Gold Loan Panvel

Best Banks for Gold Loan in Panvel

Gold Loan Panvel Features

Gold Loans are now pretty easy and hassle-free to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If the borrower fails to repay, the loan shall be renewed.

Gold Loan Rate Per Gram Today in Panvel

Gold Loan in Panvel Interest Rates and Charges

Gold Loan in Panvel Documents Required

1. Signed Application form
2. 2 recent passport size photographs (coloured)
3. A Demand Promissory Note.
4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
5. Proof of Address: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy
6. Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
7. ID proof: Driving License/Passport/Aadhar Card/Voter’s ID,etc
8. Certificate by the Jewel Appraiser (Bank will arrange)
9. Income proof (i.e. salary slips/ Form 16) of the borrower

Gold Loan in Panvel Eligibility Criteria 

1. The borrower should be salaried or self-employed
2. The minimum age of the individual should be 21 years and maximum up to 60 years.
3. Applicant should be an Indian National

How to Apply for Gold Loan Panvel

Online Process to Apply for Gold Loan Panvel

• You can apply for the Gold Loan at Dialabank online without wasting any time
• Fill an online form providing necessary details
• Our executives will then contact you for any assistance required
• You can also avail document pick up facility from your doorstep.
• For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online for the following reasons:

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3.  Dialabank provides document pickup facility from the doorstep of the customer.
4. There is no processing fee or additional charges for availing the service through Dialabank
5. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
6. Gold Loans can be availed at a reasonable rate of interest with minimum documentation requirement

Offline Process to Apply for Gold Loan Panvel

Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks as well as market research.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Panvel

CIBIL Score Required for Gold Loan Panvel

Major banks and NBFCs offer Gold Loan irrespective for CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.