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    Gold Loan Pathanamthitta

    Major Gold Loan Providers in Pathanamthitta

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Gold Loan Pathanamthitta Features

    gold Loan Pathanamthitta

    When you are looking for financial aid, Gold Loan stands as the best available choice for you. This loan is quick, effortless, and convenient as it requires less paperwork. Being a secured loan, you can get your approval of the loan within 48 hours of all the verification processes.

    Gold Loan Pathanamthitta loan provides the customers with financial aid at the best possible interest rates. To obtain a Gold loan, the client needs to have a rigid and good source of income along with a good credit history. The verification and loan approval process also gets faster with this.

    Keeping into consideration the fluctuation in the market value of the gold, you can get a loan of up to 75 percent of the gold market value.

    Gold Loan Pathanamthitta Interest Rates

    Bank
    Interest Rate
    HDFC Bank Gold Loan
    10.25% to 14%
    Axis Bank Gold Loan
    10.50% to 16%
    ICICI Bank Gold Loan
    10.75% to 16%
    SBI Gold Loan
    9.5 % to 13%
    Kotak Gold Loan
    11% to 14%
    IIFL Gold Loan
    9.24% to 24%
    Muthoot Gold Loan
    12% to 24%
    Manappauram Gold Loan
    12% to 26%
    PNB Gold Loan
    10.05% to 16%
    Canara Bank Gold Loan
    9.75 % to 13%
    Andhra Bank Gold Loan
    10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan Pathanamthitta

    1. The following documents are needed from the applicant:

      1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
      2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
      3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
      4. 2 passport size photographs.

      Additional Documents Required for Gold Loan Pathanamthitta

      1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
      2. A Demand Promissory Note.
      3. Certificate by the Jewel Appraiser (Bank will arrange).
      4. Income Proof: Salary Certificate and Form No.16

    Additional Documents Required for Gold Loan Pathanamthitta

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Pathanamthitta

    1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
    2. Must be having Indian Nationality.


    gold loan at 7%

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    How to Apply for Gold Loan Pathanamthitta

    Online Process to Apply for Gold Loan Pathanamthitta

    To proceed for the online process, you can even apply for the HDFC Bank Gold Loan at Dialabank.

    You are just required to fill a simple online form.

    After completing the form, you will get a call from our representative for further guidance. Dialabank even offers a document pick up facility from the doorstep of the customer.

    For details, you can contact us on 9878981144 anytime.

    Dialabank is regarded as the most reliable platform to apply for a gold loan online due to the fact that:

    1. Dialabank is India’s first financial helpline; it has proved to offer the most convenient financial services to all its customers.
    2. Dialabank has free of cost policy for guidance which implies that the customers need not pay for any additional charges to apply for a gold loan online on the Dialabank website.
    3. A high LTV of your gold counts as one of the benefits.
    4. With its quick and quality services, the bank stands with a good reputation amongst its customers.
    5. Moreover, by applying for a gold loan through the website of Dialabank, you will also avail of a low HDFC Gold Loan Interest Rate.
    6. For a more comfortable experience, Dialabank provides a doorstep document pickup facility for all the customers.
    7. When you choose to apply for a gold loan through Dialabank, very little documentation is required.
    8. Finally, the Relationship managers are upskilled to assist you properly in the process of Gold Loan.

     

    Offline Process to Apply for Gold Loan Pathanamthitta

    The nearby branches are also an option if the applicant wants to proceed for an offline process. In order to do the same, simply search Gold Loan near me on google. The search will present a list of all the bank branches as well as finance companies that provides a gold loan near you. After that, you will be required to select them with your experience and knowledge. On the other hand, Dialabank can do that in a faster and more convenient manner for you.

    Moreover, you will also be required to visit several departments to apply for the gold loan and before your loan gets the final approval, you will need to visit many times more.

    HDFC Gold Loan branches and Muthoot Gold Loan branches are some of the banks and finance companies where the process is much faster.

    You can also get your gold loan from HDFC Gold Loan Branches. To find a branch that is nearby, search for Muthoot Gold Loan near me. Google will help you with the result for all the Muthoot Gold Loan Branches near you.

     

    Processing Fees / Prepayment Charges on Gold Loan Pathanamthitta

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Pathanamthitta

    CIBIl score is a major criterion that should be kept in mind before you apply for a gold loan. All the lending institution in Pathanamthitta has a minimum CIBIL score to process an application. A minimum CIBIL is necessary if you want to avail of a gold loan.

    A detailed behavior on the previous loans is also taken into consideration so a good CIBIL score might not be enough for most institutions. This even includes the type of loan obtained and the amount borrowed. So if there is a late payment in a previous loan then availing a new loan can turn out to be difficult.

     

    Gold Loan Pathanamthitta Agents

    One of the most respectable gold loan agents in Pathanamthitta is Dialabank. Apply online at www.dialabank.com or give us a call at 9878981144.

    To help you find the most suitable option amongst various banks and NBFCs, Dialabank provides a comprehensive and well-structured market comparison for several banks so that you can skip the boring and complex process of information and make the right choice. Visit our website www.dialabank.com and fill a simple online form with a few details and then our customer relationship managers will get in touch with you.

     

    Gold Loan Pathanamthitta Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Pathanamthitta right now.

    Pre Calculated EMI Table for Gold Loan Pathanamthitta

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Pathanamthitta

    Pathanamthitta stand as a fast-growing town in the state of Kerala. Known as the ‘Pilgrim City of Kerala’, the city is famous for the Sabarimala temple and eco-tourism spot like Gavi and Adavi.