Major Gold Loan Providers in Pandalam
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Pandalam Features
Going low on cash reserves?
Looking out for better financial prospects?
You do not need to worry since Gold Loan is available for you. With minimal paperwork, you can get your loan approved within 48 hours after the verification process.
Gold Loan Pandalam provides financial assistance to its customer at the most affordable interest rates. The applicant only needs to have a rigid and good source of income along with good credit history to make the verification and loan approval process easier.
Moreover, you can get a gold loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Pandalam Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Pandalam
- Proof of Identity can be any of the following: Driving License/Aadhaar card/Passport Copy/ Voter ID card.
- Address Proof can be any of the following: Electricity Bill/ Telephone Bill/ Ration card/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Banker’s verification/cheque/Driving License/Passport Copy.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Pandalam
- Land Proof is required for agriculture loan of more than Rs. 1 lac but not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (to be arranged by the bank).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Pandalam
- The maximum age of the individual should be 60 years and minimum up to 21 years.
- The applicant must be recognized as an Indian national.
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Pandalam
Online Process to Apply for Gold Loan Pandalam
The process of online application for any bank via Dialabank is simple.
You can fill a simple form online.
Thereafter, you will get a call back from our representative. Besides, you will also get a document pick-up facility from your doorstep to ease the process.
Also, you can call on 9878981166 anytime for any related information.
Dialabank is considered as the best platform to apply for a gold loan digitally. Here are some of the listed reasons:
- As India’s first financial helpline, Dialabank provides the best financial services to customers across the nation.
- Dialabank guides its customers and doesn’t take a single penny from its customers for applying for a gold loan via its website.
- To make it safer for the borrower, the borrowers will get a high LTV( Loan-to-Value) of their gold.
- The bank maintained a good relationship and reputation with its customers because of efficient service providing.
- You might get a low-interest rate on a few banks if you apply for a gold loan via Dialabank.
- Dialaban provides a document pickup facility from the doorstep of the customer to ease the process.
- While applying for a gold loan through Dialabank, the paperwork required is a minimum.
- Here, Relationship managers are trained thoroughly to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Pandalam
The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.
But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.
Processing Fees / Prepayment Charges on Gold Loan Pandalam
CIBIL Score Required for Gold Loan Pandalam
CIBIL score is not required in case of a Gold loan Pandalam.
Gold Loan Pandalam Agents
Dialabank assists you in finding the best option between several Banks and NBFCs. By providing a detailed and structured comparison of banks, you can choose the right bank without internalizing any complex and irrelevant information. Visit our website and fill a simple form asking for some details and after that our customer relationship managers will soon get in touch with you.
Gold Loan Pandalam Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Pandalam right now.
Pre Calculated EMI Table for Gold Loan Pandalam
Known for its connection with Lord Ayyapa and Sabarimala, Pandalam is a municipal town in Adoor thaluk in Kerala, India. Pandalam is famous for its beauty, its temples, and rich historical background. Besides history, the place is considered progressive because of its reputed educational institutions.
हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन पंडालम
Table of Contents
- 1 Major Gold Loan Providers in Pandalam
- 2 Gold Loan Pandalam Features
- 3 Gold Loan Pandalam Interest Rates
- 4 Documents for Gold Loan Pandalam
- 5 Eligibility Criteria for Gold Loan Pandalam
- 6 How to Apply for Gold Loan Pandalam
- 7 Processing Fees / Prepayment Charges on Gold Loan Pandalam
- 8 CIBIL Score Required for Gold Loan Pandalam
- 9 Gold Loan Pandalam Agents
- 10 Pre Calculated EMI Table for Gold Loan Pandalam
- 11 About Pandalam