⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Paradip

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Major Gold Loan Providers in Paradip

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Paradip

Stuck in some financial problem?

Gold Loan ParadipSeeking help through different kind of aids available in the market?

Gold Loan Paradip is the answer to all your financial problems for now!

One that helps that an individual can avail to get remedy from his problem as Gold Loan Paradip is provided by many financial companies with easy terms and conditions.

Let your jewellery be an earning member of the family to help you in bad times. Super secured, fast and tension-free way to getting fast loans through your gold. The verification takes place within 48 hours for processing your loan.

Affordable Interest rates are a part of high concern for the Paradip gold loan providers. The applicant’s basic requirements include a decent income source and a good credit history, just to make the verification process easier and faster.

Bonus point also is that you can avail up to 75 % of the market value of your gold as loan. This is due to the fluctuating price of the market and additional security.

Gold Loan Paradip Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Paradip

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card. (any of the mentioned)
  2. Address Proof : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. (any of the mentioned)
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque. (any of the mentioned)
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Paradip

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Paradip

  1. Age: minimum of 21 years and maximum of 60 years.
  2. Must be having Indian Nationality.


gold loan at 7%

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How to Apply for Gold Loan Paradip

Online Process to Apply for Gold Loan Paradip

One can Apply for HDFC Banks gold loan at Dialabank.

A simple Online Form is to be filled, and the soon after Dialabank’s representative will get into touch with you.

For Customer Convenience document pickup facility from their doorsteps.

9878981144, one can call anytime at this number for further details.

The best platform to apply for the Gold loan is Dialabank for the following reasons:

  1. India’s first-ever financial helpline, Dialabank; providing the best financial services to customers all over the country.
  2. Free of cost customer Guiding for any kind of financial service. No additional charges for applying for a Gold loan through Dialabank.
  3. High LTV of your Gold is been provided to our customers.
  4. Dialabank has accumulated good name and reputation in the market for its best, efficient and fast services to the customers.
  5. If you are considering to apply for the HDFCs Gold Loan then Dialabank can help you avail the loan for lowest interest rates.
  6. Document pickup facility right from your doorstep for easing out the process for the Customers of Dialabank.
  7. The slightest amount of paperwork required for applying for the loan through Dialabank
  8. Best trained Relationship Manager to assist and help you throughout the process with us.

Offline Process to Apply for Gold Loan Paradip

The applicant also has an option to avail of Gold Loan from the nearby branches. To do so, search ‘Gold Loan near me’ on Google. It will enlist all the branches of banks and finance companies providing loans near you.

You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

Some banks and finance company where this process is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Paradip

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Paradip

CIBIL score is something which every financial institution would ask you for giving a loan to you, as it is a mandatory checkbox of requirements. A score of 750 is accepted by most of the banks in Paradip to process your Gold Loan, though a score of 700-750 is considerable but is average.

Apart from the CIBIL score, the behaviour of the customer(applicant) in context to the credit history is required. This includes all the past loans and money borrowing you have done and your conduct with this regard.

Your delay of payment if any, character and your capacity to pay. These things might be a hindrance in availing a fresh loan. So make sure that you have a good CIBIL score and credit history.

Gold Loan Paradip Agents

One of the most trusted and leading Gold Loan advisors in Paradip is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144

Dialabank saves you from all the hustle by giving a detailed comparative structure of different banks and NBFC’s in the market for you to make an informed right choice. Visit our website www.dialabank.com to fill a simple form for the details so that our representative gets in touch with you.

Gold Loan Paradip Contact Number

Call 9878981144 and get instant help and approval for Gold Loan in Paradip right now.

Pre Calculated EMI Table for Gold Loan Paradip

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Paradip

Paradeep, also spelt Paradip (originally Paradweep), is a major seaport city and a municipality in Jagatsinghpur district of Odisha, India. Paradeep Municipality was constituted as an NAC on 27 September 1979 and converted into Municipality on 12 December 2002.

Paradeep (210 15’ 55-44″ N 806 40’ 34-62″ E) is the main outlet and inlet of the sea-borne trade of the eastern port. It also signalled the economic development of the state, giving impetus to trade and commerce. It has become the gateway of Odisha to the International community.

Subsequently, Paradeep has become a hub of industrial activities. Industries like, IFFCO, PPL (an Adventz group company), CARGILL, IOCL, BPCL, HPCL, Carbon etc. have been established here.

From the administrative viewpoint, Paradeep N.A.C. was constituted vide H & U.D. Department Notification No. 31169, dated 27 September 1979 and became functional with effect from 18 September 1980

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली


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