Gold Loan Palluruthy

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Palluruthy

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Palluruthy Features

Gold Loan PalluruthyGold Loans are now pretty easy and hassle-free to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals as installment. The amount of loan varies upon the purity of the Karats of gold and if you fail to repay, the loan can be renewed too.

Gold Loan Rate per gram Today in Palluruthy

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Palluruthy Interest Rates 

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

 Gold Loan in Palluruthy Documents Required

  1. 2 recent colored passport size photographs of the applicant
  2. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  3. A Demand Promissory Note.
  4. Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
  5. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc of the borrower
  6. Certificate by the Jewel Appraiser (Bank will arrange)
  7. Signed Application form
  8. Proof of Income (i.e. salary slips/ Form 16) of the borrower
  9. Address proof like Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.

Eligibility Criteria for Gold Loan Palluruthy

  1. The minimum age of the borrower should be 21 and a maximum of 60 years
  2. He/She should be salaried or self-employed
  3. Applicant should be an Indian National

gold loan at 7%

How to Apply for Gold Loan Palluruthy

Online Process to Apply for Gold Loan Palluruthy
  • You can apply for the Gold Loan at Dialabank online without wasting any time in few simple steps
  • You have to fill an online form which requires your details
  • Our executives will then contact you for any assistance required and also offer the service of document pickup from your doorsteps
  • For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online because of the following reasons:

  1. Dialabank is India’s first financial helpline
  2. It provides the best financial services to customers all over the country.
  3. No additional charges are applicable
  4. The Relationship managers of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Palluruthy

If any individual wants to avail loans through the offline process, they can do so by visiting the branch of any bank.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Palluruthy

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Palluruthy

CIBIL score is not required to avail a gold loan. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

Gold Loan Palluruthy Agents and Contact Number

Dialabank is the leading agent for availing Gold Loan in Palluruthy. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

Pre Calculated EMI Table for Gold Loan Palluruthy

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Palluruthy

Palluruthy is a well-planned town near Kochi which lies in the state of Kerala. It is famous for one of its annual festival, numerous temples and is a popular tourist spot in the state.

Other Gold loan cities in Kerala

Gold Loan Nilambur Gold Loan Neyyattinkara
Gold Loan Nemmara Gold Loan Nedumangad
Gold Loan Nadapuram Gold Loan Muvattupuzha
Gold Loan Mundakayam Gold Loan Mannarkkad
Menu