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Gold Loan Pallapatti

Best Banks for Gold Loan in Pallapatti

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Pallapatti

Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange of monetary help. Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

Why Choose Gold Loan Pallapatti?

  1. Less processing time.
  2. No hidden charges.
  3. Fast Loan disbursal.
  4. No credit checks.
  5. No co-signer needed.
  6. Prepayment facility.

Being a secured loan the credit in gold loan is available at low interest rates. Though, depending upon your loan amount and tenure, the interest may vary. In general;

  • At 1% PM interest rate, the gold loan is available.
  • Gold Loan Interest rate – 10.70 %.
  • Also we offer low processing fee that is  0.85%.
  • Further, pre-closer charges is ranging from  0 – 2 % most of the times.

Know More – Gold Loan Interest Rate

Features of Gold Loan Pallapatti

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. 100% Safety & Security of your Gold Jewelry is assured here.
  3. In less than 30 minutes, get your Loan processed.
  4. Enjoy Anytime Liquidity.
  5. Service only Interest and enjoy the Loan facility without paying any EMIs.
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Know More – Why Gold Loan is the best borrowing option ? Top Reasons:

Gold Loan Rates Per Gram Today in Pallapatti

Updated - Gold Loan Per Gram Rate w.e.f Jun 24 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Know more about Gold loan per gram.

Gold Loan Pallapatti Interest Rate

Know more about Gold loan interest rates.

Gold Loan Pallapatti Documents Required

  1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Bank will arrange Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16.

How to Apply for Gold Loan Pallapatti?

  • Visit our site www.dialabank.com.
  • Enter your details and fill the form.
  • To assist you through the entire process, our relationship manager will call you.

Get personalized assistance while you avail your Gold Loan with Dialabank.

FAQs About Gold Loan

  1. How does  Gold Loan work?
    Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount of loan depends upon the gold weight while giving loan.
  2. Gold Loan is secured?
    Yes, it is important to consider that the loan on gold comes in the category of secured loans always. Because as security or as collateral, in a gold loan the applicant put their gold ornaments into the bank’s locker.
  3. What happens when you don’t repay a Gold Loan?
    The bank is liable to sell the gold ornaments if the borrower is unable to return the gold loan on time.
  4. Is there a need of any co-applicant?
    No, to avail Gold loan there is no need of any co-applicant.
  5. Is Gold loan better than a Personal loan?
    Yes, in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is in-secured and hence carries higher interest than a gold loan.Hence, a Gold loan is better than personal Loan.
  6. Which is the best online platform to avail gold loan?
    Best platform to get a loan is Dialabank. The lowest interest rate in the market as compared to others is provided to you by Dialabank which also provides you hassle-free process.
  7. Is there any fee payable for the Gold Loan?
    Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

Interest Rate of Different Banks for Gold Loan Pallapatti

Bank Gold Loan Rate
HDFC Bank 10.75%
Yes Bank  10.85%
Axis Bank 10.90%
SBI Gold Loan 11.50%
ICICI Bank 11.75%
IIFL Gold Loan 11.75%
Allahabad Bank Gold Loan 11.75%
Muthoot Gold Loan 12.00%
Federal Bank Gold Loan 12.00%
Manappuram Gold Loan  12.25%
IDBI Bank 12.25%
PNB Gold Loan 12.25%

Other gold loan cities in Tamil Nadu

Gold Loan Orathur Gold Loan Oragadam
Gold Loan Ooty Gold Loan Oddanchatram
Gold Loan Nungambakkam Gold Loan Nilgiris
Gold Loan Neyveli Gold Loan Needamangalam