GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Phulera

    Major Gold Loan Providers in Phulera

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Phulera FeaturesGold Loan Phulera

    Are you in financial crises?

    Looking for some instant cash?

    Gold Loan is available to help you in a time of need. It is convenient so you do not have to stress over the procedure. As it is a secured loan, less paperwork needed, and also you can avail of your gold loan within 48 hours of the verification process.

    Gold Loan Phulera offers financial aid at the best possible interest rates for its customers. To avail of a Gold loan, a fixed and stable source of income with a good credit history is a must. A good income source also makes the process of verification and loan approval much faster.

    Besides, you can obtain a loan amount of up to 75 percent of the market value of gold, this happens because of the fluctuation in the market value of the gold.

    Gold Loan Interest Rates in  Phulera

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Phulera

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Anyone Signature Proof from the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Phulera

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not essential for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Jewel Appraiser Certificate (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Phulera

    1. The minimum age of the individual must be 21 years.
    2. The maximum age of the individual is up to 60 years.
    3. Must be having Indian Nationality.


    gold loan

    How to Apply for Gold Loan Phulera

    Online Processing to Apply for Gold Loan Phulera

    To proceed for the online processing, you can also apply for the Phulera Gold Loan at Dialabank.

    A simple online form is to be filled.

    After that, our representative will contact you for further assistance. You will be offered with a doorstep document pick up facility.

    For further details, you can call us on 9878981166 anytime.

    Dialabank is the most trusted platform to apply for a gold loan online and there are many reasons behind this:

    1. Dialabank is India’s first financial helpline; it comes with the finest financial services to its clients all over the country.
    2. Dialabank has a free of cost of guidance policy for its customers which means there will be no additional charges if you are applying for a gold loan online on the website of Dialabank.
    3. A high LTV of your gold is a promise.
    4. With its quality as well as fast service, the bank holds a great reputation amongst its customers.
    5. You will even enjoy a low Gold Loan interest rate when you apply for a gold loan on the Dialabank website.
    6. To ease the process for the client, Dialabank has a doorstep document pickup facility.
    7. Moreover, very little documentation is asked when you apply for a gold loan application through Dialabank.
    8. Our Relationship Managers are trained as well as skilled so that they can be of help in the whole process of Gold Loan approval.

    Offline Process to Apply for Gold Loan Phulera

    The applicant even gets an option to obtain the we loan against Gold through the offline process which requires the nearby branches. You can search for Gold Loan near me on google. The search will come with all the bank branches and finance companies that are providing gold loans near you. With your knowledge and preference, you will have to choose amongst them but his process can get better and easier when you choose Dialabank.

    The next step requires you to visit several departments just to apply for the loan as well as to get your gold loan approval.

    Processing Fees / Prepayment Charges on Gold Loan Phulera

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Phulera

    A CIBIL score comes with an important role to play as every lending institution in Phulera has made a criterion for the minimum CIBIL score that is required in order to process a Gold Loan application. A minimum CIBIL score of 750 is asked by the institutions for processing your gold loan application.

    The institutions also check your detailed behavior on the previous loans taken so the CIBIL score is not sufficient. The details consist of the borrowed amount and the type of loan taken. Late payments in the previous loan taken acts as a barrier between you and your loan approval. Such situations can still be avoided by maintaining a good CIBIL score.

    Gold Loan Phulera Agents

    Dialabank is regarded as a leading and reliable gold loan agent in Phulera. You can apply online at www.dialabank.com or call at 9878981166

    Dialabank helps the clients to find the most suitable option amongst various Banks and NBFCs by offering a comprehensive comparison of the market for different banks and NBFCs. With the help of Dialabank, you can skip the confusing information procedure and make the right decision. Fill an online simple form with some details and after that our customer relationship managers will get in touch with you.

    Gold Loan Phulera Contact Number

    Call 9878981166 to get instant help as well as approval for Gold Loan in Phulera right now.

    Pre Calculated EMI Table for Gold Loan Phulera

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Phulera

    Phulera is a small town in Jaipur district in the state of Rajasthan. It is a prime railway junction.

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.