Major Gold Loan Providers in Pathsala
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Pathsala Features
Running cashless? An answer needed?
Dialabank is there to assist you out. We have a secured loan that can be given in merely 2-3 hours. That is GOLD LOAN!
Gold loan Pathsala requires so limited paperwork and financial supervision is given at affordable interest rates. For getting a gold loan, the appellant must have a good civil score, it will make your verification procedure swift.
You will get a loan up to 75% of the market price of gold, this is due to inconstancy in the market prices of the gold.
Gold Loan Pathsala Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Pathsala
- At least one Signature Proof from the following: Passport Copy/Driving License/Banker’s verification/cheque.
- At least one Proof of Identity from the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Passport size photographs: 2
- At least one Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Additional Documents Required for Gold Loan Pathsala
- Proof of income{Salary Certificate and Form No.16}
- A note of Demand Promissory.
- Certification of the Jewel Appraiser (Arranged by the bank).
- Proof of Land {In case of Agriculture Loan of more than Rs 1 lakh. No proof is required for allied farming purposes}.
Eligibility Criteria for Gold Loan Pathsala
- Proof of income{Salary Certificate and Form No.16}
- A note of Demand Promissory.
- Certification of the Jewel Appraiser (Arranged by the bank).
- Proof of Land {In case of Agriculture Loan of more than Rs 1 lakhs. No proof is required for allied farming purposes}.
Eligibility Criteria for Gold Loan Pathsala
- The minimum and maximum age of the individual should be 21 years and 60 years respectively.
- Individuals must be having Indian Nationality.
GOLD LOAN @ 0.49%*
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How to Apply for Gold Loan Pathsala
Online Process to Apply for Gold Loan Pathsala
You can also apply for the Gold Loan at Dialabank. For that purpose, you have to fill an online form. Then, you will get a call from our representative.
For more info, call on 9878981166 anytime.
Dialabank is the most reliable floor for appealing gold loans online. There are so many visions for that, some of them are:
- Dialabank provides the best business assistance to all its clients.
- Dialabank escorts the clients without imposing any supplementary expenses and also for applying online on the website of Dialabank.
- If applying via Dialabank, You will get a high LTV of your gold and at very low interest rates.
- The bank has immeasurable respect among the patrons because of its amazing and prompt services.
- Gold loan Pathsala expects very little paperwork.
- In the last, the Relationship managers are trained quite well to manage and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Pathsala
The person can apply for gold loan in local branches too. For that, the person has to search himself via google and enlist all the branches and finance companies and select according to his preference. However, there is a risk of executing the incorrect decision. So, instead of wasting a lot of time, just give your work to Dialabank. We will do all the things easily and quickly that too free of cost.
Processing Fees / Prepayment Charges on Gold Loan Pathsala
CIBIL Score Required for Gold Loan Pathsala
Every leading institution requires a good CIBIL score( minimum: 750) for processing a Gold Loan application in Pathsala.
Other than that, Details of the previous loan are to be informed like: the type of loan taken and the amount borrowed. Any delays in payments can lead to the barrier to new loan processing.
So keep these two things in mind before applying.