Gold Loan Payal | Best Offers @10.70%

Major Gold Loan Providers in Payal

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Gold Loan Payal Features

Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help. While you enjoy funds at a low gold loan interest rate, your Gold jewelry is kept safe in the bank vault.

Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

You can Call and Speak with a Gold Loan Payal Relationship Manager on 9878981144

Gold Loan Payal Interest Rates

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Documents for Gold Loan Payal

Proof of the citizenship of India.
Identity and Address Proof.
2 passport size photographs.
In the case of Agriculture Loan of more than Rs. 1 lac, land proof.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).
Salary/Income proof.

Eligibility Criteria for Gold Loan Payal

The applicant should be at least 21 years of age.
The applicants’ age should not be more than 60 years.
He/she should be a national citizen.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Payal

Online Process to Apply for Gold Loan Payal

The process of availing a gold loan is simple with DialaBank. You can contact 9592046860 any-time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

Visit our site www.dialabank.com.
Enter your details and fill the form.
Our relationship manager will call and assist you through the entire process.

There are so many reasons why DialaBank is considered the best platform to apply for a gold loan online:

Dialabank is India’s first financial helpline.
It has its presence throughout the country.
Dialabank provides a document pickup facility from the doorstep of the customer.
No additional charges of applying for a gold loan per gram online on the website of Dialabank.
Minimum documentation.
Expert advice.

Offline Process to Apply for Gold Loan Payal

You can visit the branches near your location to avail of the gold loan Payal. But, that would reduce your chances of availing the best offers. Also, you would not get a pick-up facility for your documents that is available only with DialaBank.

Processing Fees / Prepayment Charges on Gold Loan Payal

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Payal

Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.

Gold Loan Payal Agents

Dialabank is the leading agent for availing Gold Loan in Payal. You can apply online at www.dialabank.com or give a call at 9878981166.

Dialabank is associated with the top loan providers across the country. The experts help you in determining the best options for you according to your need and requirement. All you have to do is fill a simple form on our website and our relationship managers will get in contact with you within no time.

Gold Loan Payal Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Payal.

Pre Calculated EMI Table for Gold Loan Payal

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Payal

An Old Town of Payal has a municipal council in the Indian state of Punjab of Ludhiana district. It pronounced is an accepted Indian name that means anklets in Hindi.