Providers of Gold Loan in Phulbani
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Phulbani Attributes
Are you facing financial troubles? What will you do if you are unable to fulfil your desires? Just cheer yourself up and believe in yourself that you will find a solution for it. If you have a shortage of money, you can apply for Gold Loan which is easily availed for you.
Gold Loan is accessible for you. There is less requirement for paperwork. After the verification process, your loan will be approved in 48 hours.
Interest rates are affordable for the applicants by the providers of Gold Loan Phulbani. An applicant should have a good income source, then you will be approved for a loan easily.
A gold rate is varied from time to time, so you will get 75% of a gold loan according to the market price.
Interest Rates for Gold Loan Phulbani
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents requirements for Gold Loan Phulbani
- An applicant should have one of the following :
- Aadhaar Card
- Driving Licence
- Voter ID
- Passport Photocopy
2. An applicant should have any address proof from the following :
- Ration Card
- Electricity Bill /Trade Licence / Passport Copy / Rental Bill
3. An applicant should have one of the following for signature proof:
- Cheque
- Driving Licence
- Passport Photocopy
- Verification of Banker
4. Passport Size Photographs:- 2
Additional Documents Required for Gold Loan Phulbani
- A demand for a letter of undertaking.
- If an applicant wants to take a loan for Agriculture of more than Rs. 1 lac. There will not be a requirement of proof for allied agriculture purposes.
- The Jewel Appraiser Certificate is required.
- Salary Certificate and Form No. 16 is required for income proof.
Conditions for Gold Loan Phulbani
- Minimum age of an applier should be 21 yrs.
- Maximum age of an applier should be 60 yrs.
- An applier should be Citizen of India
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Phulbani
Apply for Gold Loan Phulbani online
An applier can apply for the Gold Loan at Dialabank.
Just fill a simple form online.
If you want any information regarding Gold Loan, call on 9878981144 anytime.
The best platform to apply for a gold loan online, Diala Bank is considered. Some of the reasons behind the consideration of DialaBank are:
- Dialabank is provided for the best financial services all over the country to the customers.
- Dialabank is India’s first financial helpline.
- The customers are guided by Diala Bank without any charge.
- Another reason is you will get a high Loan – To -Value i.e. LTV of your gold.
- Diala Bank provided fast and best services.
- If you will apply from Diala Bank for a gold loan, get a low Gold Loan Interest Rate.
- It is a good reputation bank.
- Less paperwork requirement.
- Documents will be collected from customers home.
- An entire process of a gold loan will be guided by Relationship managers.
Apply for Gold Loan Phulbani offline
A customer has an option to apply for Gold Loan offline. First, type Gold Loan near me search on google. You will get the list of Gold Loan companies and banks. As per your knowledge and understanding, we can apply in that. But it is more suitable for you to apply through Diala Bank that makes your work easier and quicker.
You can apply through the Gold loan Branches.
Processing Fees or Prepayment Charges on Gold Loan Phulbani
Required of CIBIL Score for Gold Loan Phulbani
No CIBIL score is required for Gold Loan, A gold article is a must.
A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.
It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.
Agents of Gold Loan Phulbani