Gold Loan Phulbani

AT 0.49%* INTEREST RATE
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    Gold Loan Phulbani

     

    Providers of Gold Loan in Phulbani

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

     Gold Loan Phulbani Attributes 

    Are you facing financial troubles? What will you do if you are unable to fulfil your desires? Just cheer yourself up and believe in yourself that you will find a solution for it. If you have a shortage of money, you can apply for Gold Loan which is easily availed for you.

    Gold Loan Phulbani

    Gold Loan is accessible for you. There is less requirement for paperwork. After the verification process, your loan will be approved in 48 hours.

    Interest rates are affordable for the applicants by the providers of  Gold Loan Phulbani. An applicant should have a good income source, then you will be approved for a loan easily.

    A gold rate is varied from time to time, so you will get 75% of a gold loan according to the market price.

     Interest Rates for Gold Loan Phulbani 

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents requirements for Gold Loan Phulbani 

    1. An applicant should have one of the following :
    • Aadhaar Card
    • Driving Licence 
    • Voter ID 
    • Passport Photocopy

    2. An applicant should have any address proof from the following :

    • Ration Card
    • Electricity Bill /Trade Licence / Passport Copy / Rental Bill 

    3. An applicant should have one of the following for signature proof:

    • Cheque 
    • Driving Licence 
    • Passport Photocopy 
    • Verification of Banker 

    4. Passport Size  Photographs:- 2 

    Additional Documents Required for Gold Loan Phulbani

    1. A demand for a letter of undertaking.
    2. If an applicant wants to take a loan for Agriculture of more than Rs. 1 lac. There will not be a requirement of proof for allied agriculture purposes.
    3. The Jewel Appraiser Certificate is required.
    4. Salary Certificate and Form No. 16 is required for income proof.                                                                 

    Conditions for Gold Loan Phulbani 

    1. Minimum age of an applier should be 21 yrs.
    2. Maximum age of an applier should be 60 yrs.
    3. An applier should be Citizen of India 

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Phulbani

     Apply for Gold Loan Phulbani online 

    An applier can apply for the Gold Loan at Dialabank.

    Just fill a simple form online.

    If you want any information regarding Gold Loan, call on  9878981144 anytime.

    The best platform to apply for a gold loan online, Diala Bank is considered. Some of the reasons behind the consideration of DialaBank are:

    1. Dialabank is provided for the best financial services all over the country to the customers.
    2. Dialabank is India’s first financial helpline.
    3. The customers are guided by Diala Bank without any charge.
    4. Another reason is you will get a high Loan – To -Value i.e. LTV of your gold.
    5. Diala Bank provided fast and best services.
    6. If you will apply from Diala Bank for a gold loan, get a low Gold Loan Interest Rate.
    7. It is a good reputation bank.
    8. Less paperwork requirement.
    9. Documents will be collected from customers home.
    10. An entire process of a gold loan will be guided by Relationship managers.
    Apply for Gold Loan Phulbani offline 

    A customer has an option to apply for Gold Loan offline. First, type Gold Loan near me search on google. You will get the list of Gold Loan companies and banks. As per your knowledge and understanding, we can apply in that. But it is more suitable for you to apply through Diala Bank that makes your work easier and quicker.

    You can apply through the Gold loan Branches.

    Processing Fees or Prepayment Charges on Gold Loan Phulbani

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

     Required of CIBIL Score for Gold Loan Phulbani

    No CIBIL score is required for Gold Loan, A gold article is a must.

    A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

    It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

    Agents of Gold Loan Phulbani 

    Apply online at Dialabank.com or you can call on 9878981144.

    Visit our website Dialabank.com

    Gold Loan Phulbani Contact Number

    If you want any information about Gold Loan Phulbani, call on 9878981144.

    Pre Calculated EMI Table for Gold Loan Phulbani

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    Phulbani Information

    Phulbani is situated in Odisha state, India. The type and body of Phulbani are Municipality and Phulbani Municipality respectively. Phulbani has situated from Bhubaneshwar around 211 km. It is bounded by River Saluki.

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