⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Phulera

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Major Gold Loan Providers in Phulera

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Phulera FeaturesGold Loan Phulera

Are you in financial crises?

Looking for some instant cash?

Gold Loan is available to help you in a time of need. It is convenient so you do not have to stress over the procedure. As it is a secured loan, less paperwork needed, and also you can avail of your gold loan within 48 hours of the verification process.

Gold Loan Phulera offers financial aid at the best possible interest rates for its customers. To avail of a Gold loan, a fixed and stable source of income with a good credit history is a must. A good income source also makes the process of verification and loan approval much faster.

Besides, you can obtain a loan amount of up to 75 percent of the market value of gold, this happens because of the fluctuation in the market value of the gold.

Gold Loan Phulera Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Phulera

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Anyone Signature Proof from the following: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Phulera

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not essential for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Jewel Appraiser Certificate (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Phulera

  1. The minimum age of the individual must be 21 years.
  2. The maximum age of the individual is up to 60 years.
  3. Must be having Indian Nationality.


gold loan at 7%

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How to Apply for Gold Loan Phulera

Online Processing to Apply for Gold Loan Phulera

To proceed for the online processing, you can also apply for the Phulera Gold Loan at Dialabank.

A simple online form is to be filled.

After that, our representative will contact you for further assistance. You will be offered with a doorstep document pick up facility.

For further details, you can call us on 9878981166 anytime.

Dialabank is the most trusted platform to apply for a gold loan online and there are many reasons behind this:

  1. Dialabank is India’s first financial helpline; it comes with the finest financial services to its clients all over the country.
  2. Dialabank has a free of cost of guidance policy for its customers which means there will be no additional charges if you are applying for a gold loan online on the website of Dialabank.
  3. A high LTV of your gold is a promise.
  4. With its quality as well as fast service, the bank holds a great reputation amongst its customers.
  5. You will even enjoy a low Gold Loan interest rate when you apply for a gold loan on the Dialabank website.
  6. To ease the process for the client, Dialabank has a doorstep document pickup facility.
  7. Moreover, very little documentation is asked when you apply for a gold loan application through Dialabank.
  8. Our Relationship Managers are trained as well as skilled so that they can be of help in the whole process of Gold Loan approval.

Offline Process to Apply for Gold Loan Phulera

The applicant even gets an option to obtain the gold loan through the offline process which requires the nearby branches. You can search for Gold Loan near me on google. The search will come with all the bank branches and finance companies that are providing gold loans near you. With your knowledge and preference, you will have to choose amongst them but his process can get better and easier when you choose Dialabank.

The next step requires you to visit several departments just to apply for the loan as well as to get your gold loan approval.

Processing Fees / Prepayment Charges on Gold Loan Phulera

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Phulera

A CIBIL score comes with an important role to play as every lending institution in Phulera has made a criterion for the minimum CIBIL score that is required in order to process a Gold Loan application. A minimum CIBIL score of 750 is asked by the institutions for processing your gold loan application.

The institutions also check your detailed behavior on the previous loans taken so the CIBIL score is not sufficient. The details consist of the borrowed amount and the type of loan taken. Late payments in the previous loan taken acts as a barrier between you and your loan approval. Such situations can still be avoided by maintaining a good CIBIL score.

Gold Loan Phulera Agents

Dialabank is regarded as a leading and reliable gold loan agent in Phulera. You can apply online at www.dialabank.com or call at 9878981166

Dialabank helps the clients to find the most suitable option amongst various Banks and NBFCs by offering a comprehensive comparison of the market for different banks and NBFCs. With the help of Dialabank, you can skip the confusing information procedure and make the right decision. Fill an online simple form with some details and after that our customer relationship managers will get in touch with you.

Gold Loan Phulera Contact Number

Call 9878981166 to get instant help as well as approval for Gold Loan in Phulera right now.

Pre Calculated EMI Table for Gold Loan Phulera

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Phulera

Phulera is a small town in Jaipur district in the state of Rajasthan. It is a prime railway junction.

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Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.