Gold Loan Parvathipuram

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Parvathipuram

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Parvathipuram Features

Gold Loan Parvathipuram

Do you feel a need to have more money?

Are you insecure about your financial prospects?

While gold loans are there for you, there is nothing to cry about. Gold Loan is financial assistance provided by a bank or NBFC when there is a need for money. In this process, the borrower has to put gold as collateral to take money from the bank.

Though they can spend money on anything they want, they’ll need to pay regular small interests to the bank for the security of their gold.

Why Gold Loan Parvathipuram?

Gold Loan in Parvathipuram gives proper financial aid to the customers at the best affordable interest rates as low as 7 percent. To get a Gold loan, the candidate needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much quicker.

Besides, one can get a gold loan of up to 75 percent of the market value of the gold because of the fluctuating market price of the gold.

Gold Loan Parvathipuram Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Parvathipuram

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card or other recognized govt. ID.
  2. Address Proof can be any of the following: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Telephone Bill/ Trade license /Shop & Est. License/Sales Tax certificate or other recognized utility bill.
  3. Signature Proof can be any of the following: Driving License/Banker’s verification/cheque or Passport.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Parvathipuram

  1. Land Proof: For Agriculture Loan of more than 1 lac Indian rupees, No proof is required for allied agriculture plans.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will coordinate)
  4. Income Proof: Salary Certificate and Form No.16 are always required.

Eligibility Criteria for Gold Loan Parvathipuram

  1. The applier’s age should be between the age group of  (minimum) 21 to 60 years (maximum).
  2. The applicant’s nationality must be INDIAN.

gold loan at 7%

How to Apply for Gold Loan Parvathipuram

Online Process to Apply for Gold Loan Parvathipuram

You can easily avail of gold loans from banks like HDFC, ICICI, Axis, or Muthoot through Dialabank.

By filling and submitting an online form, you will be called by our representative.

Our representative will provide you with a document pick-up facility and help you through the process.

For more knowledge, you may call 9878981166.

As Dialabank being the leading platform for online gold loan, there are many reasons you should choose Dialabank:

  1. Dialabank is the first financial helpline in India providing the best identified financial services to its customers all over the country.
  2. Dialabank guides the customers cost-free, as it charges no added cost of applying for a gold loan online on the website of Dialabank.
  3. You can get a high Loan-to-Value (LTV) of your gold at Dialabank.
  4. Connected with leading Banks such as HDFC, ICICI, Axis, and Muthoot, Dialabank provides low-interest rates on Gold Loans.
  5. Besides that, the bank owns a high reputation among its customers because of its best and quick services.
  6. Dialabank provides a facility of document pickup from the candidate’s doorstep to reduce the process.
  7. Processing your gold loan through Dialabank requires the smallest paperwork.
  8. Finally, the Relationship managers are profoundly trained to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Parvathipuram

To avail of gold loans offline, you need to search for gold loans near you. Later on, Google will provide you a list of banks or NBFCs you could consider. According to your knowledge and preference, choose one of them. Nonetheless, Dialabank can do that for you in a quicker and organized manner.

You need to visit banks again and again until the loan is approved. This process drains out your energy as well as your time. Thus, you can prefer Dialabank for the best financial services in the comfort of your home.

Processing Fees / Prepayment Charges on Gold Loan Parvathipuram

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Parvathipuram

No CIBIL score is required for Gold Loan, A gold article is mandatory.

Otherwise, one can get a loan if their CIBIL score is more than 750 and a good source of income to support the loan.

Gold Loan Parvathipuram Agents

One of the most competent and reliable gold loan agents in Parvathipuram is Dialabank. You can apply online at Dialabank or ring at 9878981166.

For a structured market comparison of different banks and NBFCs, Dialabank gives its customers to choose the right bank for themselves. Without confusing laymen with complex banking terms, Dialabank ensures to provide sufficient and reliable information. You can also visit our website, fill and submit a form. From there on, our customer relationship managers will get in touch with you.

Gold Loan Parvathipuram Contact Number

Call +919878981166 and take instant help and approval for Gold Loan in Parvathipuram.

Pre Calculated EMI Table for Gold Loan Parvathipuram

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Parvathipuram

In the southern state of Andhra Pradesh, Parvathipuram is a municipality town situated in the Vizianagaram district. It is a revenue division in Vizianagaram district and this revenue division shares a border with Odisha’s Srikakulam district as well as other numerous districts.

Gold Loan Parvathipuram

0
Today’s Gold Rate in India
22 Karat
50580Per 10g of 22k Gold

Per Gram Rate Today

Gold Loan Per Gram Today is ₹ 5,121

Gold Loan News

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