Gold Loan Patran

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Patran

    Major Gold Loan Providers in Patran

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Patran Features

    gold loan PatranGold Loan Patran is designed for the need of those people who need instant cash for their immediate requirements. It is the easiest way to get financed quickly. The process requires minimal documentation, and you can fulfill all your dreams in just a few hours. Gold Loan is the best option to overcome the entire crisis.  Most of us are in need of finances to keep pace with the ever-changing world.

    The Gold Loan empowers you in doing so. It is one of the best available options for you. It is a simple and hassle-free process, with minimal documentation. It comes under the secured loan as you have to mortgage your gold for the finances. It is readily available in the market and can be availed at any time. It is a financial help given by the banks and NBFCs to their customers.

    1. No penalties are involved in Gold Loan.
    2. Immediate finance available in Gold Loan.
    3. In-house gold evaluation.
    4. Available within a time period of 30-60 Mins.
    5. You can enjoy a maximum tenure period of 6 to 12 month

    Gold Loan Rate Per Gram Today in Patran

    Updated - Gold Loan Per Gram Rate w.e.f Aug 19 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Patran Interest Rates and charges

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Documents for Gold Loan Patran

    1. Proof of Identity
    2. Address Proof
    3. Signature Proof
    4. 2 passport size photographs

    Other Documents Required for Gold Loan Patran

    1. Land Proof in case of Agriculture Loan of more than Rs. 1 lac. (The proof is not required for allied agriculture purposes)
    2. A Demand Promissory Note Certificate by the Jewel Appraiser (Bank will arrange)
    3. Income Proof

    Eligibility Criteria for Gold Loan Patran

    1. The applicant should be an Indian.
    2. He should not be of more than 60 years of age at the time of application.

    GOLD LOAN @ 0.49%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Patran

    Online Process to Apply for Gold Loan Patran

    The reason why DialaBank is considered the best online platform for gold loan is:

    1.  Dialabank India’s first financial helpline is spread throughout the country.
    2. It has accessibility to several banks and NBFCs.
    3. Minimum documentation is required for availing of a gold loan per gram.
    4. It offers free pick-up facility of documents from your doorstep.
    5. High LTV of gold.
    6. Expert, relationship managers help and guide you at every step.

    Just fill a simple form online and avail the benefits of the gold loan with DialaBank.

    1. Go to dialabank.com.
    2. Fill in all the required details in the form like name, income, location, etc.
    3. Select a gold loan from the options given in the box.
    4. Click on request a quote.
    5. Relax while our relationship manager will soon get in touch with you.
    Offline Process to Apply for Gold Loan Patran

    The offline process for applying for a gold loan is hectic and time-consuming. You will be required to make frequent visits to the banks or NBFCs and you would not have the option of choosing from various banks available in the market. Also the relationship manager that DialaBank provides you for making the right choice will no be available offline.

    Apply online with DialaBank or contact 9878981166.

    CIBIL Score Required for Gold Loan Patran

    There is no CIBIL score requirement for you to apply for a gold loan in Patran.

    Gold Loan Patran Agents and Contact 

    DialaBank has its association with various banks and NBFCs that offer you gold loans at a low gold loan interest rate. Thus, Dialabank is the leading agent for availing Gold Loan in Patran. You can apply to www.dialabank.com online, or call 9878981166.

    Dialabank helps you to find the best option among Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Our customer relationship managers will soon get in touch with you.

    Pre Calculated EMI Table for Gold Loan Patran

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Patran

    Patran is a town in the Patiala district in the Indian state of Punjab. It lies in proximity to the city Patiala. Patran is a big marketplace for rice. This town has more than 100 Rice Shellers. This city is known for its car palaces. Patran has an average literacy rate of 65%, higher than the national average of 59.5%.

    गोल्ड लोन पैट्रन के बारे में हिंदी में जानिए गोल्ड लोन पैट्रन