Gold Loan Petlad

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Petlad

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Petlad Features

Gold Loan Petlad

If you are going out of your financial reserves or feeling doubtful about your financial prospects, there are a few things you can do right now.

Gold is not only a good investment but can also help you lead a prosperous life if kept as a collateral in bank. Gold loans are secured , thus don’t require any strict documentation for approval. Besides, one should have sufficient amount of gold to be kept as collateral.

Talking about finances, Gold Loan Petlad aims to help its customers by providing the most affordable interest rates. In this process, it is good if the candidate has a stable and good source of income with good credit history. However, there are pre-requisites for taking a gold loan except for the gold item.

The market reacts oddly and so does the market price of the gold. Thus, one can take a loan of up to 75 percent of the market value of the gold.

Gold Loan Petlad Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Petlad

  1. Any record can be used as Identity Proof: Electoral Photo Identity Card/ Driving License/ Aadhaar Card or any other govt. recognized ID.
  2. Any record can be used as Address Proof: Telephone Bill/ Sales Tax Certificate/ Electricity Bill/ Copy of Passport or any other recognized Utility bill
  3. Any record can be used as Signature Proof: Copy of Passport/ License for Driving/Banker’s verification or Cheque.
  4. 2 passport-size photographs.

Additional Documents Required for Gold Loan Petlad

  1. Land Proof: In agriculture Loan of more than Rs. 1 lac. The same is not needed for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will manage).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Petlad

  1. The minimum age of the candidate should be 21 years and a maximum of up to 60 years.
  2. Must be an Indian National.

gold loan at 7%

How to Apply for Gold Loan Petlad

Online Process to Apply for Gold Loan Petlad

In Petlad, you can apply for a gold loan via Dialabank’s website for any other bank.

By filling an online simple form, you will be called by our representative for document pick-up facility.

You can know a lot more by dialing 9878981166.

Ranked as one of the best online platforms to apply for gold loan, Dialabank has many reasons to be someone’s first choice:

  1. Dialabank is the nation’s first financial helpline that provides services to every corner of India.
  2. We offer free services to guide customers. And, you can avail of the gold loan without paying anything extra from other banks via our website.
  3. A high LTV of your gold will be provided to keep you prosperous.
  4. The bank has very good respect amongst the customers because of fast services.
  5. You can even get low-interest rates for banks like HDFC, ICICI, or Muthoot Finance if you apply through Dialabank.
  6. To ease the customers, we provide the document pick-up facility from their doorstep.
  7. While applying through Dialabank, you’ll do the least amount of paperwork.
  8. Our Relationship Managers are prepared to help you throughout the process of Gold Loan.

Offline Process to Apply for Gold Loan Petlad

For gold loan application offline, you have to explore opportunities near you. In case, if there are banks and NBFCs that are providing gold loans near you, you can contact one of them. Even though it takes a lot of time, this is shortest method to reach out to banks. Therefore, Dialabank provides you with sufficient data to make your choice before contacting anybody.

Loan approval drains a lot of time. Once you select a bank, you need to visit them multiple times regularly for loan approval. Then, you might need to do a bit of paperwork as well. Hence, Dialabank ensures to save your time as well energy from unnecessary commutation.

Processing Fees / Prepayment Charges on Gold Loan Petlad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Petlad

Although, the ideal CIBIL score for loan is 750. But, you can get your gold loan approved in Petlad without any CIBIL score.

Gold Loan Petlad Agents

One of the renowned and reliable gold loan agents in Petlad is Dialabank. You can apply at www.dialabank.com or give a call at 9878981166

Dialabank provides you with a structured market comparison of different banks and NBFCs that help you make a wiser decision. Without confusing you with the unnecessary terms, you can get detailed insight into the Gold loans. To move further, you can visit our website and fill a simple online form with your details. Thereafter our Customer relationship managers will connect with you.

Gold Loan Petlad Contact Number

Call 9878981166 and get guidance and instant approval for Gold Loan in Petlad now.

Pre Calculated EMI Table for Gold Loan Petlad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Petlad

In the Anand District of Gujarat, Petlad is a town founded by Chief Patal Khant. The town is known for its beautiful sites and religious places. Besides, it is also India’s noteworthy mechanical donor for its contribution to the state’s Industrial Development. There are multiple tourist spots in the town which are worth visiting.

हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन पेटलाद


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