured and you’ll be able to get your loan approved among 48 hours, in any case, the verification method.

    Gold Loan in Palladam provides correct assist to the purchasers at the most effective reasonable interest rates as low as seven per cent. to induce a Gold loan, the person must have a correct and reliable supply of financial gain and should an ideal credit history, which can create the verification and authorization method abundantly quicker.

    Gold Loan Palladam Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Palladam

    • Proof of Identity may be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    • Address Proof may be any of the following: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop License/Sales Tax certificate.
    • Signature Proof may be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    • 2 passport size pictures.

    Additional Documents Required for Personal Loan Palladam:

    • Land Proof: For Agriculture Loan of over Rs. 1 lac. The proof isn’t needed for allied agriculture functions.
    • A Demand debt instrument.
    • Certificate by the Jewel Appraiser (Bank can arrange).
    • Income Proof: wage Certificate and kind No.16

    Eligibility Criteria for Gold Loan Palladam

    • The person ought to be between the age bracket of  21-60 years.
    • Applicant’s status should be Indian.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Palladam

    Online Process to Apply for Gold Loan Palladam

    You can simply apply for the Gold Loan in obtainable banks like ICICI, Axis, HDFC et al through Dialabank online by filling up an easy easy kind. In a short time, you’ll receive a decision from our trained representative. moreover, Dialabank provides you with pick-up facility of your documents from the doorstep.

    For additional data, ping +919878981166 anytime.

    Consider Dialabank as the best platform to use for a gold loan online, as a result of it’s rated the most effective by its users. There area unit several reasons behind this, a number of them are:

    • Dialabank is that the initial monetary helpline in India, providing the most effective proverbial monetary services to its customers everywhere the country.
    • Dialabank guides the purchasers cost-free because it charges no further price of applying for a gold loan online on the web site.
    • One may avail a high Loan-to-Value (LTV) of your gold with Dialabank.
    • Dialabank is connected with leading Banks like HDFC, ICICI, Axis, Muthoot, affirmative bank and plenty of others.
    • Besides that, the bank incorporates a high name among its customers attributable to its best and quick services.
    • Applying for a gold loan on Dialabank can get a coffee Gold Loan rate.
    • Dialabank provides a facility of document pickup from the applicant’s threshold to ease the method.
    • Processing your gold loan through Dialabank needs minimum work.
    • The Connection Manager area unit is extremely trained to guide and serve you within the entire method.
    Offline Process to Apply for Gold Loan Palladam

    One can even opt to avail of Gold Loan from the near physical branches. this may be done by looking out ‘Gold Loan close to me’ on google. A list of all the nearest branches of banks and finance corporations providing loans close to your location is enlisted. Choose them consistently with your preference and data.

    But if you select to travel with a physical branch that is close to you, the person may need to go to the accounting departments to use for the loan, once more and once more, before than loan gets finally approved because it may be a complicated method. However, some banks and finance corporations will approve the loan method quicker.

    Our recommendations area unit HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank will do that even quicker by handling all complicated processes. However, Dialabank will do this for you in an exceedingly faster and union manner.

    Processing Fees/ Prepayment Charges on Gold Loan Palladam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Palladam

    A good CIBIL score may be a foundation for your loan, for this reason, each financial organization has its radio-controlled criteria for the minimum needed CIBIL score for process an application. Generally, most of the establishments need a minimum score of 750 to method your application with none failure.

    It is not simply your CIBIL score, several establishments conjointly verify the elaborated behavior on the previous loans taken by you, together with details on the sort of loan and therefore the loan quantity, payment schedules and if all deadlines area unit met whereas reimbursement. ensuring your CIBIL score is sensible before applying for a loan may be a good observe.

    Gold Loan Palladam Agents

    Dialabank works as a bridge to search out the most effective choice between many Banks and NBFCs by providing you with a detailed and structured market comparison of various banks. This eliminates the supererogatory worries regarding the complicated data and method you have got to travel through. So, you’ll be able to create the proper alternative. Visit our web site Dialabank to fill an easy kind for additional details and our client relationship managers can before long get in reality with you.

    Gold Loan Palladam Contact Number

    One of the leading and most sure gold loan agents in Palladam is Dialabank. Apply on the web or contact +919878981166.

    Pre Calculated EMI Table for Gold Loan Palladam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Palladam

    Palladam, a town within the province state, is found on the National route 67. Coimbatore conjointly referred to as the ‘Manchester of South India’ is found at a distance of 38 kilometres from the district. Tamil is that the official language here and it’s numerous main businesses like Textiles, Poultry, Agriculture, Wind Mill and Stone Crushing.


    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.