Gold Loan Pallikaranai

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    Gold Loan Pallikaranai

    Major Gold Loan Providers in Pallikaranai

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Pallikaranai Features

    gold loan pallikaranai

    See when you take a loan from the bank by pledging the collateral against the loan amount is termed as a gold loan. In this loaning scheme, the applicant needs to provide any gold ornament which can be used as collateral against the principal loan amount. Thus, it’s a secure way of taking a loan amount from the bank. Moreover, if you are in urgent need of money, then a Jewel loan is the best option for you as the disbursal of the loan amount takes only about 24 hours.

    Life can be more comfortable if you can eradicate the financial hurdles of life. Thus, gold jewelry can help you cope up with the money related issues in lives. Gold Loan which is also known as Loan against Gold, is a service in which the borrower simply submit their gold jewelry as a security in the bank’s locker. And they can get gold loans according to the cost of their gold ornaments.

    Gold Loan Pallikaranai Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Pallikaranai

    1. First and foremost, Borrower Identity: Two passport size colored photographs.
    2. Next, Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
    3. Also, Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    4. Besides, Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

    Eligibility Criteria for Gold Loan Pallikaranai

    1. First of all, Age: Minimum=18 year.
    2. Maximum (at loan maturity): 60 year
    3. Secondly, Gold requirements: Minimum 10 grams of gold.
    4. Besides, Loan Amount: Minimum= Rupees15000.
    5. Next, Citizenship: Indian.
    6. Also, Employment Status: Salaried/ Self Employed/ Not Working.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Pallikaranai

    Online Process to Apply for Gold Loan Pallikaranai
    1. Apply through Dialabank Because:
    2. First and foremost, the Service provided is customized.
    3. Secondly, The staff is trained to contrast the rates efficiently to provide the best deal.
    4. In addition, we provide Proper Research on distinct products.
    5. Also, nothing is charged for guiding the people.
    6. Finally, Impartial advice to the applicant.
    7. Besides, give a call at 95920-46860 or visit www.dialabank.com.
    Offline Process to Apply for Gold Loan Pallikaranai

    The applicant also has an option to avail of an Interest rates on Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

    Processing Fees / Prepayment Charges on Gold Loan Pallikaranai

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Pallikaranai

    Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application Pallikaranai. Most institutions require a minimum score of 750 to process your loan application.

    Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

    Gold Loan Pallikaranai Agents

    One of the leading and most trusted gold loan agents in Pallikaranai is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981166

    Gold Loan Pallikaranai Contact Number

    Call 9878981166 and get instant help and approval for  per gram Gold Loan in Pallikaranai right now.

    Pre Calculated EMI Table for Gold Loan Pallikaranai

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Pallikaranai

    The City of Pallikaranai is a fast-growing residential area in South Chennai, a metropolitan city in Tamil Nadu, India

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