GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Petlad

    Major Gold Loan Providers in Petlad

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Petlad Features

    Gold Loan Petlad

    If you are going out of your financial reserves or feeling doubtful about your financial prospects, there are a few things you can do right now.

    Gold is not only a good investment but can also help you lead a prosperous life if kept as a collateral in bank. Gold loans are secured , thus don’t require any strict documentation for approval. Besides, one should have sufficient amount of gold to be kept as collateral.

    Talking about finances, Gold Loan Petlad aims to help its customers by providing the most affordable interest rates. In this process, it is good if the candidate has a stable and good source of income with good credit history. However, there are pre-requisites for taking a gold loan except for the gold item.

    The market reacts oddly and so does the market price of the gold. Thus, one can take a loan of up to 75 percent of the market value of the gold.

    Gold Loan Petlad Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Petlad

    1. Any record can be used as Identity Proof: Electoral Photo Identity Card/ Driving License/ Aadhaar Card or any other govt. recognized ID.
    2. Any record can be used as Address Proof: Telephone Bill/ Sales Tax Certificate/ Electricity Bill/ Copy of Passport or any other recognized Utility bill
    3. Any record can be used as Signature Proof: Copy of Passport/ License for Driving/Banker’s verification or Cheque.
    4. 2 passport-size photographs.

    Additional Documents Required for Gold Loan Petlad

    1. Land Proof: In agriculture Loan of more than Rs. 1 lac. The same is not needed for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certification by the Jewel Appraiser (Bank will manage).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Petlad

    1. The minimum age of the candidate should be 21 years and a maximum of up to 60 years.
    2. Must be an Indian National.


    gold loan

    How to Apply for Gold Loan Petlad

    Online Process to Apply for Gold Loan Petlad

    In Petlad, you can apply for a gold loan via Dialabank’s website for any other bank.

    By filling an online simple form, you will be called by our representative for the document pick-up facility.

    You can know a lot more by dialling 9878981166.

    Ranked as one of the best online platforms to apply for gold loan, Dialabank has many reasons to be someone’s first choice:

    1. Dialabank is the nation’s first financial helpline that provides services to every corner of India.
    2. We offer free services to guide customers. And, you can avail of the gold loan without paying anything extra from other banks via our website.
    3. A high LTV of your gold will be provided to keep you prosperous.
    4. The bank has very good respect amongst the customers because of fast services.
    5. You can even get a low gold loan interest rate for banks like HDFC, ICICI, or Muthoot Finance if you apply through Dialabank.
    6. To ease the customers, we provide the document pick-up facility from their doorstep.
    7. While applying per gram gold loan through Dialabank, you’ll do the least amount of paperwork.
    8. Our Relationship Managers are prepared to help you throughout the process of Gold Loan.

    Offline Process to Apply for Gold Loan Petlad

    For gold loan application offline, you have to explore opportunities near you. In case, if there are banks and NBFCs that are providing gold loans near you, you can contact one of them. Even though it takes a lot of time, this is shortest method to reach out to banks. Therefore, Dialabank provides you with sufficient data to make your choice before contacting anybody.

    Loan approval drains a lot of time. Once you select a bank, you need to visit them multiple times regularly for Jewel loan approval. Then, you might need to do a bit of paperwork as well. Hence, Dialabank ensures to save your time as well energy from unnecessary commutation.

    Processing Fees / Prepayment Charges on Gold Loan Petlad

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Petlad

    Although, the ideal CIBIL score for loan is 750. But, you can get your gold loan approved in Petlad without any CIBIL score.

    Gold Loan Petlad Agents

    One of the renowned and reliable gold loan agents in Petlad is Dialabank. You can apply at www.dialabank.com or give a call at 9878981166

    Dialabank provides you with a structured market comparison of different banks and NBFCs that help you make a wiser decision. Without confusing you with the unnecessary terms, you can get detailed insight into the Gold loans. To move further, you can visit our website and fill a simple online form with your details. Thereafter our Customer relationship managers will connect with you.

    Gold Loan Petlad Contact Number

    Call 9878981166 and get guidance and instant approval for Gold Loan in Petlad now.

    Pre Calculated EMI Table for Gold Loan Petlad

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Petlad

    In the Anand District of Gujarat, Petlad is a town founded by Chief Patal Khant. The town is known for its beautiful sites and religious places. Besides, it is also India’s noteworthy mechanical donor for its contribution to the state’s Industrial Development. There are multiple tourist spots in the town which are worth visiting.

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