Gold Loan Ponneri


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Gold Loan Ponneri

Best Banks for Gold Loan in Ponneri

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Ponneri Features

Now you can avail Gold Loan Ponneri having the following features:

gold loan ponneri

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
  2. You get 100% Safety & Collateral of your Gold Jewellery.
  3. Get your  per gram gold loan processed within 30 minutes.
  4. Enjoy Anytime Liquidity in Gold Loan Ponneri.
  5. No EMI, Service only Interest and enjoy the Loan facility.
  6. Lower Interest Rates in Jewel loan Ponneri.
  7. Simple documentation and fast processing happen in Gold LoanPonneri.
  8. The overdraft limit varies depending on the gold price.
  9. The interest rate is payable the only amount of the overdraft that you will use.

Gold Loan Rate Per Gram Today in Ponneri

Updated - Gold Loan Per Gram Rate w.e.f Feb 24 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Ponneri Interest Rates and Charges  

Gold Loan
Interest Rate
Processing Fee
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Ponneri Documents Required

  1. One Proof of Identity is essential from the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. At least one Address Proof of the following is manadatory: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Ponneri

  1. Land Proof is required if you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not compulsory for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Credentials by the Jewel Appraiser (Bank will take this responsibility for you).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Ponneri Eligibility Criteria

  1. The minimum age obligation for the applier should be 21 years and a maximum of up to 60 years.
  2. The applicant should have Indian nationality.

GOLD LOAN @ 0.75%*



How to Apply for Gold Loan Ponneri

Online Process to Apply for Gold Loan Ponneri

You can apply for the Gold Loan Ponneriat Dialabank. The process is straightforward. Just fill a simple form with us.

After that, our representative will contact you soon. For more information about Gold Loan Ponneri, you can call on 9878981166.

Dialabank is taken into consideration as the best platform to apply for a gold loan online. The reasons behind this are:

  1. Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
  2. The bank has a good reputation among the customer’s cause of its best services.
  3. While applying for a gold loan through Dialabank, there is less paperwork.
  4. You will avail of a high LTV i.e. Loan-To-Value of your gold.
  5. Finally, the Relationship managers are instructed enough to guide you in the entire process of Gold Loan.
  6. Another reason, if you apply for a gold loan on Dialabank, you will get a low Interest Rate on Gold Loan
  7. Dialabank provides a document pickup service from the doorstep.
  8. One more important thing is that the Dialabank assists the customers without charges.
Offline Process to Apply for Gold Loan Ponneri

The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

The applicant also has an option to avail of a Gold Loan from the nearest bank branch. To do so, you just ask google Gold Loan near me. Google will show all the nearby departments from where you can avail of the loan. Then, you have to visit again and again until the gold loan approval.

Processing Fees / Prepayment Charges on Gold Loan Ponneri

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Ponneri

Most institutions require a 750 minimum CIBIL score to process your gold loan application. Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Ponneri, so maintain constancy in your CIBIL score

The institutions don’t just check at the overall CIBIL score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your getting a fresh loan.

Gold Loan Ponneri Agent and Contact Number

Dialabank is the leading agent for availing Gold Loan in Ponneri.

You can apply online at Also, a call at 9878981166.

Dialabank helps you to find the best option between different Banks and NBFCs by providing you with a detailed market comparison of different types of banks and financial foundations, it includes all the banks so that you can make the right choice.

Visit and you can easily contact our representatives, fill a simple form with your personal and employment details. Our customer relationship managers will soon get in contact with you.

Gold Loan Ponneri Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Ponneri.

Pre Calculated EMI Table for Gold Loan Ponneri

5 Yrs
4 Yrs
3 Yrs

About Ponneri

Ponneri is a city in Tamil Nady state, India. It is situated in Ponneri Taluk. It is located in the Thiruvullar district.

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