Gold Loan Parvathipuram

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    Gold Loan Parvathipuram

    Major Gold Loan Providers in Parvathipuram

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Parvathipuram Features

    Gold Loan Parvathipuram

    Do you feel a need to have more money?

    Are you insecure about your financial prospects?

    While gold loans are there for you, there is nothing to cry about. Gold Loan is financial assistance provided by a bank or NBFC when there is a need for money. In this process, the borrower has to put gold as collateral to take money from the bank.

    Though they can spend money on anything they want, they’ll need to pay regular small interests to the bank for the security of their gold.

    Why Gold Loan Parvathipuram?

    Gold Loan in Parvathipuram gives proper financial aid to the customers at the best affordable interest rates as low as 7 percent. To get a Gold loan, the candidate needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much quicker.

    Besides, one can get a gold loan of up to 75 percent of the market value of the gold because of the fluctuating market price of the gold.

    Gold Loan Parvathipuram Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Parvathipuram

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card or other recognized govt. ID.
    2. Address Proof can be any of the following: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Telephone Bill/ Trade license /Shop & Est. License/Sales Tax certificate or other recognized utility bill.
    3. Signature Proof can be any of the following: Driving License/Banker’s verification/cheque or Passport.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Parvathipuram

    1. Land Proof: For Agriculture Loan of more than 1 lac Indian rupees, No proof is required for allied agriculture plans.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will coordinate)
    4. Income Proof: Salary Certificate and Form No.16 are always required.

    Eligibility Criteria for Gold Loan Parvathipuram

    1. The applier’s age should be between the age group of  (minimum) 21 to 60 years (maximum).
    2. The applicant’s nationality must be INDIAN.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Parvathipuram

    Online Process to Apply for Gold Loan Parvathipuram

    You can easily avail of gold loans from banks like HDFC, ICICI, Axis, or Muthoot through Dialabank.

    By filling and submitting an online form, you will be called by our representative.

    Our representative will provide you with a document pick-up facility and help you through the process.

    For more knowledge, you may call 9878981166.

    As Dialabank being the leading platform for online gold loan, there are many reasons you should choose Dialabank:

    1. Dialabank is the first financial helpline in India providing the best identified financial services to its customers all over the country.
    2. Dialabank guides the customers cost-free, as it charges no added cost of applying for a gold loan online on the website of Dialabank.
    3. You can get a high Loan-to-Value (LTV) of your gold at Dialabank.
    4. Connected with leading Banks such as HDFC, ICICI, Axis, and Muthoot, Dialabank provides low-interest rates on Gold Loans.
    5. Besides that, the bank owns a high reputation among its customers because of its best and quick services.
    6. Dialabank provides a facility of document pickup from the candidate’s doorstep to reduce the process.
    7. Processing your gold loan through Dialabank requires the smallest paperwork.
    8. Finally, the Relationship managers are profoundly trained to guide and serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Parvathipuram

    To avail of gold loans offline, you need to search for gold loans near you. Later on, Google will provide you a list of banks or NBFCs you could consider. According to your knowledge and preference, choose one of them. Nonetheless, Dialabank can do that for you in a quicker and organized manner.

    You need to visit banks again and again until the loan is approved. This process drains out your energy as well as your time. Thus, you can prefer Dialabank for the best financial services in the comfort of your home.

    Processing Fees / Prepayment Charges on Gold Loan Parvathipuram

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Parvathipuram

    No CIBIL score is required for Gold Loan, A gold article is mandatory.

    Otherwise, one can get a loan if their CIBIL score is more than 750 and a good source of income to support the loan.

    Gold Loan Parvathipuram Agents

    One of the most competent and reliable gold loan agents in Parvathipuram is Dialabank. You can apply online at Dialabank or ring at 9878981166.

    For a structured market comparison of different banks and NBFCs, Dialabank gives its customers to choose the right bank for themselves. Without confusing laymen with complex banking terms, Dialabank ensures to provide sufficient and reliable information. You can also visit our website, fill and submit a form. From there on, our customer relationship managers will get in touch with you.

    Gold Loan Parvathipuram Contact Number

    Call +919878981166 and take instant help and approval for Gold Loan in Parvathipuram.

    Pre Calculated EMI Table for Gold Loan Parvathipuram

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Parvathipuram

    In the southern state of Andhra Pradesh, Parvathipuram is a municipality town situated in the Vizianagaram district. It is a revenue division in Vizianagaram district and this revenue division shares a border with Odisha’s Srikakulam district as well as other numerous districts.