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Gold Loan Poranki

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Best Banks for Gold Loan in Poranki

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Poranki Features

Gold Loan Poranki

Gold loan is considered as the best form loan instruments currently available in the market. It’s a hassle-free process. A gold loan is given to people if they have a minimum of 10 grams of loans. There is no such restriction on the individual concerned to have a minimum salary in order to be eligible for a gold loan.

Gold Loan Rate Per Gram Today in Poranki

Updated - Gold Loan Per Gram Rate w.e.f Apr 19 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan in Poranki Interest Rates and Charges

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Gold Loan in Poranki Documents Required

Identification proof such as Passport, Voter card, or driving license.
Address proof which includes electricity bill, ration card, etc.
Passport, Driving License, or any other proof with signature requires to be submitted for signature proof.
Two passport size photographs are also required.

Gold Loan in Poranki Eligibility Criteria

The applicant should be 18 years old.
An applier should not be more than 60 years of age.
The applicant must have Indian nationality.

How to Apply for Gold Loan Poranki

Online Process to Apply for Gold Loan Poranki

You can apply for the Gold Loan with Dialabank.
It is less time consuming and convenient
Fill an online form with personal details
Our relationship manager will contact you for further assistance.
You can avail of a document pick up facility from your doorstep.
For more information about Gold Loan Poranki, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons are the following:

Dialabank is India’s first financial helpline; it provides the best financial services all over the country.
Dialabank has a good reputation among the customers because of its best services.
Gold Loan interest rate can be availed at a low with minimum documentation requirements.
Dialabank provides a document pickup facility from the doorstep of the consumer.
There is no processing fee or secondary charges for availing the service through Dialabank.
The Relationship managers of Dialabank are trained and assist the customer without any hesitance.

Offline Process to Apply for Gold Loan Poranki

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants require to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will guide you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Poranki

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Poranki

Most of the banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the required documents and should fulfill the eligibility criteria.

Gold Loan Poranki Agent and Contact Number

Dialabank is one of the leading agents for getting a Gold Loan in Poranki. You can apply online at www.dialabank.com or give a call us at 9878981166.

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form using your personal and employment details. Our customer relationship managers will connect with you.

Gold Loan Poranki Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Poranki.

Pre Calculated EMI Table for Gold Loan Poranki

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Poranki

Poranki is a neighborhood of Vijayawada in Krishna District in Andhra Pradesh, India.

FAQs for Gold Loan Poranki

1. How does Gold Loan Poranki work?

The loan on gold is very simple to understand. The Banks /NBFC offers you funds against your gold ornament. The loan amount depends on the gold weight.

2. Is Gold Loan Poranki secured?

Yes, it is important to note that the Loan on gold comes in the category of secured loans. Because in a gold loan the consumer puts their gold jewelry into the bank’s locker as security or as collateral.

3. What happens when you don’t repay a Gold Loan Poranki?

If the borrower is incapable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

4. To get a gold loan do I need a co-applier?

No, to avail of the Gold loan you don’t need any co-applicant

5. Is a Gold loan better than a Personal loan?

Yes, a Gold loan is better than personal Loan cause Gold Loan banks/NBFC takes Gold ornament as well as a gold coin as collateral and in case of Personal Loan it is not secured and hence carries higher interest than a gold loan.

6. What is the best online platform to avail gold loan?

Dialabank is the best platform to avail of a gold loan. Dialabank provides you an unproblematic process as well as the lowest interest rate in the market as compared to others.