Gold Loan Pandalam

AT 0.49%* INTEREST RATE
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    Gold Loan Pandalam

    Major Gold Loan Providers in Pandalam

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Pandalam Features

    Gold Loan Pandalam

    Going low on cash reserves?

    Looking out for better financial prospects?

    You do not need to worry since Gold Loan is available for you. With minimal paperwork, you can get your loan approved within 48 hours after the verification process.

    Gold  Loan Pandalam provides financial assistance to its customer at the most affordable interest rates. The applicant only needs to have a rigid and good source of income along with good credit history to make the verification and loan approval process easier.

    Moreover, you can get a gold loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

    Gold Loan Pandalam Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Pandalam

    1. Proof of Identity can be any of the following: Driving License/Aadhaar card/Passport Copy/ Voter ID card.
    2. Address Proof can be any of the following: Electricity Bill/ Telephone Bill/ Ration card/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Banker’s verification/cheque/Driving License/Passport Copy.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Pandalam

    1. Land Proof is required for agriculture loan of more than Rs. 1 lac but not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (to be arranged by the bank).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Pandalam

    1. The maximum age of the individual should be 60 years and minimum up to 21 years.
    2. The applicant must be recognized as an Indian national.

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    How to Apply for Gold Loan Pandalam

    Online Process to Apply for Gold Loan Pandalam

    The process of online application for any bank via Dialabank is simple.

    You can fill a simple form online.

    Thereafter, you will get a call back from our representative. Besides, you will also get a document pick-up facility from your doorstep to ease the process.

    Also, you can call on 9878981166 anytime for any related information.

    Dialabank is considered as the best platform to apply for a gold loan digitally. Here are some of the listed reasons:

    1. As India’s first financial helpline, Dialabank provides the best financial services to customers across the nation.
    2. Dialabank guides its customers and doesn’t take a single penny from its customers for applying for a gold loan via its website.
    3. To make it safer for the borrower,  the borrowers will get a high LTV( Loan-to-Value) of their gold.
    4. The bank maintained a good relationship and reputation with its customers because of efficient service providing.
    5. You might get a low-interest rate on a few banks if you apply for a gold loan via Dialabank.
    6. Dialaban provides a document pickup facility from the doorstep of the customer to ease the process.
    7. While applying for a gold loan through Dialabank, the paperwork required is a minimum.
    8. Here, Relationship managers are trained thoroughly to guide and serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Pandalam

    The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.

    But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

    Processing Fees / Prepayment Charges on Gold Loan Pandalam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Pandalam

    CIBIL score is not required in case of a Gold loan Pandalam.

    Gold Loan Pandalam Agents

    One of the leading and most trusted gold loan agents in Pandalam is Dialabank. Either you can apply digitally at Dialabank or call at 9878981166

    Dialabank assists you in finding the best option between several Banks and NBFCs. By providing a detailed and structured comparison of banks, you can choose the right bank without internalizing any complex and irrelevant information. Visit our website and fill a simple form asking for some details and after that our customer relationship managers will soon get in touch with you.

    Gold Loan Pandalam Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Pandalam right now.

    Pre Calculated EMI Table for Gold Loan Pandalam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Pandalam

    Known for its connection with Lord Ayyapa and Sabarimala, Pandalam is a municipal town in Adoor thaluk in Kerala, India. Pandalam is famous for its beauty, its temples, and rich historical background. Besides history, the place is considered progressive because of its reputed educational institutions.

    हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन पंडालम