Gold Loan Payal

Major Gold Loan Providers in Payal

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Payal Features

Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help. While you enjoy funds at a low gold loan interest rate, your Gold jewelry is kept safe in the bank vault.
 
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
 
You can Call and Speak with a Gold Loan Payal Relationship Manager on 9878981144

Gold Loan Payal Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
ICICI Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Payalgold loan payal

  1. Proof of the citizenship of India.
  2. Identity and Address Proof.
  3. 2 passport size photographs.
  4. In the case of Agriculture Loan of more than Rs. 1 lac, land proof.
  5. A Demand Promissory Note.
  6. Certificate by the Jewel Appraiser (Bank will arrange).
  7. Salary/Income proof.

Eligibility Criteria for Gold Loan Payal

  1. The applicant should be at least 21 years of age.
  2. The applicants’ age should not be more than 60 years.
  3. He/she should be a national citizen.

GOLD LOAN @ 0.49%*

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How to Apply for Gold Loan Payal

Online Process to Apply for Gold Loan Payal

The process of availing a gold loan is simple with DialaBank. You can contact 9592046860 any-time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

  • Visit our site www.dialabank.com.
  • Enter your details and fill the form.
  • Our relationship manager will call and assist you through the entire process.

There are so many reasons why DialaBank is considered the best platform to apply for a gold loan online:

  1. Dialabank is India’s first financial helpline.
  2. It has its presence throughout the country.
  3. Dialabank provides a document pickup facility from the doorstep of the customer.
  4. No additional charges of applying for a gold loan per gram online on the website of Dialabank.
  5. Minimum documentation.
  6. Expert advice.
Offline Process to Apply for Gold Loan Payal

You can visit the branches near your location to avail of the gold loan Payal. But, that would reduce your chances of availing the best offers. Also, you would not get a pick-up facility for your documents that is available only with DialaBank.

Processing Fees / Prepayment Charges on Gold Loan Payal

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Payal

Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.

Gold Loan Payal Agents

Dialabank is the leading agent for availing Gold Loan in Payal. You can apply online at www.dialabank.com or give a call at 9878981166.

Dialabank is associated with the top loan providers across the country. The experts help you in determining the best options for you according to your need and requirement. All you have to do is fill a simple form on our website and our relationship managers will get in contact with you within no time.

Gold Loan Payal Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Payal.

Pre Calculated EMI Table for Gold Loan Payal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Payal

An Old Town of Payal has a municipal council in the Indian state of Punjab of Ludhiana district. It pronounced is an accepted Indian name that means anklets in Hindi.

गोल्ड लोन मुंबई के बारे में हिंदी में जानिए गोल्ड लोन मुंबई

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