Gold Loan Parvathipuram

Major Gold Loan Providers in Parvathipuram

Gold Loan Parvathipuram Features

Do you feel a need to have more money?

Are you insecure about your financial prospects?

While gold loans are there for you, there is nothing to cry about. Gold Loan is financial assistance provided by a bank or NBFC when there is a need for money. In this process, the borrower has to put gold as collateral to take money from the bank.

Though they can spend money on anything they want, they’ll need to pay regular small interests to the bank for the security of their gold.

Why Gold Loan Parvathipuram?

Gold Loan in Parvathipuram gives proper financial aid to the customers at the best affordable interest rates as low as 7 percent. To get a Gold loan, the candidate needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much quicker.

Besides, one can get a gold loan of up to 75 percent of the market value of the gold because of the fluctuating market price of the gold.

Gold Loan Parvathipuram Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Documents for Gold Loan Parvathipuram

1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card or other recognized govt. ID.
2. Address Proof can be any of the following: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Telephone Bill/ Trade license /Shop & Est. License/Sales Tax certificate or other recognized utility bill.
3. Signature Proof can be any of the following: Driving License/Banker’s verification/cheque or Passport.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Parvathipuram

1. Land Proof: For Agriculture Loan of more than 1 lac Indian rupees, No proof is required for allied agriculture plans.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will coordinate)
4. Income Proof: Salary Certificate and Form No.16 are always required.

Eligibility Criteria for Gold Loan Parvathipuram

1. The applier’s age should be between the age group of  (minimum) 21 to 60 years (maximum).
2. The applicant’s nationality must be INDIAN.

How to Apply for Gold Loan Parvathipuram

Online Process to Apply for Gold Loan Parvathipuram

You can easily avail of gold loans from banks like HDFC, ICICI, Axis, or Muthoot through Dialabank.

By filling and submitting an online form, you will be called by our representative.

Our representative will provide you with a document pick-up facility and help you through the process.

For more knowledge, you may call 9878981166.

As Dialabank being the leading platform for online gold loan, there are many reasons you should choose Dialabank:

1. Dialabank is the first financial helpline in India providing the best identified financial services to its customers all over the country.
2. Dialabank guides the customers cost-free, as it charges no added cost of applying for a gold loan online on the website of Dialabank.
3. You can get a high Loan-to-Value (LTV) of your gold at Dialabank.
4. Connected with leading Banks such as HDFC, ICICI, Axis, and Muthoot, Dialabank provides low-interest rates on Gold Loans.
5. Besides that, the bank owns a high reputation among its customers because of its best and quick services.
6. Dialabank provides a facility of document pickup from the candidate’s doorstep to reduce the process.
7. Processing your gold loan through Dialabank requires the smallest paperwork.
8. Finally, the Relationship managers are profoundly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Parvathipuram

To avail of gold loans offline, you need to search for gold loans near you. Later on, Google will provide you a list of banks or NBFCs you could consider. According to your knowledge and preference, choose one of them. Nonetheless, Dialabank can do that for you in a quicker and organized manner.

You need to visit banks again and again until the loan is approved. This process drains out your energy as well as your time. Thus, you can prefer Dialabank for the best financial services in the comfort of your home.

Processing Fees / Prepayment Charges on Gold Loan Parvathipuram

CIBIL Score Required for Gold Loan Parvathipuram

No CIBIL score is required for Gold Loan, A gold article is mandatory.

Otherwise, one can get a loan if their CIBIL score is more than 750 and a good source of income to support the loan.