Gold Loan Panchkula

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Panchkula

Major Gold Loan Providers in Panchkula

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Panchkula Features

Gold loan PanchkulaOne cannot satisfy all the conditions of life in limited revenue. A Gold Loan is a scheme that offers funds to people according to the market rate of gold.

A gold loan is one asset that can be a savior during a financial crisis. It is secured, short-term, safe and is available at low interest rates. Gold Loan Panchkula is a secured form of a loan with repayment for a period of up to 1 year. Dialabank helps you by providing you with the best offers on Gold loan.

You will get 75% of the market price of gold. This is due to the fluctuation in the market prices of gold with time.

Gold Loan Panchkula Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Panchkula

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Panchkula

  1. Land Proof
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will order on its own).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Panchkula

  1. The minimum age requirements of the individual should be 21 years
  2. And the maximum age of the candidate should be up to 60 years.
  3. Should be an Indian National citizen

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Panchkula

Online Process to Apply for Gold Loan Panchkula

You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side.

Dialabank is considered as the best platform to apply for a gold loan online. There are several speculations behind this are:

  1. Dialabank is India’s leading commercial helpline; it provides the most reliable financial assistance to customers all over the realm.
  2. The bank has a good name among the consumers because of its best co-operations.
  3. You will get a cheap Gold Loan Interest Rate when applied via Dialabank.
  4. One more important thing is that Dialabank guides the customers free of cost.
  5. Very little paperwork is needed for the gold loan per gram application.
  6. You will receive a great LTV of your gold.
  7. Lastly, the Association managers are qualified enough to lead you in the whole method of Gold Loan.
Offline Process to Apply for Gold Loan Panchkula

The candidate also has an option to avail of an from the nearby offices. Explore Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will hit repeatedly visit the banks until the loan approval.

Thus, it can be a very time-consuming process. You can avail of loans from Dialabank more easily and will get the best guidance from our supervisors.

Processing Fees / Prepayment Charges on Gold Loan Panchkula

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Panchkula

750 is the minimum CIBIL score required for the gold loan application to get fast approval in Panchkula.

Gold Loan Panchklula Agents

Dialabank is the leading and best agent for availing Gold Loan in Panchkula. Apply online at Dialabank or ring at 9878981166 at any time.

Gold Loan Panchkula Contact Number

Call 9878981166 and get instant advice and consent for Gold Loan Panchkula.

Pre Calculated EMI Table for Gold Loan Panchkula

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Panchkula

Panchkula is a planned city and District headquarters in the Panchkula district, Haryana, India. The origin of the name Panchkula came from the place where five irrigation canals meet. It forms a part of an adjoining area to the Chandigarh, Mohali, and Zirakpur.