⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Panipat

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Best Banks for Gold Loan in Panipat

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Panipat Features

Gold Loan PanipatYour gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
  • You can get a loan amount up to Rs.1 Crore or more & up to 70% of value for any purpose
  • You will get 100% Safety & Security of your Gold Jewelry
  • Get your Loan processing will do in less than 30 minutes
  • Enjoy Anytime Liquidity.
  • No EMI, Service only Interest and enjoy the Loan services.
  • Lower Interest Rates
  • Simple documentation and fast processing.
  • The overdraft limit depends on the market value of gold.
  • The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Rate Per Gram Today in Panipat

Updated - Gold Loan Per Gram Rate w.e.f

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Panipat Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Panipat Documents Required

  1. 2 passport size photographs.
  2. Any form of proof of identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
  3. Any form of Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
  4. Anyone Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).

Additional Documents Required for Gold Loan Panipat

  1. Land Proof is required in the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture use.
  2. A Demand Promissory Note.
  3. A certificate by the Jewel Appraiser is arranged by the bank.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Panipat Eligibility Criteria

  1. The applicant should be 21 years old.
  2. The applicant must not be more than 60 years of age.
  3. The applicant must have Indian nationality.


gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Panipat

Online Process to Apply for Gold Loan Panipat

To apply for a Gold Loan Panipat, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank. The process is very easy & handy. This involves only a few steps:

  • Click here and fill the form.
  • Our Relationship Manager will call the individual in the next 2 Working Hours.
  • Compare gold loan offers from various banks and NBFCs on the DialaBank website.
  • Check the eligibility and View the best offers available.
  • Select the desired bank or keep in touch with the Relationship Manager of DialaBank for more assistance.
  • After choosing the bank, fill out a form to process the loan application.
  • Upload all the documentation or schedule document pickup from home or office.
  • After your documents are verified, the bank’s executive will give the candidate a verification call.
  • The loan amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.
Offline Process to Apply for Gold Loan Panipat

The applicant also has an option to avail of a Gold Loan from the nearby branches. Search Gold Loan near me on google. It will present all the neighboring departments from where you can avail of the loan. Then, you will have to visit until the loan approval.

You can avail of loans from Gold Loan Branches. For finding a branch that is nearby, search Gold Loan near me. Google will enlist all the Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Panipat

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Panipat

You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is taken into consideration for granting gold loans to the customer.

Gold Loan Panipat Agents and Contact Number

Dialabank is the leading agent for availing Gold Loan in Panipat. Apply at www.dialabank.com online or give a call at 9878981166

Dialabank helps you to find out the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your details. Our customer relationship managers will contact you.

Pre Calculated EMI Table for Gold Loan Panipat

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Panipat

Panipat is a historic city in Haryana, India. It is 90 km north of Delhi and 169 km south of Chandigarh on NH-1. The three major battles fought near the city in 1526, 1556, and 1761 were all turning points in Indian history. The city is famous in India as the “City of Weavers” and “Textile City”. It is also known as the “cast-off capital” due to being “the global center for recycling textiles”.

गोल्ड लोन पानीपत के बारे हिंदी में जानिए: गोल्ड लोन पानीपत


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